Twfg, Inc. (TWFG) — SEC Filings
Twfg, Inc. (TWFG) — 29 SEC filings. Latest: 4 (Apr 2, 2026). Includes 11 8-K, 5 10-Q, 5 SC 13G.
Overview
Twfg, Inc. (TWFG) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 4 filed on Apr 2, 2026: On March 31, 2026, Michael Doak, a reporting person for TWFG, Inc., reported a change in beneficial ownership of securities. The filing details transactions related to his holdings in the company, but specific dollar amounts and the exact nature of the transactions are not detailed in this summary.
Sentiment Summary
Across 29 filings, the sentiment breakdown is: 27 neutral, 2 mixed. The dominant filing sentiment for Twfg, Inc. is neutral.
Filing Type Overview
Twfg, Inc. (TWFG) has filed 3 4, 5 10-Q, 11 8-K, 1 DEF 14A, 1 10-K, 5 SC 13G, 2 S-1/A, 1 S-1 with the SEC between Jun 2024 to Apr 2026.
Filings by Year
Recent SEC Filings (29)
Risk Profile
Risk Assessment: Of TWFG's 22 recent filings, 0 were flagged as high-risk, 9 as medium-risk, and 13 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $178,254,000 |
| Net Income | $25,473,000 |
| EPS | $0.34 |
| Cash Position | $150,985,000 |
| Operating Margin | 12.4% |
Key Executives
- Michael Doak
- 0001611672
- Janet S. Wong
- Robin A. Ferracone
- Richard F. Bunch III
- W. Robert Shearer
- John Goodgame
- Shar Ahmed
Industry Context
TWFG, Inc. operates within the insurance brokerage and agency sector, a highly competitive and fragmented industry. Key trends include consolidation through mergers and acquisitions, increasing reliance on technology for customer engagement and operational efficiency, and evolving regulatory landscapes. The industry is sensitive to economic cycles and interest rate environments, which can affect both consumer demand for insurance and investment income generated by insurers.
Top Tags
sec-filing (5) · financials (4) · financial-condition (4) · ownership-change (3) · disclosure (3) · 10-Q (3) · 8-K (3) · insider-filing (2) · Insurance Brokerage (2) · Financial Performance (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Total Revenues | $178.254M | Increased 17.26% for the nine months ended September 30, 2025, from $152.017M in 2024. |
| Net Income | $25.473M | Increased 24.6% for the nine months ended September 30, 2025, from $20.440M in 2024. |
| Commission Income | $161.617M | Increased 15.9% for the nine months ended September 30, 2025, from $139.447M in 2024. |
| Purchase of Intangible Assets | $54.239M | Significant investment for the nine months ended September 30, 2025, indicating M&A activity. |
| Cash and Cash Equivalents | $150.985M | Decreased by $44.787M from December 31, 2024, to September 30, 2025, due to investments. |
| Class A Common Stock Outstanding | 15,005,426 | As of September 30, 2025, reflecting share activity. |
| Net Cash Provided by Operating Activities | $40.213M | For the nine months ended September 30, 2025, up from $28.879M in 2024. |
| Net Cash Used in Investing Activities | $63.745M | For the nine months ended September 30, 2025, significantly higher than $21.589M in 2024. |
| Redeemable Noncontrolling Interest | $11.427M | As of September 30, 2025, reflecting acquisitions like TWFG MGA FL, LLC. |
| Net Income Growth | 24.6% | Year-over-year growth for the nine months ended September 30, 2025. |
| Total Operating Expenses | $52.95M | Increased 16.39% for Q2 2025 compared to Q2 2024 |
| Operating Income | $7.36M | Decreased 2.10% for Q2 2025 compared to Q2 2024 |
| Basic Weighted Average Shares | 14,904,083 | Outstanding as of June 30, 2025 |
| Basic Earnings Per Share | $0.13 | For the three months ended June 30, 2025 |
| Redeemable Noncontrolling Interests | $9.69M | Added due to acquisition of TWFG MGA FL, LLC |
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Frequently Asked Questions
What are the latest SEC filings for Twfg, Inc. (TWFG)?
Twfg, Inc. has 29 recent SEC filings from Jun 2024 to Apr 2026, including 11 8-K, 5 10-Q, 5 SC 13G. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of TWFG filings?
Across 29 filings, the sentiment breakdown is: 27 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Twfg, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Twfg, Inc. (TWFG) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Twfg, Inc.?
Key financial highlights from Twfg, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for TWFG?
The investment thesis for TWFG includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Twfg, Inc.?
Key executives identified across Twfg, Inc.'s filings include Michael Doak, 0001611672, Janet S. Wong, Robin A. Ferracone, Richard F. Bunch III and 3 others.
What are the main risk factors for Twfg, Inc. stock?
Of TWFG's 22 assessed filings, 0 were flagged high-risk, 9 medium-risk, and 13 low-risk.
What are recent predictions and forward guidance from Twfg, Inc.?
Forward guidance and predictions for Twfg, Inc. are extracted from SEC filings as they are enriched.