Presurance Holdings, Inc. (PRHIZ) — SEC Filings
Presurance Holdings, Inc. (PRHIZ) — 32 SEC filings. Latest: 8-K (Dec 30, 2025). Includes 18 8-K, 6 10-Q, 3 8-K/A.
View Presurance Holdings, Inc. on SEC EDGAR
Overview
Presurance Holdings, Inc. (PRHIZ) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 30, 2025: Presurance Holdings, Inc. (formerly Conifer Holdings, Inc.) entered into a material definitive agreement on December 23, 2025, related to its Nine Point Seven Five Percent Senior Notes Due 2028. The company also reported on unregistered sales of equity securities and material modifications to securi
Sentiment Summary
Across 32 filings, the sentiment breakdown is: 3 bearish, 28 neutral, 1 mixed. The dominant filing sentiment for Presurance Holdings, Inc. is neutral.
Filing Type Overview
Presurance Holdings, Inc. (PRHIZ) has filed 18 8-K, 6 10-Q, 3 8-K/A, 2 10-K/A, 2 10-K, 1 DEF 14A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (32)
Risk Profile
Risk Assessment: Of PRHIZ's 31 recent filings, 4 were flagged as high-risk, 14 as medium-risk, and 13 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $26.70M |
| Net Income | -$1.40M |
| EPS | N/A |
| Debt-to-Equity | N/A |
| Cash Position | $7.41M |
| Operating Margin | N/A |
| Total Assets | $284.99M |
| Total Debt | N/A |
Key Executives
- Michael J. O'Malley
- Andrew Petcoff
- Nicholas Petcoff
- James Petcoff
Industry Context
The property and casualty insurance industry is highly competitive and subject to significant regulatory oversight. Companies face challenges related to pricing, underwriting profitability, and managing claims costs. Trends include a focus on specialty lines, digital transformation, and increasing capital requirements for insurers.
Top Tags
insurance (9) · debt (7) · amendment (5) · Insurance (4) · corporate-governance (4) · financial-reporting (4) · 10-Q (4) · financial-condition (3) · debt-issuance (3) · financials (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Senior Notes Interest Rate | 9.75% | Interest rate on the Nine Point Seven Five Percent Senior Notes Due 2028. |
| Net Loss (Q3 2025) | $3.97M | Compared to $53.29M net income in Q3 2024, largely due to discontinued operations. |
| Net Loss (9M 2025) | $1.40M | From continuing operations, an improvement from $9.04M loss in 9M 2024. |
| Net Earned Premiums (9M 2025) | $26.70M | Decreased from $48.15M in 9M 2024, reflecting divestitures. |
| Net Cash Used in Operating Activities (9M 2025) | $18.70M | Increased from $12.68M used in 9M 2024, indicating worsening cash burn. |
| Capital Contribution to TIC (June 2025) | $6.5M | Additional capital provided to support Triassic Insurance Company's RBC ratio. |
| TIC's Estimated RBC Ratio (Sep 30, 2025) | 261% | Increased from 156% at Dec 31, 2024, after capital injections and quota share agreement. |
| Cash and Cash Equivalents (Sep 30, 2025) | $7.41M | Significantly down from $27.65M at Dec 31, 2024. |
| Unpaid Losses and Loss Adjustment Expenses (Sep 30, 2025) | $154.33M | Decreased from $189.29M at Dec 31, 2024, indicating some reserve release or payment. |
| Senior Notes Maturity Year | 2028 | The year in which the company's senior notes are due. |
| Net income for Q2 2025 | $2.051M | Swung from a $3.792 million net loss in Q2 2024 |
| Net income for H1 2025 | $2.573M | Swung from a $3.561 million net loss in H1 2024 |
| Change in fair value of contingent considerations for H1 2025 | $9.750M | Key driver of profitability, up from $0 in H1 2024 |
| Net earned premiums for Q2 2025 | $9.564M | Decreased from $16.666 million in Q2 2024 |
| Net earned premiums for H1 2025 | $19.879M | Decreased from $33.553 million in H1 2024 |
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Frequently Asked Questions
What are the latest SEC filings for Presurance Holdings, Inc. (PRHIZ)?
Presurance Holdings, Inc. has 32 recent SEC filings from Jan 2024 to Dec 2025, including 18 8-K, 6 10-Q, 3 8-K/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of PRHIZ filings?
Across 32 filings, the sentiment breakdown is: 3 bearish, 28 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Presurance Holdings, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Presurance Holdings, Inc. (PRHIZ) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Presurance Holdings, Inc.?
Key financial highlights from Presurance Holdings, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for PRHIZ?
The investment thesis for PRHIZ includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Presurance Holdings, Inc.?
Key executives identified across Presurance Holdings, Inc.'s filings include Michael J. O'Malley, Andrew Petcoff, Nicholas Petcoff, James Petcoff.
What are the main risk factors for Presurance Holdings, Inc. stock?
Of PRHIZ's 31 assessed filings, 4 were flagged high-risk, 14 medium-risk, and 13 low-risk.
What are recent predictions and forward guidance from Presurance Holdings, Inc.?
Forward guidance and predictions for Presurance Holdings, Inc. are extracted from SEC filings as they are enriched.