Starco Brands Enters Material Definitive Agreement

TL;DR

Starco Brands signed a big deal, expect financial moves.

AI Summary

Starco Brands, Inc. (formerly Insynergy Products, Inc.) entered into a material definitive agreement on November 24, 2025. This agreement also created a direct financial obligation or an obligation under an off-balance sheet arrangement for the registrant. The filing was made on December 1, 2025.

Why It Matters

This filing indicates Starco Brands has entered into a significant agreement that likely involves financial commitments or obligations, which could impact its financial standing and future operations.

Risk Assessment

Risk Level: medium — Entering into material definitive agreements and financial obligations can introduce financial risks and operational changes that are not yet fully disclosed.

Key Players & Entities

• Starco Brands, Inc. (company) — Registrant
• Insynergy Products, Inc. (company) — Former Company Name
• November 24, 2025 (date) — Date of earliest event reported
• December 1, 2025 (date) — Date of Report

FAQ

Filing Documents

• form8-k.htm (8-K) — 36KB
• ex10-1.htm (EX-10.1) — 4KB
• ex10-1_001.jpg (GRAPHIC) — 293KB
• ex10-1_002.jpg (GRAPHIC) — 247KB
• ex10-1_003.jpg (GRAPHIC) — 300KB
• ex10-1_004.jpg (GRAPHIC) — 107KB
• ex10-1_005.jpg (GRAPHIC) — 61KB
• ex10-1_006.jpg (GRAPHIC) — 44KB
• 0001493152-25-025620.txt ( ) — 1648KB
• stcb-20251201.xsd (EX-101.SCH) — 3KB
• stcb-20251201_lab.xml (EX-101.LAB) — 33KB
• stcb-20251201_pre.xml (EX-101.PRE) — 22KB
• form8-k_htm.xml (XML) — 3KB

From the Filing

UNITED SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 1, 2025 (November 24, 2025) STARCO BRANDS, INC. (Exact name of Company as specified in its charter) Nevada 000-54892 27-1781753 (State or other jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification Number) 706 N Citrus Avenue Los Angeles , CA 90038 (Address of principal executive offices) (844) 478-2726 (Registrant's Telephone Number) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Class A Common Stock STCB OTC Markets Group OTCQB tier Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below): Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (240.12b-2 of this chapter). Emerging growth company If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act Item 1.01 Entry into a Material Definitive Agreement On November 24, 2025 Starco Brands, Inc. (the "Company"), its subsidiaries, and Gibraltar Business Capital, LLC ("Lender") entered into Amendment No. 1 (the "Amendment") to the Forbearance Agreement, effective July 18, 2025, related to its revolving loan facility (the "Forbearance Agreement"). The Amendment acknowledges the existence of certain continuing events of default and provides that, subject to specified conditions, the Lender will forbear from exercising remedies related to those defaults through December 31, 2025, or additional events of default. The Amendment does not constitute a waiver of any defaults, and the Lender reserves all rights and remedies under the Loan Documents (as defined therein). The foregoing summary of the terms of the Amendment does not purport to be complete and is qualified in its entirety by reference to the Amendment, a copy of which is filed as Exhibit 10.1 to this Report and is incorporated herein by reference. Capitalized terms used in this Item 1.01 but not otherwise defined shall have the meaning given to such terms in the Promissory Note, Security Agreement or Warrant, as applicable. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. The disclosures set forth in Item 1.01 are hereby incorporated into this Item 2.03 by reference. Item 9.01 Financial Statements and Exhibits (d) Exhibits. The following exhibits are filed with this Current Report on Form 8-K: Exhibit Number Description 10.1 Amendment No. 1 to Forbearance Agreement, dated November 24, 2025, by and among Starco Brands, Inc., Whipshots Holdings, LLC, Whipshots, LLC, The AOS Group Inc., Skylar Body, LLC, Soylent Nutrition, Inc. and Gibraltar Business Capital, LLC. 104 Cover Page Interactive Data File – the cover page XBRL tags are embedded within the Inline XBRL document SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Company has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STARCO BRANDS, INC. Dated: December 1, 2025 /s/ Ross Sklar Ross Sklar Chief Executive Officer

View Full Filing

View this 8-K filing on SEC EDGAR