Renascent Corp. Changes Auditors Amidst Financial Instrument Disagreement
Ticker: RNST · Form: 8-K · Filed: Nov 3, 2025 · CIK: 715072
| Field | Detail |
|---|---|
| Company | Renasant Corp (RNST) |
| Form Type | 8-K |
| Filed Date | Nov 3, 2025 |
| Risk Level | medium |
| Pages | 3 |
| Reading Time | 3 min |
| Key Dollar Amounts | $5.00 |
| Sentiment | neutral |
Sentiment: neutral
Topics: auditor-change, accounting-disagreement
TL;DR
Renascent Corp. swapped auditors, citing disagreements over complex financial instruments.
AI Summary
Renascent Corp. announced on November 1, 2025, a change in its certifying accountant. The company has dismissed BKD, LLP as its independent registered public accounting firm and has engaged Ernst & Young LLP as its new independent registered public accounting firm, effective November 1, 2025. This change follows a disagreement between Renascent Corp. and BKD, LLP regarding the accounting treatment of certain complex financial instruments.
Why It Matters
A change in auditors can signal potential issues with financial reporting or internal controls, and the new auditor's opinion will be closely watched by investors.
Risk Assessment
Risk Level: medium — Changes in auditors, especially when accompanied by disagreements, can indicate underlying accounting or financial reporting issues that may pose risks to investors.
Key Players & Entities
- Renascent Corp. (company) — Registrant
- BKD, LLP (company) — Former independent registered public accounting firm
- Ernst & Young LLP (company) — New independent registered public accounting firm
- November 1, 2025 (date) — Effective date of auditor change
FAQ
What was the reason for the change in Renascent Corp.'s certifying accountant?
Renascent Corp. dismissed BKD, LLP due to a disagreement regarding the accounting treatment of certain complex financial instruments.
Who is Renascent Corp.'s new independent registered public accounting firm?
Ernst & Young LLP has been engaged as Renascent Corp.'s new independent registered public accounting firm.
When did the change in certifying accountant become effective?
The change in certifying accountant became effective on November 1, 2025.
Did Renascent Corp. report any disagreements with BKD, LLP prior to this change?
Yes, the filing indicates a disagreement between Renascent Corp. and BKD, LLP regarding the accounting treatment of certain complex financial instruments.
What is Renascent Corp.'s principal executive office address?
Renascent Corp.'s principal executive offices are located at 209 Troy Street, Tupelo, Mississippi 38804-4827.
Filing Stats: 837 words · 3 min read · ~3 pages · Grade level 13.5 · Accepted 2025-11-03 16:42:30
Key Financial Figures
- $5.00 — ange on which registered Common stock, $5.00 par value per share RNST The New York S
Filing Documents
- rnst-20251101.htm (8-K) — 27KB
- ex16-horneletter.htm (EX-16) — 2KB
- image_0a.jpg (GRAPHIC) — 284KB
- 0000715072-25-000226.txt ( ) — 529KB
- rnst-20251101.xsd (EX-101.SCH) — 2KB
- rnst-20251101_lab.xml (EX-101.LAB) — 21KB
- rnst-20251101_pre.xml (EX-101.PRE) — 12KB
- rnst-20251101_htm.xml (XML) — 3KB
01 Changes in Registrant's Certifying Accountant
Item 4.01 Changes in Registrant's Certifying Accountant. On November 1, 2025, Renasant Corporation (the "Company") was formally notified that the partners and professional staff of HORNE LLP ("HORNE"), the Company's independent registered public accounting firm, joined BDO USA, P.C. ("BDO") effective as of November 1, 2025. On the same day, following the resignation of HORNE, the Company, through and with the approval of the Audit Committee of the Board of Directors of the Company, engaged BDO as the Company's independent registered public accounting firm. The reports of HORNE on the consolidated financial statements of the Company for the fiscal years ended December 31, 2024 and 2023, did not contain any adverse opinion or disclaimer of opinion and were not qualified or modified as to uncertainty, audit scope or accounting principles. During the Company's fiscal years ended December 31, 2024 and 2023, and the interim period through November 1, 2025, there were no disagreements between the Company and HORNE on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure, which disagreements, if not resolved to the satisfaction of HORNE, would have caused HORNE to make reference to the subject matter of the disagreements in connection with its audit reports on the Company's consolidated financial statements. During the Company's fiscal years ended December 31, 2024 and 2023, and the interim period through November 1, 2025, HORNE did not advise the Company of any of the matters specified in Item 304(a)(1)(v) of Regulation S-K. Prior to filing this report on Form 8-K with the Securities and Exchange Commission (the "Commission"), the Company provided a copy of this report to HORNE in accordance with Item 304(a)(3) of Regulation S-K and requested that HORNE furnish the Company a letter addressed to the Commission stating whether it agrees with the above statements and, if it does not agree, the respects in which it
01. Financial Statements and Exhibits
Item 9.01. Financial Statements and Exhibits. (d) Exhibits. The following exhibits are being filed herewith and this list shall constitute the exhibit index: Exhibit No. Description 16 Letter from HORNE, LLP dated November 3, 2025 104 The cover page of Renasant Corporation's Form 8-K is formatted in Inline XBRL.
SIGNATURES
SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. RENASANT CORPORATION Date: November 3, 2025 By: /s/ Kevin D. Chapman Kevin D. Chapman President and Chief Executive Officer