Repay Holdings Corp (RPAY) — SEC Filings
Repay Holdings Corp (RPAY) — 38 SEC filings. Latest: ARS (May 11, 2026). Includes 14 8-K, 7 10-Q, 7 SC 13G/A.
View Repay Holdings Corp on SEC EDGAR
Overview
Repay Holdings Corp (RPAY) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 27, 2026: Repay Holdings Corp. filed an 8-K on April 27, 2026, reporting on its Results of Operations and Financial Condition. The filing includes financial statements and exhibits, with the primary document being an iXBRL 8-K filing.
Sentiment Summary
Across 38 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 35 neutral, 1 mixed. The dominant filing sentiment for Repay Holdings Corp is neutral.
Filing Type Overview
Repay Holdings Corp (RPAY) has filed 1 ARS, 1 DEFC14A, 7 10-Q, 14 8-K, 1 8-A12B, 2 DEF 14A, 2 10-K, 2 SC 13G, 7 SC 13G/A, 1 SC 13D with the SEC between Jan 2024 to May 2026.
Filings by Year
Recent SEC Filings (38)
Risk Profile
Risk Assessment: Of RPAY's 22 recent filings, 1 were flagged as high-risk, 15 as medium-risk, and 6 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $230.676M |
| Net Income | -$122.817M |
| EPS | N/A |
| Debt-to-Equity | 1.14 |
| Cash Position | $95.691M |
| Operating Margin | N/A |
| Total Assets | $1.333B |
| Total Debt | $425.825M |
Key Executives
- John T. Morris
- Michael J. M. P. O'Neill
- Todd W. Withrow
- David M. Dantzker
- David L. Johnson
- Robert A. L. Williams
Industry Context
Repay Holdings Corp operates in the payment processing industry, a sector characterized by intense competition, rapid technological advancements, and evolving regulatory landscapes. Key trends include the shift towards digital payments, the rise of fintech solutions, and increasing demand for integrated payment services. Companies in this space must continuously innovate to maintain market share and adapt to changing consumer and business preferences.
Top Tags
10-Q (5) · financials (4) · executive-compensation (3) · board-of-directors (3) · institutional-ownership (3) · passive-investment (3) · management-change (2) · Payment Processing (2) · Business Payments (2) · corporate-governance (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss | $122.817M | Increased from $6.387M in 2024 for the nine-month period |
| Impairment Loss | $103.781M | Major contributor to the net loss in 2025, none in 2024 |
| Cash and Cash Equivalents | $95.691M | Decreased from $189.530M at December 31, 2024 |
| Revenue | $230.676M | Slightly decreased from $234.771M in 2024 for the nine-month period |
| Total Operating Expenses | $342.209M | Increased from $241.371M in 2024 for the nine-month period |
| Current Maturities of Long-Term Debt | $146.289M | Increased from $0 at December 31, 2024 |
| Long-Term Debt | $279.536M | Decreased from $496.778M at December 31, 2024 |
| Treasury Shares Repurchased | $38.405M | Cash outflow from financing activities for the nine-month period |
| Maturity Year | 2029 | Maturity year for Convertible Senior Notes issued by Repay Holdings Corp |
| Issuance Date | 2024-07-08 | Date of private placement for Convertible Senior Notes by Repay Holdings Corp |
| SEC File Number | 001-38531 | Identifies the company's filings with the SEC. |
| IRS Employer Identification No. | 98-1496050 | Company's tax identification number. |
| Period End Date | 20250331 | The filing covers the financial period ending on this date. |
| Filing Date | 20250512 | The date the 10-Q was officially submitted to the SEC. |
| Fiscal Years for Equity Awards | 2020, 2021, 2023 | Details executive equity awards for these years. |
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Frequently Asked Questions
What are the latest SEC filings for Repay Holdings Corp (RPAY)?
Repay Holdings Corp has 38 recent SEC filings from Jan 2024 to May 2026, including 14 8-K, 7 10-Q, 7 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of RPAY filings?
Across 38 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 35 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Repay Holdings Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Repay Holdings Corp (RPAY) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Repay Holdings Corp?
Key financial highlights from Repay Holdings Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for RPAY?
The investment thesis for RPAY includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Repay Holdings Corp?
Key executives identified across Repay Holdings Corp's filings include John T. Morris, Michael J. M. P. O'Neill, Todd W. Withrow, David M. Dantzker, David L. Johnson and 1 others.
What are the main risk factors for Repay Holdings Corp stock?
Of RPAY's 22 assessed filings, 1 were flagged high-risk, 15 medium-risk, and 6 low-risk.
What are recent predictions and forward guidance from Repay Holdings Corp?
Forward guidance and predictions for Repay Holdings Corp are extracted from SEC filings as they are enriched.