Ready Capital Corp (RC-PE) — SEC Filings
Ready Capital Corp (RC-PE) — 34 SEC filings. Latest: 10-Q (Nov 7, 2025). Includes 19 8-K, 6 10-Q, 2 10-K/A.
View Ready Capital Corp on SEC EDGAR
Overview
Ready Capital Corp (RC-PE) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 7, 2025: Ready Capital Corp reported a net loss attributable to the company of $20.744 million for the three months ended September 30, 2025, a significant increase from the $11.309 million net loss in the same period of 2024. For the nine months ended September 30, 2025, the company posted a net loss of $0.
Sentiment Summary
Across 34 filings, the sentiment breakdown is: 2 bearish, 32 neutral. The dominant filing sentiment for Ready Capital Corp is neutral.
Filing Type Overview
Ready Capital Corp (RC-PE) has filed 6 10-Q, 19 8-K, 1 8-K/A, 2 10-K/A, 2 DEF 14A, 1 SC 13D/A, 1 10-K, 2 SC 13G/A with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (34)
Risk Profile
Risk Assessment: Of RC-PE's 31 recent filings, 2 were flagged as high-risk, 11 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | 137,491,000 |
| Net Income | -20,744,000 |
| EPS | N/A |
| Debt-to-Equity | 3.44 |
| Cash Position | 147,505,000 |
| Operating Margin | N/A |
| Total Assets | 8,332,101,000 |
| Total Debt | 5,957,561,000 |
Key Executives
- Thomas Capasse
- Jack Ross
Industry Context
Ready Capital Corporation operates in the real estate finance sector, a market sensitive to interest rate fluctuations and economic conditions. The company's performance is heavily influenced by its ability to originate and service loans, as well as manage its portfolio of real estate assets. Competition is intense, with numerous lenders and investors vying for market share, often leading to pressure on margins.
Top Tags
REIT (8) · real-estate (7) · financial-reporting (5) · corporate-governance (5) · debt (5) · preferred-stock (4) · 10-Q (4) · SEC Filing (3) · financial-statements (3) · financials (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss Attributable to RC | $20.744M | Increased from $11.309M in Q3 2024 to $20.744M in Q3 2025 |
| Interest Income | $137.491M | Decreased from $226.537M in Q3 2024 to $137.491M in Q3 2025 |
| Valuation Recovery (Loans Held for Sale) | $178.225M | Increased from $71.060M in Q3 2024 to $178.225M in Q3 2025 |
| Common Stock Dividend per Share | $0.125 | Halved from $0.25 in Q3 2024 to $0.125 in Q3 2025 |
| Total Assets | $8.332B | Decreased from $10.141B at Dec 31, 2024 |
| Assets of Consolidated VIEs | $2.166B | Decreased from $5.175B at Dec 31, 2024 |
| Secured Borrowings | $2.879B | Increased from $2.035B at Dec 31, 2024 |
| Securitized Debt Obligations of Consolidated VIEs | $1.293B | Decreased from $3.580B at Dec 31, 2024 |
| Gain on Bargain Purchase | $24.472M | Reported for Q3 2025 |
| Common Stock Shares Outstanding | 162,126,276 | As of November 6, 2025 |
| Market Value of Common Stock (Non-Affiliates) | $1.31B | As of June 30, 2024, reflecting the company's market capitalization. |
| Common Shares Outstanding | 163.15M | As of February 28, 2025, indicating the total number of shares available. |
| REIT Dividend Distribution Requirement | 90% | Minimum percentage of net taxable income (excluding capital gain) Ready Capital must distribute to stockholders annually to maintain REIT status. |
| Maximum Original Principal Amount for LMM Loans | $40M | Represents the upper limit for the original principal amounts of loans in Ready Capital's LMM portfolio. |
| Number of Non-Bank SBLCs | 20 | Ready Capital's subsidiary, ReadyCap Lending, is one of only 20 non-bank Small Business Lending Companies with an SBA license. |
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Frequently Asked Questions
What are the latest SEC filings for Ready Capital Corp (RC-PE)?
Ready Capital Corp has 34 recent SEC filings from Jan 2024 to Nov 2025, including 19 8-K, 6 10-Q, 2 10-K/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of RC-PE filings?
Across 34 filings, the sentiment breakdown is: 2 bearish, 32 neutral. The dominant sentiment is neutral.
Where can I find Ready Capital Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Ready Capital Corp (RC-PE) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Ready Capital Corp?
Key financial highlights from Ready Capital Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for RC-PE?
The investment thesis for RC-PE includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Ready Capital Corp?
Key executives identified across Ready Capital Corp's filings include Thomas Capasse, Jack Ross.
What are the main risk factors for Ready Capital Corp stock?
Of RC-PE's 31 assessed filings, 2 were flagged high-risk, 11 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from Ready Capital Corp?
Forward guidance and predictions for Ready Capital Corp are extracted from SEC filings as they are enriched.