Riskified Ltd. Files 20-F Annual Report for Fiscal Year 2023
Ticker: RSKD · Form: 20-F · Filed: Mar 6, 2024 · CIK: 1851112
| Field | Detail |
|---|---|
| Company | Riskified Ltd. (RSKD) |
| Form Type | 20-F |
| Filed Date | Mar 6, 2024 |
| Risk Level | medium |
| Pages | 15 |
| Reading Time | 18 min |
| Key Dollar Amounts | $297.6 million, $261.2 million |
| Sentiment | neutral |
Sentiment: neutral
Topics: Riskified, 20-F, Annual Report, Financials, SEC Filing
TL;DR
<b>Riskified Ltd. has submitted its 20-F annual report detailing its 2023 fiscal year performance and financial standing.</b>
AI Summary
RISKIFIED LTD. (RSKD) filed a Foreign Annual Report (20-F) with the SEC on March 6, 2024. Riskified Ltd. filed its 20-F annual report on March 6, 2024, for the fiscal year ending December 31, 2023. The filing covers the period from January 1, 2023, to December 31, 2023. The company's principal executive offices are located at Sderot Sha'ul Hamelech 37, Tel Aviv-Yafo, Israel. Riskified Ltd. is incorporated in L3 and operates under the Services-Business Services, NEC industry classification. The report includes financial data and disclosures relevant to the 1934 Act.
Why It Matters
For investors and stakeholders tracking RISKIFIED LTD., this filing contains several important signals. This filing provides a comprehensive overview of Riskified's financial health and operational status for the past fiscal year, crucial for investors assessing the company's performance and future prospects. As a 20-F filing, it offers detailed information on the company's business, risk factors, and financial statements, which are essential for understanding its market position and regulatory compliance.
Risk Assessment
Risk Level: medium — RISKIFIED LTD. shows moderate risk based on this filing. The company's 20-F filing indicates a standard level of disclosure for a publicly traded entity, but specific financial performance details and forward-looking statements will determine the ultimate risk assessment.
Analyst Insight
Investors should review the detailed financial statements and risk factors within the 20-F filing to make informed investment decisions regarding Riskified Ltd.
Key Numbers
- 2023-12-31 — Fiscal Year End (CONFORMED PERIOD OF REPORT)
- 2024-03-06 — Filing Date (FILED AS OF DATE)
- 108 — Public Document Count (PUBLIC DOCUMENT COUNT)
- 001-40692 — SEC File Number (SEC FILE NUMBER)
Key Players & Entities
- RISKIFIED LTD. (company) — COMPANY CONFORMED NAME
- 0001851112 (company) — CENTRAL INDEX KEY
- 7389 (company) — STANDARD INDUSTRIAL CLASSIFICATION
- 20231231 (date) — CONFORMED PERIOD OF REPORT
- 20240306 (date) — FILED AS OF DATE
- Sderot Sha'ul Hamelech 37 (address) — BUSINESS ADDRESS STREET 1
- Tel Aviv-Yafo (location) — BUSINESS ADDRESS CITY
- 001-40692 (regulator) — SEC FILE NUMBER
FAQ
When did RISKIFIED LTD. file this 20-F?
RISKIFIED LTD. filed this Foreign Annual Report (20-F) with the SEC on March 6, 2024.
What is a 20-F filing?
A 20-F is a annual report for foreign private issuers, equivalent to a 10-K but following international reporting standards. This particular 20-F was filed by RISKIFIED LTD. (RSKD).
Where can I read the original 20-F filing from RISKIFIED LTD.?
You can access the original filing directly on the SEC's EDGAR system. The filing is publicly available and includes all exhibits and attachments submitted by RISKIFIED LTD..
What are the key takeaways from RISKIFIED LTD.'s 20-F?
RISKIFIED LTD. filed this 20-F on March 6, 2024. Key takeaways: Riskified Ltd. filed its 20-F annual report on March 6, 2024, for the fiscal year ending December 31, 2023.. The filing covers the period from January 1, 2023, to December 31, 2023.. The company's principal executive offices are located at Sderot Sha'ul Hamelech 37, Tel Aviv-Yafo, Israel..
Is RISKIFIED LTD. a risky investment based on this filing?
Based on this 20-F, RISKIFIED LTD. presents a moderate-risk profile. The company's 20-F filing indicates a standard level of disclosure for a publicly traded entity, but specific financial performance details and forward-looking statements will determine the ultimate risk assessment.
What should investors do after reading RISKIFIED LTD.'s 20-F?
Investors should review the detailed financial statements and risk factors within the 20-F filing to make informed investment decisions regarding Riskified Ltd. The overall sentiment from this filing is neutral.
How does RISKIFIED LTD. compare to its industry peers?
