Sezzle Inc. (SEZL) — SEC Filings
Sezzle Inc. (SEZL) — 50 SEC filings. Latest: 8-K (Apr 9, 2026). Includes 39 8-K, 6 10-Q, 3 DEFA14A.
Overview
Sezzle Inc. (SEZL) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 15, 2025: Sezzle Inc. filed an 8-K on December 15, 2025, reporting on events that occurred on December 12, 2025. The filing is categorized under 'Other Events' and 'Financial Statements and Exhibits'. Specific details regarding the nature of these events or any financial implications are not provided in the e
Sentiment Summary
Across 50 filings, the sentiment breakdown is: 2 bullish, 47 neutral, 1 mixed. The dominant filing sentiment for Sezzle Inc. is neutral.
Filing Type Overview
Sezzle Inc. (SEZL) has filed 39 8-K, 6 10-Q, 1 10-K, 3 DEFA14A, 1 DEF 14A with the SEC between Apr 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (50)
Risk Profile
Risk Assessment: Of SEZL's 48 recent filings, 0 were flagged as high-risk, 19 as medium-risk, and 29 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $320.41M |
| Net Income | $90.44M |
| EPS | $0.78 |
| Debt-to-Equity | 1.36 |
| Cash Position | $104.15M |
| Operating Margin | N/A |
| Total Assets | $366.96M |
| Total Debt | $117.31M |
Key Executives
- Chief Executive Officer
- Paul P. McNeice
- Michael J. Gallagher
- Michelle L. Morris
Industry Context
Sezzle operates in the rapidly growing Buy Now, Pay Later (BNPL) sector, facing intense competition from established financial institutions and other fintech players. The industry is characterized by increasing consumer adoption of flexible payment options, but also by heightened regulatory scrutiny regarding consumer protection and credit risk management.
Top Tags
sec-filing (14) · financial-reporting (13) · 8-k (8) · corporate-governance (7) · financials (7) · financial-condition (4) · 8-K (4) · 10-Q (4) · filing (3) · BNPL (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Total Revenue | $320.41M | Up 85.3% for the nine months ended September 30, 2025, from $172.91 million in 2024. |
| Net Income | $90.44M | Increased 70.1% for the nine months ended September 30, 2025, from $53.16 million in 2024. |
| Provision for Credit Losses | $65.62M | Increased 114.2% for the nine months ended September 30, 2025, from $30.64 million in 2024. |
| Basic Net Income Per Share | $0.78 | For the three months ended September 30, 2025, up from $0.46 in 2024. |
| Total Stockholders' Equity | $155.27M | More than doubled from $87.84 million at December 31, 2024. |
| Cash and Cash Equivalents | $104.15M | As of September 30, 2025, up from $73.19 million at December 31, 2024. |
| Line of Credit, Net | $117.31M | Increased from $103.99 million at December 31, 2024, indicating higher leverage. |
| Shares Outstanding | 34,153,102 | As of November 3, 2025, after a 6-for-1 stock split. |
| Accumulated Deficit | -$8,000,000 | as of June 30, 2025, a significant improvement from -$10,000,000 at December 31, 2023 |
| Common Stock Shares | 279 | consistent number of shares outstanding, indicating no dilution or buybacks during the period |
| Receivables From Stockholder | $1,000,000 | as of June 30, 2025, a notable asset on the balance sheet |
| SEC File Number | 001-41781 | Identifies Sezzle Inc.'s filing with the SEC. |
| IRS Employer Identification No. | 81-0971660 | Tax identification number for Sezzle Inc. |
| Reporting Period | 2025 Q1 | First quarter of 2025 financial data |
| As of Date | 2025-03-31 | End of the reporting period |
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Frequently Asked Questions
What are the latest SEC filings for Sezzle Inc. (SEZL)?
Sezzle Inc. has 50 recent SEC filings from Apr 2024 to Apr 2026, including 39 8-K, 6 10-Q, 3 DEFA14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of SEZL filings?
Across 50 filings, the sentiment breakdown is: 2 bullish, 47 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Sezzle Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Sezzle Inc. (SEZL) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Sezzle Inc.?
Key financial highlights from Sezzle Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for SEZL?
The investment thesis for SEZL includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Sezzle Inc.?
Key executives identified across Sezzle Inc.'s filings include Chief Executive Officer, Paul P. McNeice, Michael J. Gallagher, Michelle L. Morris.
What are the main risk factors for Sezzle Inc. stock?
Of SEZL's 48 assessed filings, 0 were flagged high-risk, 19 medium-risk, and 29 low-risk.
What are recent predictions and forward guidance from Sezzle Inc.?
Forward guidance and predictions for Sezzle Inc. are extracted from SEC filings as they are enriched.