Richmond Mutual Bancorporation, Inc. (RMBI) — SEC Filings
Richmond Mutual Bancorporation, Inc. (RMBI) — 37 SEC filings. Latest: 8-K (May 5, 2026). Includes 22 8-K, 6 10-Q, 4 SC 13G/A.
View Richmond Mutual Bancorporation, Inc. on SEC EDGAR
Overview
Richmond Mutual Bancorporation, Inc. (RMBI) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Nov 19, 2025: Richmond Mutual Bancorporation, Inc. filed an 8-K on November 19, 2025, reporting "Other Events" and "Financial Statements and Exhibits." The filing details the company's principal executive offices located at 31 North 9th Street, Richmond, Indiana, 47374, and its primary business as State Commercia
Sentiment Summary
Across 37 filings, the sentiment breakdown is: 1 bearish, 35 neutral, 1 mixed. The dominant filing sentiment for Richmond Mutual Bancorporation, Inc. is neutral.
Filing Type Overview
Richmond Mutual Bancorporation, Inc. (RMBI) has filed 22 8-K, 1 EFFECT, 6 10-Q, 2 DEF 14A, 2 10-K, 4 SC 13G/A with the SEC between Jan 2024 to May 2026.
Filings by Year
Recent SEC Filings (37)
Risk Profile
Risk Assessment: Of RMBI's 29 recent filings, 1 were flagged as high-risk, 3 as medium-risk, and 25 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $11,294,961 |
| Net Income | $3,597,006 |
| EPS | $0.37 |
| Debt-to-Equity | 9.89 |
| Cash Position | $34,264,953 |
| Operating Margin | N/A |
| Total Assets | $1,525,565,364 |
| Total Debt | $509,556,118 |
Industry Context
Richmond Mutual Bancorporation operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is currently navigating a complex environment with fluctuating interest rates, increasing competition from larger institutions and fintechs, and evolving regulatory landscapes. Banks are increasingly focused on digital transformation to enhance customer experience and operational efficiency.
Top Tags
financial-reporting (10) · 8-k (7) · financials (5) · corporate-filing (5) · 8-K (4) · 10-Q (4) · governance (3) · officer-appointment (3) · corporate-governance (3) · Richmond Mutual Bancorporation (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Central Index Key | 0001767837 | Unique identifier for the company with the SEC |
| IRS Employer Identification No. | 36-4926041 | Company's tax identification number |
| SEC File Number | 001-38956 | Identifies the company's filing with the SEC. |
| Net Income (Q3 2025) | $3,597,006 | Increased 45.5% from $2,471,878 in Q3 2024 |
| Net Income (9 Months 2025) | $8,167,314 | Increased 18.3% from $6,901,373 in 9 Months 2024 |
| Total Assets (Sept 30, 2025) | $1,525,565,364 | Increased from $1,504,874,860 at Dec 31, 2024 |
| Net Interest Income (Q3 2025) | $11,294,961 | Increased from $9,432,799 in Q3 2024 |
| Provision for Credit Losses (9 Months 2025) | $1,744,459 | Increased from $354,758 in 9 Months 2024 |
| Total Deposits (Sept 30, 2025) | $1,118,258,347 | Increased from $1,093,939,857 at Dec 31, 2024 |
| Federal Home Loan Bank Advances (Sept 30, 2025) | $254,000,000 | Decreased from $265,000,000 at Dec 31, 2024 |
| Common Stock Repurchases (9 Months 2025) | $5,633,659 | Amount of common stock repurchased |
| Shares Outstanding (Sept 30, 2025) | 10,426,263 | Decreased from 10,814,960 shares at Dec 31, 2024 |
| Basic EPS (Q3 2025) | $0.37 | Increased from $0.25 in Q3 2024 |
| Filing Date | 20251023 | Date of report and earliest event |
| Net Income (Q2 2025) | -$1.2M | Swing from $2.5M net income in Q2 2024 to a net loss of $1.2M in Q2 2025. |
Frequently Asked Questions
What are the latest SEC filings for Richmond Mutual Bancorporation, Inc. (RMBI)?
Richmond Mutual Bancorporation, Inc. has 37 recent SEC filings from Jan 2024 to May 2026, including 22 8-K, 6 10-Q, 4 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of RMBI filings?
Across 37 filings, the sentiment breakdown is: 1 bearish, 35 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Richmond Mutual Bancorporation, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Richmond Mutual Bancorporation, Inc. (RMBI) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Richmond Mutual Bancorporation, Inc.?
Key financial highlights from Richmond Mutual Bancorporation, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for RMBI?
The investment thesis for RMBI includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Richmond Mutual Bancorporation, Inc.?
Executive information for Richmond Mutual Bancorporation, Inc. is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for Richmond Mutual Bancorporation, Inc. stock?
Of RMBI's 29 assessed filings, 1 were flagged high-risk, 3 medium-risk, and 25 low-risk.
What are recent predictions and forward guidance from Richmond Mutual Bancorporation, Inc.?
Forward guidance and predictions for Richmond Mutual Bancorporation, Inc. are extracted from SEC filings as they are enriched.