Riskified Ltd. operates within the business services sector, providing technology solutions to e-commerce businesses.
Are there regulatory concerns for RISKIFIED LTD.?
The company is subject to SEC regulations as a foreign private issuer, requiring annual filings like the 20-F under the Securities Exchange Act of 1934.
Industry Context
Riskified Ltd. operates within the business services sector, providing technology solutions to e-commerce businesses.
Regulatory Implications
The company is subject to SEC regulations as a foreign private issuer, requiring annual filings like the 20-F under the Securities Exchange Act of 1934.
What Investors Should Do
- Review the full 20-F filing for detailed financial statements and management discussion.
- Analyze the risk factors section for potential challenges and uncertainties.
- Compare 2023 performance metrics with previous years to identify trends.
Key Dates
- 2024-03-06: Filing of 20-F Annual Report — Official submission of the company's annual financial and operational overview for the fiscal year 2023.
- 2023-12-31: Fiscal Year End — Marks the end of the reporting period for the financial data presented in the 20-F filing.
Year-Over-Year Comparison
This filing represents the annual 20-F report for the fiscal year 2023, following previous filings which would include prior year annual reports and potentially other SEC submissions.
Filing Stats: 4,502 words · 18 min read · ~15 pages · Grade level 15.1 · Accepted 2024-03-06 16:52:27
Key Financial Figures
- $297.6 million — ince inception in 2012. Our revenue was $297.6 million and $261.2 million for the years ended
- $261.2 million — 012. Our revenue was $297.6 million and $261.2 million for the years ended December 31, 2023 a
Filing Documents
- rskd-20231231.htm (20-F) — 2643KB
- ag302ex122-20xf2023x302cer.htm (EX-12.2) — 19KB
- ag906ex132-20xf2023x906cer.htm (EX-13.2) — 7KB
- eg302ex121-20xf2023x302cer.htm (EX-12.1) — 19KB
- eg906ex131-20xf2023x906cer.htm (EX-13.1) — 7KB
- ex22descriptionofsecuritie.htm (EX-2.2) — 54KB
- a151riskified-20xf2023xaud.htm (EX-15.1) — 5KB
- exhibit81-20xf2023xlistofs.htm (EX-8.1) — 6KB
- exhibit971-policyforrecove.htm (EX-97.1) — 45KB
- image_0a.jpg (GRAPHIC) — 5KB
- rskd-20231231_g1.jpg (GRAPHIC) — 62KB
- rskd-20231231_g2.jpg (GRAPHIC) — 133KB
- rskd-20231231_g3.jpg (GRAPHIC) — 36KB
- rskd-20231231_g4.jpg (GRAPHIC) — 29KB
- 0001851112-24-000010.txt ( ) — 11727KB
- rskd-20231231.xsd (EX-101.SCH) — 58KB
- rskd-20231231_cal.xml (EX-101.CAL) — 97KB
- rskd-20231231_def.xml (EX-101.DEF) — 439KB
- rskd-20231231_lab.xml (EX-101.LAB) — 723KB
- rskd-20231231_pre.xml (EX-101.PRE) — 600KB
- rskd-20231231_htm.xml (XML) — 1548KB
Item 18
Item 17 Item 18 If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes No (APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY PROCEEDINGS DURING THE PAST FIVE YEARS) Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Sections 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court. Yes No TABLE OF CONTENTS Page ABOUT THIS ANNUAL REPORT 1 CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS 4 PART I 7
Identity of Directors, Senior Management and Advisers
Item 1. Identity of Directors, Senior Management and Advisers 7
Offer Statistics and Expected Timetable
Item 2. Offer Statistics and Expected Timetable 7
Key Information
Item 3. Key Information 7
Information on the Company
Item 4. Information on the Company 49
Unresolved Staff Comments
Item 4A. Unresolved Staff Comments 67
Operating and Financial Review and Prospects
Item 5. Operating and Financial Review and Prospects 67
Directors, Senior Management and Employees
Item 6. Directors, Senior Management and Employees 86
Major Shareholders and Related Party Transactions
Item 7. Major Shareholders and Related Party Transactions 110
Financial Information
Item 8. Financial Information 115
The Offer and Listing
Item 9. The Offer and Listing 116
Additional Information
Item 10. Additional Information 118
Quantitative and Qualitative Disclosures about Market Risks
Item 11. Quantitative and Qualitative Disclosures about Market Risks 130
Description of Securities Other than Equity Securities
Item 12. Description of Securities Other than Equity Securities 131 PART II 131
Defaults, Dividend Arrearages and Delinquencies
Item 13. Defaults, Dividend Arrearages and Delinquencies 131
Material Modifications to the Rights of Security Holders and Use of Proceeds
Item 14. Material Modifications to the Rights of Security Holders and Use of Proceeds 131
Controls and Procedures
Item 15. Controls and Procedures 131
[Reserved]
Item 16. [Reserved] 132
Audit Committee Financial Expert
Item 16A. Audit Committee Financial Expert 132
Code of Ethics
Item 16B. Code of Ethics 132
Principal Accountant Fees and Services
Item 16C. Principal Accountant Fees and Services 132
Exemptions from the Listing Standards for Audit Committees
Item 16D. Exemptions from the Listing Standards for Audit Committees 133
