Security Federal Corp (SFDL) — SEC Filings
Security Federal Corp (SFDL) — 26 SEC filings. Latest: 10-Q (Nov 10, 2025). Includes 16 8-K, 6 10-Q, 2 DEF 14A.
View Security Federal Corp on SEC EDGAR
Overview
Security Federal Corp (SFDL) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 10, 2025: SECURITY FEDERAL CORP (SFDL) reported a robust financial performance for the nine months ended September 30, 2025, with net income surging by 46.87% to $9.384 million from $6.389 million in the prior year. Net interest income also saw a significant increase, rising 13.23% to $34.619 million from $30
Sentiment Summary
Across 26 filings, the sentiment breakdown is: 2 bullish, 24 neutral. The dominant filing sentiment for Security Federal Corp is neutral.
Filing Type Overview
Security Federal Corp (SFDL) has filed 6 10-Q, 16 8-K, 2 DEF 14A, 2 10-K with the SEC between Jan 2024 to Nov 2025.
Filings by Year
Recent SEC Filings (26)
Risk Profile
Risk Assessment: Of SFDL's 24 recent filings, 0 were flagged as high-risk, 5 as medium-risk, and 19 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $55,214,000 |
| Net Income | $9,384,000 |
| EPS | $2.57 |
| Debt-to-Equity | 7.28 |
| Cash Position | $51,805,000 |
| Operating Margin | N/A |
| Total Assets | $1,612,017,000 |
| Total Debt | $140,044,000 |
Key Executives
- Darrell Rains
Industry Context
Security Federal Corp operates within the community banking sector, characterized by a focus on local markets and relationship-based lending. The industry is currently navigating a dynamic interest rate environment, with rising rates impacting loan demand and investment portfolio valuations. Competition remains robust from larger financial institutions and fintech companies, necessitating a strong focus on customer service and efficient operations.
Top Tags
financials (7) · 8-k (5) · earnings (4) · 8-K (4) · sec-filing (3) · financial-reporting (3) · corporate-governance (3) · Regional Banking (2) · financial-results (2) · regulatory-filing (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income | $9.384M | Increased 46.87% for the nine months ended September 30, 2025, compared to $6.389M in 2024. |
| Net Interest Income | $34.619M | Increased 13.23% for the nine months ended September 30, 2025, from $30.574M in 2024. |
| Reversal of Provision for Credit Losses | $200K | A positive shift from a $1.090M provision in the prior year, boosting profitability. |
| Cash and Cash Equivalents | $51.805M | Decreased 70.94% from $178.277M at December 31, 2024, indicating significant liquidity deployment. |
| Purchase of AFS Securities | $216.715M | Major investment activity contributing to the decrease in cash and cash equivalents. |
| Net Income Per Common Share (Basic) | $1.01 | Increased from $0.62 for the three months ended September 30, 2024, demonstrating improved per-share earnings. |
| Total Shareholders' Equity | $194.791M | Increased 6.80% from $182.389M at December 31, 2024, reflecting retained earnings growth. |
| SEC File Number | 000-16120 | Identifies the specific filing for Security Federal Corp. |
| IRS Employer Identification No. | 57-0858504 | Tax identification number for Security Federal Corp. |
| Net Income (Q2 2025) | $14,007 | Slight increase from $13,894 in Q2 2024. |
| Net Income (H1 2025) | $82,949 | Consistent with H1 2024, indicating stable profitability. |
| Total Assets (June 30, 2025) | $3,458,722 | Increased by 8.6% from $3,184,218 at December 31, 2024. |
| Specific Reserves (June 30, 2025) | $6,000 | Decreased from $18,000 at December 31, 2024, suggesting improved asset quality. |
| Common Stock Outstanding | 5,000,000 | Remained stable, indicating no dilution from new share issuance. |
| Total Assets | $3.46B | As of March 31, 2025, indicating the company's overall size. |
Frequently Asked Questions
What are the latest SEC filings for Security Federal Corp (SFDL)?
Security Federal Corp has 26 recent SEC filings from Jan 2024 to Nov 2025, including 16 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of SFDL filings?
Across 26 filings, the sentiment breakdown is: 2 bullish, 24 neutral. The dominant sentiment is neutral.
Where can I find Security Federal Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Security Federal Corp (SFDL) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Security Federal Corp?
Key financial highlights from Security Federal Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for SFDL?
The investment thesis for SFDL includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Security Federal Corp?
Key executives identified across Security Federal Corp's filings include Darrell Rains.
What are the main risk factors for Security Federal Corp stock?
Of SFDL's 24 assessed filings, 0 were flagged high-risk, 5 medium-risk, and 19 low-risk.
What are recent predictions and forward guidance from Security Federal Corp?
Forward guidance and predictions for Security Federal Corp are extracted from SEC filings as they are enriched.