Southside Bancshares Files 8-K

TL;DR

Southside Bancshares filed an 8-K on Aug 8 for an Aug 7 event. Check it out.

AI Summary

Southside Bancshares, Inc. filed an 8-K on August 8, 2025, reporting an entry into a material definitive agreement and financial statements/exhibits. The filing pertains to events on August 7, 2025. The company is incorporated in Texas and headquartered in Tyler.

Why It Matters

This filing indicates a significant corporate event or financial update for Southside Bancshares, Inc., requiring disclosure to investors.

Risk Assessment

Risk Level: low — This is a standard SEC filing for a corporate event, not indicating immediate financial distress or unusual risk.

Key Numbers

• 001-42396 — SEC File Number (Identifies the company's filing history with the SEC.)
• 75-1848732 — IRS Employer Identification No. (Unique identifier for tax purposes.)

Key Players & Entities

• Southside Bancshares, Inc. (company) — Registrant
• Texas (location) — State of Incorporation
• Tyler, TX (location) — Principal Executive Offices
• August 7, 2025 (date) — Date of earliest event reported
• August 8, 2025 (date) — Date of Report

FAQ

Key Financial Figures

• $1.25 — nge on which registered Common stock, $1.25 par value SBSI New York Stock Excha
• $150,000,000 — d to issue and sell to the Underwriters $150,000,000 aggregate principal amount of its 7.00%

Filing Documents

• tm2522352d2_8k.htm (8-K) — 27KB
• tm2522352d2_ex1-1.htm (EX-1.1) — 276KB
• tm2522352d2_ex1-1sp2img2.jpg (GRAPHIC) — 16KB
• 0001104659-25-075688.txt ( ) — 551KB
• sbsi-20250807.xsd (EX-101.SCH) — 3KB
• sbsi-20250807_lab.xml (EX-101.LAB) — 33KB
• sbsi-20250807_pre.xml (EX-101.PRE) — 22KB
• tm2522352d2_8k_htm.xml (XML) — 3KB

01. Entry into a Material Definitive Agreement

Item 1.01. Entry into a Material Definitive Agreement. On August 7, 2025, Southside Bancshares, Inc. (the "Company") entered into an Underwriting Agreement (the "Underwriting Agreement") among the Company, Southside Bank, a wholly-owned subsidiary of the Company, and Keefe, Bruyette & Woods, Inc., as representative to the several underwriters named therein (the "Underwriters"). Pursuant to the Underwriting Agreement, the Company agreed to issue and sell to the Underwriters $150,000,000 aggregate principal amount of its 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035 (the "Notes"). The Company's offering of the Notes is expected to close on or about August 14, 2025, The offering of the Notes is being made pursuant to the Company's effective registration statement on Form S-3 filed with the U.S. Securities and Exchange Commission (the "SEC") on April 28, 2023 (File No. 333-271518) (the "Registration Statement"), including a base prospectus, dated April 28, 2023, included as part of the Registration Statement, a preliminary prospectus supplement, filed with the SEC on August 7, 2025, and a final prospectus supplement, filed with the SEC on August 8, 2025, relating to the Notes. The Underwriting Agreement contains customary representations, warranties and covenants of the Company, customary conditions to closing, indemnification obligations of the Company and the Underwriters, and termination and other customary provisions. A copy of the Underwriting Agreement is filed as Exhibit 1.1 to this Current Report on Form 8-K and is incorporated by reference herein. The foregoing description of the terms of the Underwriting Agreement does not purport to be complete and is qualified in its entirety by reference to the Underwriting Agreement.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (D) Exhibits. The following materials are furnished as exhibits to this Current Report on Form 8-K: Exhibit Number Description of Exhibit 1.1

Underwriting

Underwriting Agreement dated August 7, 2025, by and among the Southside Bancshares, Inc., Southside Bank and Keefe, Bruyette & Woods, Inc. 104 Cover Page Interactive Data File (embedded within Inline XBRL document). SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Southside Bancshares, Inc. Date: August 8, 2025 By: /s/ JULIE N. SHAMBURGER Julie N. Shamburger, CPA Chief Financial Officer (Principal Financial Officer)

View Full Filing

View this 8-K filing on SEC EDGAR