Rego Payment Architectures, Inc. (RPMT) — SEC Filings
Rego Payment Architectures, Inc. (RPMT) — 14 SEC filings. Latest: 10-Q (Nov 14, 2025). Includes 6 10-Q, 5 8-K, 2 10-K.
View Rego Payment Architectures, Inc. on SEC EDGAR
Overview
Rego Payment Architectures, Inc. (RPMT) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 14, 2025: REGO PAYMENT ARCHITECTURES, INC. (RPMT) reported no revenue for the three and nine months ended September 30, 2025, consistent with the prior year. The company experienced a net loss of $2,417,183 for the three months ended September 30, 2025, an increase from $2,173,987 in the same period of 2024.
Sentiment Summary
Across 14 filings, the sentiment breakdown is: 2 bearish, 12 neutral. The dominant filing sentiment for Rego Payment Architectures, Inc. is neutral.
Filing Type Overview
Rego Payment Architectures, Inc. (RPMT) has filed 6 10-Q, 2 10-K, 5 8-K, 1 SC 13D/A with the SEC between Mar 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (14)
Risk Profile
Risk Assessment: Of RPMT's 14 recent filings, 2 were flagged as high-risk, 6 as medium-risk, and 6 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $0 |
| Net Income | $(2,417,183) |
| EPS | N/A |
| Debt-to-Equity | N/A |
| Cash Position | $1,691,485 |
| Operating Margin | N/A |
| Total Assets | $2,028,145 |
| Total Debt | $47,068,358 |
Key Executives
- Chief Executive Officer
- Chief Financial Officer
- John Paul DeJoria
Industry Context
REGO Payment Architectures operates in the fintech sector, specifically focusing on a family-oriented mobile payment platform designed for minors. The industry is characterized by increasing demand for secure digital payment solutions and parental oversight tools. However, it is also highly regulated, with stringent compliance requirements like COPPA and GDPR being paramount for user trust and market access.
Top Tags
10-Q (4) · quarterly-report (3) · financials (3) · Fintech (2) · Going Concern (2) · Cash Burn (2) · Startup Risk (2) · Dilution Risk (2) · 10-K (2) · debt (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Revenue | $0 | For the three and nine months ended September 30, 2025, indicating no monetization of its platform. |
| Net Loss (3 months) | $(2,417,183) | For the three months ended September 30, 2025, an increase from $(2,173,987) in 2024. |
| Net Loss (9 months) | $(7,274,014) | For the nine months ended September 30, 2025, an increase from $(7,109,131) in 2024. |
| Cash and Cash Equivalents | $1,691,485 | As of September 30, 2025, a significant decrease from $3,011,493 at December 31, 2024. |
| Total Current Liabilities | $47,068,358 | As of September 30, 2025, an increase from $41,105,603 at December 31, 2024. |
| 10% Secured Convertible Notes Payable - Stockholders | $6,141,237 | As of September 30, 2025, a substantial increase from $3,036,237 at December 31, 2024. |
| Preferred Stock Dividend Liability | $16,090,210 | As of September 30, 2025, an increase from $13,973,422 at December 31, 2024. |
| Common Shares Outstanding | 136,586,403 | As of November 14, 2025, indicating potential for further dilution. |
| Current Cash Position | $1,300,000 | As of August 14, 2025, projected to last only through September 2025. |
| Net Loss | $4,856,831 | For the six months ended June 30, 2025, indicating continued unprofitability. |
| Accumulated Deficit | $154,010,152 | As of June 30, 2025, highlighting substantial historical losses. |
| Proceeds from 10% Secured Convertible Notes | $2,000,000 | Received during the six months ended June 30, 2025, as a financing activity. |
| Fiscal Year End | 2024 | The period covered by the annual report. |
| SEC File Number | 0-53944 | Identifies the company's filings with the SEC. |
| Quarterly Period End Date | 20240331 | Form 10-Q |
Frequently Asked Questions
What are the latest SEC filings for Rego Payment Architectures, Inc. (RPMT)?
Rego Payment Architectures, Inc. has 14 recent SEC filings from Mar 2024 to Nov 2025, including 6 10-Q, 5 8-K, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of RPMT filings?
Across 14 filings, the sentiment breakdown is: 2 bearish, 12 neutral. The dominant sentiment is neutral.
Where can I find Rego Payment Architectures, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Rego Payment Architectures, Inc. (RPMT) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Rego Payment Architectures, Inc.?
Key financial highlights from Rego Payment Architectures, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for RPMT?
The investment thesis for RPMT includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Rego Payment Architectures, Inc.?
Key executives identified across Rego Payment Architectures, Inc.'s filings include Chief Executive Officer, Chief Financial Officer, John Paul DeJoria.
What are the main risk factors for Rego Payment Architectures, Inc. stock?
Of RPMT's 14 assessed filings, 2 were flagged high-risk, 6 medium-risk, and 6 low-risk.
What are recent predictions and forward guidance from Rego Payment Architectures, Inc.?
Forward guidance and predictions for Rego Payment Architectures, Inc. are extracted from SEC filings as they are enriched.