Upstart Holdings Files 8-K on Financials

Ticker: UPST · Form: 8-K · Filed: Feb 11, 2025 · CIK: 1647639

Upstart Holdings, INC. 8-K Filing Summary
FieldDetail
CompanyUpstart Holdings, INC. (UPST)
Form Type8-K
Filed DateFeb 11, 2025
Risk Levellow
Pages2
Reading Time2 min
Key Dollar Amounts$0.0001
Sentimentneutral

Sentiment: neutral

Topics: financial-reporting, 8-k

TL;DR

Upstart filed an 8-K on Feb 11, 2025, detailing financial results and condition.

AI Summary

Upstart Holdings, Inc. filed an 8-K on February 11, 2025, reporting on its results of operations and financial condition. The filing includes financial statements and exhibits, with the company's principal executive offices located at 2950 S. Delaware Street, Suite 410, San Mateo, CA 94403.

Why It Matters

This 8-K filing provides an update on Upstart's financial performance and condition, which is crucial for investors to assess the company's current health and future prospects.

Risk Assessment

Risk Level: low — This filing is a routine disclosure of financial information and does not appear to contain any immediate negative news or significant changes.

Key Players & Entities

FAQ

What specific financial information is being reported in this 8-K filing?

The filing indicates it pertains to 'Results of Operations and Financial Condition' and includes 'Financial Statements and Exhibits'.

When was this 8-K report filed?

The report was filed on February 11, 2025.

What is the principal executive office address for Upstart Holdings, Inc.?

The principal executive offices are located at 2950 S. Delaware Street, Suite 410, San Mateo, CA 94403.

What is the company's IRS Employer Identification Number?

The IRS Employer Identification Number is 46-4332431.

Under which section of the Securities Exchange Act is this report filed?

This report is filed pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934.

Filing Stats: 578 words · 2 min read · ~2 pages · Grade level 10.7 · Accepted 2025-02-11 16:07:44

Key Financial Figures

Filing Documents

02 Results of Operations and Financial Condition

Item 2.02 Results of Operations and Financial Condition. On February 11, 2025, Upstar t Holdings, Inc. ("Upstart") reported financial results for the fiscal quarter and full fiscal year ended December 31, 2024. A copy of the press release is attached as Exhibit 99.1 to this report and is incorporated by reference herein. The information contained in this Current Report on Form 8-K, including Exhibit 99.1 attached hereto, is furnished and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information shall not be deemed incorporated by reference into any other filing with the Securities and Exchange Commission made by Upstart regardless of any general incorporation language in such filing, except as shall be expressly set forth by specific reference in such filing. Upstart is making reference to non-GAAP financial information in both the press release and the conference call. A reconciliation of these non-GAAP financial measures to the comparable GAAP financial measures is contained in the attached press release.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description 99.1 Press Release issued by Upstart Holdings, Inc. dated February 11, 2025 104 Cover Page Interactive Data File (Cover page XBRL tags are embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Upstart Holdings, Inc. Dated: February 11, 2025 By: /s/ Sanjay Datta Sanjay Datta Chief Financial Officer

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