Purchases of Equity Securities by the Issuer and Affiliated Purchasers
Item 16E. Purchases of Equity Securities by the Issuer and Affiliated Purchasers 133
Change in Registrant's Certifying Accountant
Item 16F. Change in Registrant's Certifying Accountant 134
Corporate Governance
Item 16G. Corporate Governance 134
Mine Safety Disclosure
Item 16H. Mine Safety Disclosure 135
Disclosure Regarding Foreign Jurisdictions that Prevent Inspections
Item 16I. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 135
Insider Trading Policies
Item 16J. Insider Trading Policies 135
Cybersecurity
Item 16K. Cybersecurity 135 PART III 137
Financial Statements
Item 17. Financial Statements 137
Financial Statements
Item 18. Financial Statements 137
Exhibits
Item 19. Exhibits 138
SIGNATURES
SIGNATURES 140 ABOUT THIS ANNUAL REPORT Except where the context requires or where otherwise indicated in this Annual Report on Form 20-F for the fiscal year ended December 31, 2023 (this "Annual Report"), the terms "Riskified," the "Company," "we," "us," "our," "our company," and "our business" refers to Riskified Ltd. and its consolidated subsidiaries as a consolidated entity. All references in this Annual Report to "Israeli currency" and "NIS" refer to New Israeli Shekels, the terms "dollar," "USD" or "
quot; refer to U.S. dollars and the terms "" or "euro" refer to the currency introduced at the start of the third stage of the European economic and monetary union pursuant to the treaty establishing the European Community, as amended. BASIS OF PRESENTATION Presentation of Financial Information Our consolidated financial statements have been prepared in accordance with generally accepted accounting principles in the United States, or U.S. GAAP ("GAAP"). We present our consolidated financial statements in U.S. dollars. Our fiscal year ends on December 31 of each year. Our most recent fiscal year ended on December 31, 2023. Certain monetary amounts, percentages and other figures included elsewhere in this Annual Report have been subject to rounding adjustments. Accordingly, figures shown as totals in certain tables or charts may not be the arithmetic aggregation of the figures that precede them, and figures expressed as percentages in the text may not total 100% or, as applicable, when aggregated may not be the arithmetic aggregation of the percentages that precede them. Certain amounts in prior periods have been reclassified to conform to the current period presentation. Certain Definitions As used in this Annual Report, except where the context otherwise requires or where otherwise indicated: "Approval rate" is defined as GMV that has been approved divided by GMV that has been reviewed. "Billings" or "amounts billed" is defined as (1) gross amounts invoIDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS
ITEM 1. IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS Not applicable.
OFFER STATISTICS AND EXPECTED TIMETABLE
ITEM 2. OFFER STATISTICS AND EXPECTED TIMETABLE Not applicable.
KEY INFORMATION
ITEM 3. KEY INFORMATION A. [Reserved] B. Capitalization and Indebtedness Not applicable. C. Reasons for the Offer and Use of Proceeds Not applicable. D. Risk Factors You should carefully consider the risks and uncertainties described below and the other information in this Annual Report before making an investment decision. Our business, financial condition, results of operations or strategic objectives could be materially and adversely affected by any of these risks and uncertainties. The trading price and value of our Class A ordinary shares could decline due to any of these risks and uncertainties, and you may lose all or part of your investment. This Annual Report also contains forward-looking statements that involve risks and uncertainties. See "Cautionary Note Regarding Forward-Looking Statements." Our actual results could differ materially from those anticipated in these forward-looking statements as a result of certain factors, including the risks and uncertainties faced by us described below and elsewhere in this Annual Report. Risks Relating to Our Business and Industry We have experienced substantial growth since our inception. If we fail to manage our growth effectively, then our revenues, results of operations, and financial condition may be adversely affected. We have experienced substantial growth in our business since inception in 2012. Our revenue was $297.6 million and $261.2 million for the years ended December 31, 2023 and 2022, respectively, representing an increase of 14%. Our historical revenue growth may not be sustainable and should not be considered indicative of our future performance. Since launching our business, we have frequently expanded and enhanced our products, extended our geographic presence, and changed our pricing methodologies. This evolution and associated growth makes it difficult to evaluate our future prospects and the risks and challenges we may encounter. These risks include our ability to: accurately fore