UMB Financial Corp. Files 8-K on Financials

Ticker: UMBFO · Form: 8-K · Filed: Oct 28, 2025 · CIK: 101382

Umb Financial Corp 8-K Filing Summary
FieldDetail
CompanyUmb Financial Corp (UMBFO)
Form Type8-K
Filed DateOct 28, 2025
Risk Levellow
Pages3
Reading Time3 min
Key Dollar Amounts$1.00, $0.43, $193.75, $0.484375
Sentimentneutral

Sentiment: neutral

Topics: financial-reporting, 8-k

TL;DR

UMB Financial Corp. dropped an 8-K detailing its financial condition and other key events.

AI Summary

UMB Financial Corp. filed an 8-K on October 28, 2025, reporting on its results of operations and financial condition. The filing also included other events and financial statements and exhibits. The company is incorporated in Missouri and headquartered in Kansas City.

Why It Matters

This filing provides investors with crucial updates on UMB Financial Corp.'s financial performance and any significant events that may impact its business.

Risk Assessment

Risk Level: low — This is a routine financial filing and does not indicate any immediate or significant risks.

Key Players & Entities

  • UMB FINANCIAL CORP (company) — Registrant
  • 1010 Grand Ave (location) — Principal Executive Offices Address
  • Kansas City, MO (location) — Principal Executive Offices City and State
  • 64106 (location) — Principal Executive Offices Zip Code
  • Missouri (location) — State of Incorporation
  • 19920703 (date) — Date of Name Change from UNITED MISSOURI BANCSHARES INC
  • 19710915 (date) — Date of Name Change from MISSOURI BANCSHARES INC

FAQ

What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to report on UMB Financial Corp.'s results of operations and financial condition, as well as other events and financial statements and exhibits.

When was this 8-K filing submitted?

This 8-K filing was filed as of October 28, 2025.

Where is UMB Financial Corp. headquartered?

UMB Financial Corp. is headquartered at 1010 Grand Ave, Kansas City, MO 64106.

In which state is UMB Financial Corp. incorporated?

UMB Financial Corp. is incorporated in Missouri.

What were UMB Financial Corp.'s previous company names?

UMB Financial Corp. was formerly known as UNITED MISSOURI BANCSHARES INC (name change effective 19920703) and MISSOURI BANCSHARES INC (name change effective 19710915).

Filing Stats: 802 words · 3 min read · ~3 pages · Grade level 10.8 · Accepted 2025-10-28 16:05:41

Key Financial Figures

  • $1.00 — nge on which registered Common Stock, $1.00 Par Value UMBF The NASDAQ Global Se
  • $0.43 — ny had declared a quarterly dividend of $0.43 per share that is payable on January 2,
  • $193.75 — the Company also declared a dividend of $193.75 per share of the Company's Series B 7.7
  • $0.484375 — d stock, which results in a dividend of $0.484375 per depositary share. The preferred sto

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition On October 28, 2025, UMB Financial Corporation (the "Company") issued a press release announcing the financial results for the Company for the quarter and period ended September 30, 2025. A copy of the press release is attached as Exhibit 99.1 and the information is hereby incorporated by reference herein. The Company does not incorporate by reference information presented at any website referenced in the press release. The Company is furnishing a copy of materials that will be used in the Company's shareholder conference call at 8:30 a.m. (CT) on October 29, 2025. A copy of the materials is attached as Exhibit 99.2 and will be available on the Company's website at www.umb.com. The materials are dated October 28, 2025, and the Company disclaims any obligation to correct or update any of the materials in the future. The information contained in Item 2.02 of this Current Report on Form 8-K, including Exhibits 99.1 and 99.2 hereto, is being furnished and shall not be deemed to be "filed" with the Securities and Exchange Commission ("SEC") for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act") or otherwise subject to the liabilities of that section and is not incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended (the "Securities Act"), or the Exchange Act, whether made before or after the date hereof, except as shall be expressly set forth by specific reference to this Current Report on Form 8-K in such a filing.

01 Other Events

Item 8.01 Other Events On October 28, 2025, the Company issued a press release announcing the Board of Directors of the Company had declared a quarterly dividend of $0.43 per share that is payable on January 2, 2026 to stockholders of record of the Company's common stock as of the close of business on December 10, 2025. The Board of Directors of the Company also declared a dividend of $193.75 per share of the Company's Series B 7.750% preferred stock, which results in a dividend of $0.484375 per depositary share. The preferred stock dividend is payable on January 15, 2026, to stockholders of record of the Company's preferred stock as of the close on business on December 31, 2025.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits 99.1 Press Release announcing financial results for the quarter ended September 30, 2025. 99.2 Investor Presentation Materials, dated October 28, 2025. 99.3 Press Release announcing dividend declaration. 104 The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UMB FINANCIAL CORPORATION By: /s/ Ram Shankar Ram Shankar Chief Financial Officer Date: October 28, 2025

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