RBB Bancorp Q1 2025 10-Q: Assets $4.9B, Net Income $17.7M
Ticker: RBB · Form: 10-Q · Filed: May 12, 2025 · CIK: 1499422
| Field | Detail |
|---|---|
| Company | Rbb Bancorp (RBB) |
| Form Type | 10-Q |
| Filed Date | May 12, 2025 |
| Risk Level | medium |
| Sentiment | neutral |
Sentiment: neutral
Topics: 10-Q, financials, earnings, banking
TL;DR
**RBB Bancorp Q1 2025: Assets $4.9B, Net Income $17.7M. Solid quarter.**
AI Summary
RBB Bancorp filed its 10-Q for the period ending March 31, 2025. The company reported total assets of $4.920 billion and total liabilities of $4.948 billion. Net income for the quarter was $17.7 million, with earnings per share of $0.16. The filing also details various income and expense items, including interest income and noninterest income.
Why It Matters
This filing provides a snapshot of RBB Bancorp's financial health and performance for the first quarter of 2025, impacting investor confidence and strategic decisions.
Risk Assessment
Risk Level: medium — The filing indicates a significant amount of assets and liabilities, and the financial performance details are crucial for assessing the bank's stability and profitability.
Key Numbers
- $4.92B — Total Assets (Represents the total value of resources owned by RBB Bancorp as of March 31, 2025.)
- $4.95B — Total Liabilities (Represents the total obligations of RBB Bancorp as of March 31, 2025.)
- $17.7M — Net Income (Profit earned by RBB Bancorp during the first quarter of 2025.)
- $0.16 — Earnings Per Share (Net income attributable to each outstanding share of common stock for the first quarter of 2025.)
Key Players & Entities
- RBB Bancorp (company) — Filer of the 10-Q
- 20250331 (date) — End of the reporting period
- $4.920 billion (dollar_amount) — Total assets
- $4.948 billion (dollar_amount) — Total liabilities
- $17.7 million (dollar_amount) — Net income
- 0.16 (dollar_amount) — Earnings per share
FAQ
What was RBB Bancorp's net interest income for the quarter ended March 31, 2025?
The filing indicates that interest income was $71.5 million and interest expense was $55,000, leading to a net interest income that can be inferred from these figures and other income/expense items.
What is the breakdown of RBB Bancorp's noninterest income for Q1 2025?
Noninterest income includes 'Other operating income' of $6.0 million, and other income sources such as wealth management fees, miscellaneous loan fees, postage/courier fees, and safe deposit box rental income.
What was the total amount of loans held by RBB Bancorp as of March 31, 2025?
The filing shows 'Loans' as $4,920,000,000 for the period ending March 31, 2025.
What were the total deposits for RBB Bancorp as of March 31, 2025?
Total deposits are listed as $4,948,000,000 for the period ending March 31, 2025.
What is the company's reported efficiency ratio for the period?
The filing mentions a ratio of 71.5, which is likely related to operational efficiency, though the specific label 'efficiency ratio' is not explicitly stated in the provided snippet.
Filing Details
This Form 10-Q (Form 10-Q) was filed with the SEC on May 12, 2025 regarding RBB Bancorp (RBB).