Rhinebeck Bancorp, Inc. (RBKB) — SEC Filings
Rhinebeck Bancorp, Inc. (RBKB) — 32 SEC filings. Latest: 10-Q (Nov 13, 2025). Includes 21 8-K, 6 10-Q, 2 10-K.
View Rhinebeck Bancorp, Inc. on SEC EDGAR
Overview
Rhinebeck Bancorp, Inc. (RBKB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 13, 2025: Rhinebeck Bancorp, Inc. (RBKB) reported a significant turnaround in its financial performance for the nine months ended September 30, 2025, achieving a net income of $7.709 million, a substantial improvement from a net loss of $5.966 million in the same period of 2024. This positive shift was primar
Sentiment Summary
Across 32 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 30 neutral. The dominant filing sentiment for Rhinebeck Bancorp, Inc. is neutral.
Filing Type Overview
Rhinebeck Bancorp, Inc. (RBKB) has filed 6 10-Q, 21 8-K, 2 10-K, 1 DEFA14A, 1 DEF 14A, 1 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (32)
Risk Profile
Risk Assessment: Of RBKB's 29 recent filings, 0 were flagged as high-risk, 3 as medium-risk, and 26 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $51,152,000 |
| Net Income | $7,709,000 |
| EPS | $0.71 |
| Debt-to-Equity | 8.89 |
| Cash Position | $103,465,000 |
| Operating Margin | N/A |
| Total Assets | $1,316,009,000 |
| Total Debt | $31,758,000 |
Key Executives
- David L. Smith
- Sarah J. Miller
- Robert K. Davis
- Robert J. Ryan
- David M. Smith
- David A. Nelson
- Christopher W. Bibeau
- Michael J. Quinn
Industry Context
Rhinebeck Bancorp operates within the highly competitive U.S. regional banking sector. The industry is characterized by a focus on community banking, driven by interest income from loans and deposits. Key trends include digital transformation, increasing regulatory scrutiny, and the ongoing impact of interest rate environments on net interest margins. Consolidation remains a theme, with smaller banks seeking scale or strategic partnerships.
Top Tags
corporate-governance (7) · 8-k (6) · financial-reporting (5) · officer-changes (4) · financial-condition (4) · results-of-operations (4) · financials (4) · savings-institution (4) · SEC Filing (3) · director-changes (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $7.709M | For the nine months ended September 30, 2025, a significant improvement from a $5.966M net loss in 2024. |
| Total Interest and Dividend Income | $51.152M | Increased from $47.239M in 2024, indicating stronger revenue generation. |
| Total Interest Expense | $16.588M | Decreased from $19.719M in 2024, contributing to higher net interest income. |
| Net Interest Income After Provision for Credit Losses | $33.408M | Increased from $26.101M in 2024, showing improved core profitability. |
| Total Assets | $1.316B | As of September 30, 2025, up from $1.256B at December 31, 2024, reflecting balance sheet growth. |
| Total Deposits | $1.116B | As of September 30, 2025, up from $1.021B at December 31, 2024, indicating strong customer funding. |
| Total Stockholders' Equity | $133.004M | As of September 30, 2025, up from $121.833M at December 31, 2024, reflecting improved financial health. |
| Basic Earnings Per Share | $0.71 | For the nine months ended September 30, 2025, a significant improvement from a basic loss per share of $0.55 in 2024. |
| Common Stock Shares Outstanding | 11,145,681 | As of November 1, 2025, indicating the current share count. |
| Net increase in demand deposits, NOW, money market and savings accounts | 51,300 | For the nine months ended September 30, 2025, showing strong growth in core deposits. |
| Net Income Q2 2025 | $2.5M | Decreased 19.4% from Q2 2024 |
| Net Income Q2 2024 | $3.1M | Baseline for comparison |
| Net Income Decline | 19.4% | Significant year-over-year decrease |
| Total Assets Q2 2025 | $1.52B | Modest growth from year-end 2024 |
| Total Assets Q4 2024 | $1.50B | Prior period asset base |
Frequently Asked Questions
What are the latest SEC filings for Rhinebeck Bancorp, Inc. (RBKB)?
Rhinebeck Bancorp, Inc. has 32 recent SEC filings from Jan 2024 to Nov 2025, including 21 8-K, 6 10-Q, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of RBKB filings?
Across 32 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 30 neutral. The dominant sentiment is neutral.
Where can I find Rhinebeck Bancorp, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Rhinebeck Bancorp, Inc. (RBKB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Rhinebeck Bancorp, Inc.?
Key financial highlights from Rhinebeck Bancorp, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for RBKB?
The investment thesis for RBKB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Rhinebeck Bancorp, Inc.?
Key executives identified across Rhinebeck Bancorp, Inc.'s filings include David L. Smith, Sarah J. Miller, Robert K. Davis, Robert J. Ryan, David M. Smith and 3 others.
What are the main risk factors for Rhinebeck Bancorp, Inc. stock?
Of RBKB's 29 assessed filings, 0 were flagged high-risk, 3 medium-risk, and 26 low-risk.
What are recent predictions and forward guidance from Rhinebeck Bancorp, Inc.?
Forward guidance and predictions for Rhinebeck Bancorp, Inc. are extracted from SEC filings as they are enriched.