UMB Financial Corp. Files 8-K

TL;DR

UMB Financial Corp. filed an 8-K on Aug 27, 2025, with financial statements and exhibits.

AI Summary

UMB Financial Corp. filed an 8-K on August 27, 2025, reporting information under Regulation FD and including financial statements and exhibits. The filing details the company's corporate structure, including its incorporation in Missouri and its fiscal year end of December 31. It also lists its principal executive offices located at 1010 Grand Blvd., Kansas City, MO 64106.

Why It Matters

This filing provides official updates and disclosures from UMB Financial Corp. to the SEC, which are important for investors to stay informed about the company's regulatory compliance and financial reporting.

Risk Assessment

Risk Level: low — This is a routine filing that primarily contains corporate information and financial statement disclosures, with no immediate indication of significant risk.

Key Players & Entities

• UMB FINANCIAL CORP (company) — Registrant
• August 27, 2025 (date) — Date of Report
• Missouri (location) — State of Incorporation
• 1010 Grand Blvd., Kansas City, MO 64106 (address) — Principal executive offices
• 43-0903811 (identifier) — IRS Employer Identification No.
• 001-38481 (identifier) — Commission File Number

FAQ

Key Financial Figures

• $1.00 — nge on which registered Common Stock, $1.00 Par Value UMBF The NASDAQ Global Se

Filing Documents

• umbf-20250827.htm (8-K) — 53KB
• 0001193125-25-189680.txt ( ) — 196KB
• umbf-20250827.xsd (EX-101.SCH) — 52KB
• umbf-20250827_htm.xml (XML) — 6KB

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On August 27, 2025, UMB Financial Corporation (the "Company") announced the redemption on September 17, 2025, of all of its outstanding 3.70% Fixed-to-Fixed Rate Subordinated Notes due 2030 (CUSIP 902788 AA6) (the "Notes"). The redemption price for the Notes will be equal to 100% of principal amount of the Notes redeemed, plus any accrued and unpaid interest to, but excluding, the redemption date of September 17, 2025. In accordance with the indenture governing the Notes, the holders of the Notes will receive notice of the redemption, the redemption price and further instructions and details related to the process of such redemption. Payment of the redemption price for the Notes will be made through the facilities of The Depository Trust Company. This Current Report on Form 8-K does not constitute an offer to sell or the solicitation of an offer to buy these securities, nor shall there be any offer, solicitation or sale of these securities in any jurisdiction in which such offer, solicitation or sale would be unlawful.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL. CAUTIONARY NOTE REGARDING FORWARD LOOKING STATEMENTS This report contains, and our other communications may contain, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements can be identified by the fact that they do not relate strictly to historical or current facts. Forward-looking statements often use words such as "believe," "expect," "anticipate," "intend," "estimate," "project," "outlook," "forecast," "target," "trend," "plan," "goal," or other words of comparable meaning or future-tense or conditional verbs such as "may," "will," "should," "would," or "could." Forward-looking statements convey our expectations, intentions, or forecasts about future events, circumstances, results, or aspirations. All forward-looking statements are subject to assumptions, risks, and uncertainties, which may change over time and many of which are beyond our control. You should not rely on any forward-looking statement as a prediction or guarantee about the future. Our actual future objectives, strategies, plans, prospects, performance, condition, or results may differ materially from those set forth in any forward-looking statement. Some of the factors that may cause actual results or other future events, circumstances, or aspirations to differ from those in forward-looking statements are described in our Annual Report on Form 10-K for the year ended December 31, 2024, our subsequent Quarterly Reports on Form 10-Q or Current Reports on Form 8-K, or other applicable documents that are filed or furnished with the U.S. Securities and Exchange Commission (SEC). In addition to such factors that have been disclosed previously: macroeconomic and adverse developments and uncertainties related to the collateral effects of the collapse of, and challenges for, domestic and international banks,

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UMB FINANCIAL CORPORATION By: /s/ Ram Shankar Ram Shankar Chief Financial Officer Date: August 27, 2025

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View this 8-K filing on SEC EDGAR