Unity Bancorp Inc /Nj/ (UNTY) — SEC Filings
Unity Bancorp Inc /Nj/ (UNTY) — 34 SEC filings. Latest: 8-K (Dec 18, 2025). Includes 23 8-K, 6 10-Q, 2 DEF 14A.
View Unity Bancorp Inc /Nj/ on SEC EDGAR
Overview
Unity Bancorp Inc /Nj/ (UNTY) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 18, 2025: Unity Bancorp, Inc. filed an 8-K on December 18, 2025, reporting on the departure of directors, election of new directors, appointment of officers, and compensatory arrangements. The filing also includes financial statements and exhibits. The company is incorporated in New Jersey and operates under
Sentiment Summary
Across 34 filings, the sentiment breakdown is: 1 bearish, 32 neutral, 1 mixed. The dominant filing sentiment for Unity Bancorp Inc /Nj/ is neutral.
Filing Type Overview
Unity Bancorp Inc /Nj/ (UNTY) has filed 23 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 1 SC 13G/A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (34)
Risk Profile
Risk Assessment: Of UNTY's 32 recent filings, 0 were flagged as high-risk, 3 as medium-risk, and 29 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $127.761M |
| Net Income | $42.484M |
| EPS | $4.23 |
| Cash Position | $203.486M |
| Total Assets | $2.876B |
| Total Debt | $231.707M |
Industry Context
Unity Bancorp operates in the community banking sector, characterized by a focus on local markets and personalized service. The industry is experiencing consolidation and faces competition from larger national banks and fintech companies. Current trends show a demand for commercial lending, driving asset growth for institutions like Unity.
Top Tags
8-k (11) · financial-reporting (9) · financials (8) · 8-K (7) · banking (5) · corporate-governance (4) · corporate-filing (4) · sec-filing (4) · 10-Q (4) · Unity Bancorp (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Commission File Number | 1-12431 | Identifies the company's filing with the SEC. |
| IRS Employer Identification No. | 22-3282551 | Company's tax identification number. |
| Net Income (Q3 2025) | $14.39M | Increased 32% from $10.905M in Q3 2024 |
| Net Income (YTD Q3 2025) | $42.48M | Increased 42% from $29.945M in YTD Q3 2024 |
| Total Assets | $2.876B | Increased from $2.654B at Dec 31, 2024 |
| Total Loans | $2.468B | Increased from $2.260B at Dec 31, 2024 |
| Total Deposits | $2.267B | Increased from $2.100B at Dec 31, 2024 |
| Provision for Credit Losses (YTD Q3 2025) | $4.491M | Increased from $1.937M in YTD Q3 2024 |
| Commercial Loan Interest Income (YTD Q3 2025) | $77.19M | Key driver of interest income growth |
| Common Shares Outstanding | 10,039,444 | As of October 31, 2025 |
| Basic EPS (Q3 2025) | $1.43 | Increased from $1.09 in Q3 2024 |
| Basic EPS (YTD Q3 2025) | $4.23 | Increased from $2.98 in YTD Q3 2024 |
| Net Income | $10.5M | for Q2 2025, down from $12.5M in Q2 2024 |
| Net Income (YTD) | $20.5M | for six months ended June 30, 2025, down from $24.5M in prior year |
| Provision Reversal for Credit Losses on Securities | $0.07M | for Q2 2025, compared to a $0.085M provision in Q2 2024 |
Forward-Looking Statements
- {"claim":"Banc Funds Co LLC will maintain a significant ownership stake in Unity Bancorp, Inc. /NJ/ for the foreseeable future.","entity":"Banc Funds Co LLC","targetDate":"December 31, 2024","confidence":"medium"}
Related Companies
Frequently Asked Questions
What are the latest SEC filings for Unity Bancorp Inc /Nj/ (UNTY)?
Unity Bancorp Inc /Nj/ has 34 recent SEC filings from Jan 2024 to Dec 2025, including 23 8-K, 6 10-Q, 2 DEF 14A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of UNTY filings?
Across 34 filings, the sentiment breakdown is: 1 bearish, 32 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Unity Bancorp Inc /Nj/ SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Unity Bancorp Inc /Nj/ (UNTY) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Unity Bancorp Inc /Nj/?
Key financial highlights from Unity Bancorp Inc /Nj/'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for UNTY?
The investment thesis for UNTY includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Unity Bancorp Inc /Nj/?
Executive information for Unity Bancorp Inc /Nj/ is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for Unity Bancorp Inc /Nj/ stock?
Of UNTY's 32 assessed filings, 0 were flagged high-risk, 3 medium-risk, and 29 low-risk.
What are recent predictions and forward guidance from Unity Bancorp Inc /Nj/?
Recent forward-looking statements from Unity Bancorp Inc /Nj/ include guidance on {"claim":"Banc Funds Co LLC will maintain a significant ownership stake in Unity Bancorp, Inc. /NJ/ for the foreseeable .