Synchrony Financial Files 8-K

TL;DR

SYF filed an 8-K, mostly standard financial updates.

AI Summary

Synchrony Financial filed an 8-K on September 10, 2025, reporting current information as of September 9, 2025. The filing primarily concerns financial statements and exhibits, with no specific material events detailed in the provided text. The company is incorporated in Delaware and headquartered in Stamford, Connecticut.

Why It Matters

This 8-K filing indicates Synchrony Financial is providing updated financial statements and exhibits to the SEC, which is standard procedure for public companies.

Risk Assessment

Risk Level: low — The filing appears to be routine and does not disclose any significant new risks or material adverse events.

Key Numbers

• 001-36560 — SEC File Number (Synchrony Financial's SEC filing identifier.)
• 51-0483352 — EIN (Employer Identification Number for Synchrony Financial.)

Key Players & Entities

• Synchrony Financial (company) — Registrant
• 777 Long Ridge Road (location) — Principal executive offices address
• Stamford, Connecticut (location) — Principal executive offices city and state

FAQ

Key Financial Figures

• $0.001 — ich registered Common stock, par value $0.001 per share SYF New York Stock Exchange

Filing Documents

• syf-20250910.htm (8-K) — 38KB
• creditstatsfinancialtables.htm (EX-99.1) — 86KB
• 0001601712-25-000251.txt ( ) — 286KB
• syf-20250910.xsd (EX-101.SCH) — 2KB
• syf-20250910_def.xml (EX-101.DEF) — 16KB
• syf-20250910_lab.xml (EX-101.LAB) — 28KB
• syf-20250910_pre.xml (EX-101.PRE) — 16KB
• syf-20250910_htm.xml (XML) — 5KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. The Company hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Statistics as of and for each of the thirteen months ended August 31, 2025. The Company intends to continue to furnish these statistics on a monthly basis, noting that for the last month of each calendar quarter, the statistics will be furnished contemporaneously with the Company's announcement of its financial results for such quarter. The information contained in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1, is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly stated by specific reference in such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits The following exhibits are being furnished as part of this report: Number Description 99.1 Monthly Charge-off and Delinquency Statistics as of and for each of the thirteen months ended August 31, 2025 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SYNCHRONY FINANCIAL Date: September 10, 2025 By: /s/ Jonathan Mothner Name: Jonathan Mothner Title: Executive Vice President, Chief Risk and Legal Officer

View Full Filing

View this 8-K filing on SEC EDGAR