Stewart Information Services Corp. Files 8-K

TL;DR

Stewart Info Services (STC) filed an 8-K on 10/7/25 for a material definitive agreement.

AI Summary

On October 7, 2025, Stewart Information Services Corp. entered into a material definitive agreement, likely related to financing obligations. The company, incorporated in Delaware with its principal executive offices in Houston, Texas, filed this 8-K report to disclose these events.

Why It Matters

This filing indicates Stewart Information Services Corp. has entered into a significant agreement that could impact its financial obligations and future operations.

Risk Assessment

Risk Level: medium — Material definitive agreements can introduce new financial obligations or strategic shifts that carry inherent business risks.

Key Players & Entities

• STEWART INFORMATION SERVICES CORP (company) — Registrant
• Delaware (jurisdiction) — State of incorporation
• Houston, Texas (location) — Principal executive offices
• October 7, 2025 (date) — Date of earliest event reported

FAQ

Key Financial Figures

• $1 — nge on which registered Common Stock, $1 par value STC New York Stock Exchange
• $300 million — the Credit Agreement is comprised of a $300 million revolving credit facility that matures
• $125 million — ts in an aggregate amount not to exceed $125 million. The obligations of the Company under t

Filing Documents

• tm2528196d1_8k.htm (8-K) — 33KB
• tm2528196d1_ex10-1.htm (EX-10.1) — 748KB
• tm2528196d1_ex99-1.htm (EX-99.1) — 6KB
• tm2528196d1_ex10-1img001.jpg (GRAPHIC) — 3KB
• tm2528196d1_ex99-1img001.jpg (GRAPHIC) — 24KB
• 0001104659-25-097677.txt ( ) — 1150KB
• stc-20251007.xsd (EX-101.SCH) — 3KB
• stc-20251007_lab.xml (EX-101.LAB) — 33KB
• stc-20251007_pre.xml (EX-101.PRE) — 22KB
• tm2528196d1_8k_htm.xml (XML) — 3KB

01 Entry into a Material Definitive Agreement

Item 1.01 Entry into a Material Definitive Agreement. The information included or incorporated by reference in Item 2.03 of this Current Report on Form 8-K (this "Report") is incorporated by reference into this Item 1.01 of this Report.

03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. On October 7, 2025, Stewart Information Services Corporation (the "Company"), entered into a senior unsecured credit agreement (the "Credit Agreement") with PNC Bank, National Association, as Administrative Agent, Swingline Loan Lender and Issuing Lender, Stewart Title Company and Stewart Lender Services, Inc., as Guarantors (the "Guarantors"), and the Lenders party thereto. Capitalized terms used and not defined in this Item 2.03 have the meanings given to such terms in the Credit Agreement. The credit facility evidenced by the Credit Agreement is comprised of a $300 million revolving credit facility that matures on October 7, 2030. The Credit Agreement includes an incremental facility option that permits the Company, subject to the satisfaction of certain conditions, to increase the revolving commitments in an aggregate amount not to exceed $125 million. The obligations of the Company under the Credit Agreement are not secured and are guaranteed by the Guarantors. The proceeds from borrowings made from time to time under the Credit Agreement may be used for general corporate purposes, including to finance certain strategic acquisitions. At the Company's election, borrowings under the Credit Agreement will bear interest at either (a) the Base Rate (subject to a 1% floor) plus the Applicable Margin (each as defined in the Credit Agreement) or (b) Term SOFR (subject to a 0% floor) for the applicable Interest Period (each as defined in the Credit Agreement) plus the Applicable Margin. The Applicable Margin, based on the Company's Debt to Capitalization Ratio (as defined in the Credit Agreement), ranges from 0.25% to 0.625% per annum for Base Rate Loans and 1.25% to 1.625% per annum for Term SOFR Rate Loans. Further, a commitment fee accrues, based on the Company's Debt to Capitalization Ratio, ranging from 0.10% to 0.25% per annum on the ave

01 Other Events

Item 8.01 Other Events. On October 8, 2025, the Company issued a press release announcing the entry into the Credit Agreement. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein .

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. The following exhibits are filed herewith: Exhibit No. Description 10.1 Amended and restated Credit Agreement, dated as of October 7, 2025 among the Company, PNC Bank, National Association as Administrative Agent, Swingline Loan Lender and Issuing Lender, the Guarantors, and the Lenders party thereto. 99.1 Press Release issued by Stewart Information Services Corporation, dated October 8, 2025. 104 Cover Page Interactive Date File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. STEWART INFORMATION SERVICES CORPORATION By: /s/ David C. Hisey David C. Hisey, Chief Financial Officer and Treasurer Date: October 7, 2025

View Full Filing

View this 8-K filing on SEC EDGAR