Postal Realty Trust Enters Material Agreement

TL;DR

PRT just signed a big deal, new financial obligations incoming.

AI Summary

On September 19, 2025, Postal Realty Trust, Inc. entered into a material definitive agreement. This filing also indicates the creation of a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. The company is headquartered at 75 Columbia Avenue, Cedarhurst, NY 11516.

Why It Matters

This filing signals a significant new financial commitment or obligation for Postal Realty Trust, Inc., which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — Entering into material definitive agreements and new financial obligations can introduce financial risks and operational changes that warrant careful consideration.

Key Players & Entities

• Postal Realty Trust, Inc. (company) — Registrant
• September 19, 2025 (date) — Date of earliest event reported
• 75 Columbia Avenue, Cedarhurst, NY 11516 (location) — Principal executive offices

FAQ

Key Financial Figures

• $0.01 — tered Class A Common Stock, par value $0.01 per share PSTL New York Stock Excha
• $150 million — The Credit Agreement provides for a (i) $150 million senior unsecured revolving credit facil
• $290 million — ty (the "Revolving Facility"), and (ii) $290 million term loan facility (the "Term Loan Faci
• $175 million — he Term Loan Facility consists of a (a) $175 million delayed drawn term loan facility (the "
• $115 million — greement as of the Closing Date and (b) $115 million senior unsecured term loan facility (th
• $75 million — 25 Term Loan Facility consists of (1) a $75 million term loan previously advanced under the
• $40 million — standing as of the Closing Date and (2) $40 million of new term loans advanced to the Opera
• $150 m — nts under the Credit Agreement by up to $150 million, in the case of the Revolving Fac
• $100 m — se of the Revolving Facility, and up to $100 million, in the case of the Term Loan Fac
• $13 million — lance on the Revolving Facility down to $13 million. The Operating Partnership currently ex

Filing Documents

• ea0258118-8k_postal.htm (8-K) — 36KB
• ea025811801ex10-1_postal.htm (EX-10.1) — 853KB
• ea025811801ex99-1_postal.htm (EX-99.1) — 21KB
• 0001213900-25-089790.txt ( ) — 1273KB
• pstl-20250919.xsd (EX-101.SCH) — 3KB
• pstl-20250919_lab.xml (EX-101.LAB) — 33KB
• pstl-20250919_pre.xml (EX-101.PRE) — 22KB
• ea0258118-8k_postal_htm.xml (XML) — 3KB

01. Entry into a Material Definitive

Item 1.01. Entry into a Material Definitive Agreement. On September 19, 2025 (the "Closing Date"), Postal Realty Trust, Inc. (the "Company"), as guarantor, Postal Realty LP (the "Operating Partnership"), as borrower, and certain indirect subsidiaries of the Company entered into an Amended and Restated Credit Agreement (the "Credit Agreement") with Truist Bank, as administrative agent, and certain lenders party thereto, which amends and restates in its entirety the Credit Agreement, dated as of August 9, 2021 (as such agreement was amended from time-to time, the "Prior Credit Agreement") which was previously in effect. The Credit Agreement provides for a (i) $150 million senior unsecured revolving credit facility (the "Revolving Facility"), and (ii) $290 million term loan facility (the "Term Loan Facility," and, collectively with the Revolving Facility, the "Credit Facilities"). The Term Loan Facility consists of a (a) $175 million delayed drawn term loan facility (the "Delayed Draw Term Loan Facility"), all of which was previously advanced to the Operating Partnership under the Prior Credit Agreement and remains outstanding under the Credit Agreement as of the Closing Date and (b) $115 million senior unsecured term loan facility (the "2025 Term Loan Facility"). The 2025 Term Loan Facility consists of (1) a $75 million term loan previously advanced under the Prior Credit Agreement and which remains outstanding as of the Closing Date and (2) $40 million of new term loans advanced to the Operating Partnership on the Closing Date. The Credit Agreement also provides that, the Credit Agreement, the Operating Partnership may seek to increase the lending commitments under the Credit Agreement by up to $150 million, in the case of the Revolving Facility, and up to $100 million, in the case of the Term Loan Facility. Concurrently with enter

03 Creation of a Direct Financial Obligation or an Obligation

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The information set forth under Item 1.01 is incorporated herein by reference.

01. Other Events

Item 8.01. Other Events On September 22, 2025, the Company issued a press release in connection with its entry into the Credit Agreement, a copy of which is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Document 10.1 Amended and Restated Credit Agreement, dated September 19, 2025, by and among Postal Realty LP, Postal Realty Trust, Inc., the certain subsidiaries from time-to-time party thereto as guarantors, Truist Bank, as administrative agent, and the several banks and financial institutions party thereto as lenders. 99.1 Press Release of Postal Realty Trust, Inc., dated September 22, 2025. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document). 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: September 22, 2025 POSTAL REALTY TRUST, INC. By: /s/ Jeremy Garber Name: Jeremy Garber Title: Chief Financial Officer, President, Treasurer and Secretary 3

View Full Filing

View this 8-K filing on SEC EDGAR