Redwood Trust Files 8-K with Financials and Debt Details

TL;DR

RWT filed an 8-K detailing its capital structure, including senior notes and preferred stock.

AI Summary

Redwood Trust, Inc. filed an 8-K on November 7, 2025, reporting on other events and financial statements. The filing includes details about their common stock, Series A Preferred Stock, and various senior notes, including "9.125% Senior Notes due 2029" and "9% Senior Notes due 2029".

Why It Matters

This filing provides investors with updated information on Redwood Trust's capital structure, including details on their outstanding debt and preferred stock, which is crucial for assessing financial health and risk.

Risk Assessment

Risk Level: low — The filing is a routine 8-K reporting financial information and does not indicate any immediate or significant negative events.

Key Players & Entities

• Redwood Trust, Inc. (company) — Registrant
• November 7, 2025 (date) — Filing Date
• 9.125% Senior Notes due 2029 (dollar_amount) — Debt Instrument
• 9% Senior Notes due 2029 (dollar_amount) — Debt Instrument
• Series A Preferred Stock (company) — Financial Instrument

FAQ

Key Financial Figures

• $0.01 — ch registered Common Stock, par value $0.01 per share RWT New York Stock Exchange
• $175,000,000 — an aggregate gross sales price of up to $175,000,000 (the "ATM Program"). In connection wit

Filing Documents

• tm2530523d2_8k.htm (8-K) — 42KB
• tm2530523d2_ex1-1.htm (EX-1.1) — 43KB
• tm2530523d2_ex5-1.htm (EX-5.1) — 20KB
• tm2530523d2_ex5-1img001.jpg (GRAPHIC) — 20KB
• tm2530523d2_ex5-1img002.jpg (GRAPHIC) — 5KB
• 0001104659-25-108582.txt ( ) — 379KB
• rwt-20251107.xsd (EX-101.SCH) — 4KB
• rwt-20251107_def.xml (EX-101.DEF) — 27KB
• rwt-20251107_lab.xml (EX-101.LAB) — 38KB
• rwt-20251107_pre.xml (EX-101.PRE) — 26KB
• tm2530523d2_8k_htm.xml (XML) — 8KB

01 Other Events

Item 8.01 Other Events. Filing of Prospectus Supplement On March 3, 2025, Redwood Trust, Inc. (the "Company") filed a shelf registration statement Form S-3 (the "New Registration Statement") with the Securities and Exchange Commission (the "SEC") to replace their existing automatic shelf registration statement on Form S-3ASR (No. 333-267440) filed with the SEC on March 4, 2022 (the "Prior Registration Statement"). Upon effectiveness of the New Registration Statement on March 3, 2025, the Prior Registration Statement was deemed terminated. In connection with the filing of the New Registration relating to its existing "at-the-market" equity offering of shares of the Company's common stock, par value $0.01 per share ("Common Stock") having an aggregate gross sales price of up to $175,000,000 (the "ATM Program"). In connection with the filing of the prospectus supplement, the Company is filing as Exhibit 5.1 hereto an opinion of its Maryland counsel, Venable LLP, regarding the legality of the validity of the securities being registered under the prospectus supplement. Entry into Amended Distribution Agreement On November 7, 2025, the Company entered into Amendment No. 2 (the "Amendment") to its distribution agreement (as amended, the "Agreement") with BTIG, LLC, Citizens JMP Securities, LLC, Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC and Wells Fargo Securities, LLC, as the Company's sales agents (each, individually, an "Agent" and collectively, the "Agents"). The purpose of the Amendment was to contemplate the sale of shares of Common Stock under the Agreement pursuant to the New Registration Statement and the ATM Prospectus Supplement. The material terms of the Agreement, including the aggregate gross sales price of shares of Common Stock that may be offered and sold from time to time, otherwise remain unchanged. The foregoing desc

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description 1.1 Amendment No. 2 to Distribution Agreement by and among BTIG, LLC, Citizens JMP Securities, LLC, Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC and Wells Fargo Securities, LLC, dated November 7, 2025 5.1 Opinion of Venable LLP 23.1 Consent of Venable LLP (included in Exhibit 5.1) 104 Cover Page Interactive Data File (embedded within the inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: November 7, 2025 REDWOOD TRUST, INC. By: /s/ Brooke E. Carillo Name: Brooke E. Carillo Title: Chief Financial Officer

View Full Filing

View this 8-K filing on SEC EDGAR