Quaint Oak Bancorp, Inc. (QNTO) — SEC Filings
Quaint Oak Bancorp, Inc. (QNTO) — 41 SEC filings. Latest: DEFA14A (Apr 8, 2026). Includes 27 8-K, 6 10-Q, 2 10-K.
View Quaint Oak Bancorp, Inc. on SEC EDGAR
Overview
Quaint Oak Bancorp, Inc. (QNTO) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a DEFA14A filed on Apr 8, 2026: Quaint Oak Bancorp, Inc. filed a DEFA14A on April 8, 2026, providing additional definitive proxy soliciting materials. The filing details information related to the company's operations and shareholder matters, with its principal executive offices located at 501 Knowles Avenue, Southampton, PA 18966
Sentiment Summary
Across 41 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 38 neutral, 1 mixed. The dominant filing sentiment for Quaint Oak Bancorp, Inc. is neutral.
Filing Type Overview
Quaint Oak Bancorp, Inc. (QNTO) has filed 1 DEFA14A, 1 ARS, 6 10-Q, 27 8-K, 1 10-K/A, 1 DEF 14A, 2 10-K, 1 8-K/A, 1 SC 13G/A with the SEC between Jan 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (41)
Risk Profile
Risk Assessment: Of QNTO's 37 recent filings, 1 were flagged as high-risk, 12 as medium-risk, and 24 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $11,918 thousand |
| Net Income | -$41 thousand |
| EPS | -$0.02 |
| Debt-to-Equity | 11.98 |
| Cash Position | $52,292 thousand |
| Operating Margin | N/A |
| Total Assets | $677,131 thousand |
| Total Debt | $62,575 thousand |
Key Executives
- Robert J. DiStanislao
- Michael J. McHugh
- David J. Reiss
Industry Context
The banking sector is characterized by intense competition, evolving regulatory landscapes, and sensitivity to interest rate fluctuations. Banks like QUAINT OAK BANCORP, INC. must manage net interest margins, non-interest income streams, and credit risk effectively. Recent trends include a focus on digital transformation, consolidation, and adapting to changing customer behaviors, all while navigating macroeconomic uncertainties.
Top Tags
financials (11) · 8-K (5) · disclosure (5) · 8-k (5) · financial-reporting (5) · regulatory (4) · filing (4) · corporate-governance (4) · deposits (3) · results-of-operations (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Period of Report | 2025-12-31 | Fiscal year end for the reported period. |
| Filing Date | 2026-04-08 | Date the ARS was accepted by the SEC. |
| Net Loss | $41 thousand | For the three months ended September 30, 2025, compared to $243 thousand net income in 2024. |
| Net Income | $148 thousand | For the nine months ended September 30, 2025, down from $1.216 million in 2024. |
| Total Interest and Dividend Income | $10.170 million | For the three months ended September 30, 2025, a decrease from $10.472 million in 2024. |
| Total Interest Expense | $5.776 million | For the three months ended September 30, 2025, a decrease from $6.224 million in 2024. |
| Total Non-Interest Income | $1.748 million | For the three months ended September 30, 2025, an increase from $1.210 million in 2024. |
| Total Assets | $677.131 million | As of September 30, 2025, a decrease from $685.168 million at December 31, 2024. |
| Non-interest bearing deposits | $76.134 million | As of September 30, 2025, an increase from $59.783 million at December 31, 2024. |
| Senior debt, net | $9.575 million | New debt as of September 30, 2025, compared to zero at December 31, 2024. |
| Net repayments from subordinated debt | $14.103 million | For the nine months ended September 30, 2025, reducing total subordinated debt to $8.000 million. |
| Basic Earnings Per Share (Loss) | $0.02 | For the three months ended September 30, 2025, compared to $0.09 earnings per share in 2024. |
| Net Income from Continuing Operations (Q2 2025) | $272K | Increased 172% from $100K in Q2 2024 |
| Net Income from Continuing Operations (H1 2025) | $189K | Decreased from $567K in H1 2024, largely due to discontinued operations |
| Total Assets (June 30, 2025) | $670.76M | Decreased 2.1% from $685.17M at December 31, 2024 |
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Frequently Asked Questions
What are the latest SEC filings for Quaint Oak Bancorp, Inc. (QNTO)?
Quaint Oak Bancorp, Inc. has 41 recent SEC filings from Jan 2024 to Apr 2026, including 27 8-K, 6 10-Q, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of QNTO filings?
Across 41 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 38 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Quaint Oak Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Quaint Oak Bancorp, Inc. (QNTO) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Quaint Oak Bancorp, Inc.?
Key financial highlights from Quaint Oak Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for QNTO?
The investment thesis for QNTO includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Quaint Oak Bancorp, Inc.?
Key executives identified across Quaint Oak Bancorp, Inc.'s filings include Robert J. DiStanislao, Michael J. McHugh, David J. Reiss.
What are the main risk factors for Quaint Oak Bancorp, Inc. stock?
Of QNTO's 37 assessed filings, 1 were flagged high-risk, 12 medium-risk, and 24 low-risk.
What are recent predictions and forward guidance from Quaint Oak Bancorp, Inc.?
Forward guidance and predictions for Quaint Oak Bancorp, Inc. are extracted from SEC filings as they are enriched.