SelectQuote Files Q2 2025 10-Q

Ticker: SLQT · Form: 10-Q · Filed: Feb 10, 2025 · CIK: 1794783

Selectquote, Inc. 10-Q Filing Summary
FieldDetail
CompanySelectquote, Inc. (SLQT)
Form Type10-Q
Filed DateFeb 10, 2025
Risk Levelmedium
Pages15
Reading Time18 min
Key Dollar Amounts$0.01
Sentimentneutral

Sentiment: neutral

Topics: 10-Q, quarterly-report, financials

TL;DR

**SelectQuote Q2 2025 10-Q filed. Check financials.**

AI Summary

SelectQuote, Inc. filed its 10-Q for the period ending December 31, 2024. The filing covers the second quarter of their fiscal year. Key financial data and operational details for the period are presented, with comparisons to prior periods.

Why It Matters

This filing provides investors with an update on SelectQuote's financial performance and operational status for the second quarter of fiscal year 2025, crucial for understanding the company's trajectory.

Risk Assessment

Risk Level: medium — The filing is a routine quarterly report, but the insurance industry can be subject to regulatory changes and market volatility.

Key Players & Entities

  • SelectQuote, Inc. (company) — Filer of the 10-Q
  • 2024-12-31 (date) — End of the reporting period
  • 2025-02-10 (date) — Filing date

FAQ

What is the reporting period for this 10-Q filing?

The reporting period for this 10-Q filing is December 31, 2024.

When was this 10-Q filed with the SEC?

This 10-Q was filed on February 10, 2025.

What is SelectQuote, Inc.'s fiscal year end?

SelectQuote, Inc.'s fiscal year ends on June 30.

What is the SIC code for SelectQuote, Inc.?

The Standard Industrial Classification (SIC) code for SelectQuote, Inc. is 6411, which corresponds to INSURANCE AGENTS BROKERS & SERVICES.

What is the SEC file number for SelectQuote, Inc.?

The SEC file number for SelectQuote, Inc. is 001-39295.

Filing Stats: 4,558 words · 18 min read · ~15 pages · Grade level 16.7 · Accepted 2025-02-10 17:23:09

Key Financial Figures

  • $0.01 — ich registered Common Stock, par value $0.01 per share SLQT New York Stock Exchange

Filing Documents

FINANCIAL INFORMATION PAGE

PART I FINANCIAL INFORMATION PAGE

Financial Statements (unaudited)

Item 1. Financial Statements (unaudited) Condensed Consolidated Balance Sheets as of December 31, 2024 and June 30, 2024 2 Condensed Consolidated Statements of Comprehensive Income (Loss) for the Three and Six Months Ended December 31, 2024 and 2023 3 Condensed Consolidated Statements of Changes in Shareholders' Equity for the Three and Six Months Ended December 31, 2024 and 2023 4 Condensed Consolidated Statements of Cash Flows for the Six Months Ended December 31, 2024 and 2023 6 Notes to Condensed Consolidated Financial Statements 7

Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations 34

Quantitative and Qualitative Disclosures About Market Risk

Item 3. Quantitative and Qualitative Disclosures About Market Risk 53

Controls and Procedures

Item 4. Controls and Procedures 53

OTHER INFORMATION

PART II OTHER INFORMATION

Legal Proceedings

Item 1. Legal Proceedings 54

Risk Factors

Item 1A. Risk Factors 54

Unregistered Sales of Equity Securities and Use of Proceeds

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 54

Defaults Upon Senior Securities

Item 3. Defaults Upon Senior Securities 54

Mine Safety Disclosures

Item 4. Mine Safety Disclosures 54

Other Information

Item 5. Other Information 54

Exhibits

Item 6. Exhibits 55

Signatures

Signatures 56 Table of Contents PART I FINANCIAL INFORMATION

FINANCIAL STATEMENTS

ITEM 1. FINANCIAL STATEMENTS SELECTQUOTE, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (In thousands) December 31, 2024 June 30, 2024 ASSETS CURRENT ASSETS: Cash and, cash equivalents, and restricted cash $ 12,104 $ 42,690 Accounts receivable, net of allowances of $ 12.1 million and $ 8.2 million, respectively 115,795 150,035 Commissions receivable-current 224,787 119,871 Other current assets 19,686 20,327 Total current assets 372,372 332,923 COMMISSIONS RECEIVABLE—Net 812,037 761,446 PROPERTY AND EQUIPMENT—Net 16,257 18,973 SOFTWARE—Net 14,127 13,978 OPERATING LEASE RIGHT-OF-USE ASSETS 22,002 23,437 INTANGIBLE ASSETS—Net 8,130 10,194 GOODWILL 29,438 29,438 OTHER ASSETS 4,804 3,519 TOTAL ASSETS $ 1,279,167 $ 1,193,908 LIABILITIES AND SHAREHOLDERS' EQUITY CURRENT LIABILITIES: Accounts payable $ 87,165 $ 36,587 Accrued expenses 12,617 16,904 Accrued compensation and benefits 55,666 57,594 Operating lease liabilities—current 4,981 4,709 Current portion of long-term debt 27,577 45,854 Contract liabilities 954 8,066 Other current liabilities 5,440 4,873 Total current liabilities 194,400 174,587 LONG-TERM DEBT, NET—less current portion 684,284 637,480 DEFERRED INCOME TAXES 31,868 37,478 OPERATING LEASE LIABILITIES 23,539 25,685 OTHER LIABILITIES 19,074 1,877 Total liabilities 953,165 877,107 COMMITMENTS AND CONTINGENCIES (Note 9) SHAREHOLDERS' EQUITY: Common stock, $ 0.01 par value 1,721 1,694 Additional paid-in capital 585,360 580,764 Accumulated deficit ( 261,079 ) ( 269,769 ) Accumulated other comprehensive income (loss) — 4,112 Total shareholders' equity 326,002 316,801 TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 1,279,167 $ 1,193,908 See accompanying notes to the condensed consolidated financial statements. Table of Contents SELECTQUOTE, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Unaudited) (In thousands) Three Months Ended December

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