Uscb Financial Holdings, Inc. (USCB) — SEC Filings
Uscb Financial Holdings, Inc. (USCB) — 41 SEC filings. Latest: 10-Q (May 8, 2026). Includes 30 8-K, 7 10-Q, 2 10-K.
View Uscb Financial Holdings, Inc. on SEC EDGAR
Overview
Uscb Financial Holdings, Inc. (USCB) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Apr 8, 2026: USCB Financial Holdings, Inc. filed an 8-K on April 8, 2026, reporting changes in officers and compensatory arrangements. The filing details Item 5.02 regarding the departure or election of directors and officers, as well as Item 9.01 concerning financial statements and exhibits. Specific details on
Sentiment Summary
Across 41 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 39 neutral. The dominant filing sentiment for Uscb Financial Holdings, Inc. is neutral.
Filing Type Overview
Uscb Financial Holdings, Inc. (USCB) has filed 7 10-Q, 30 8-K, 1 DEF 14A, 2 10-K, 1 SC 13G/A with the SEC between Jan 2024 to May 2026.
Filings by Year
Recent SEC Filings (41)
Risk Profile
Risk Assessment: Of USCB's 35 recent filings, 0 were flagged as high-risk, 10 as medium-risk, and 25 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Net Income | $24.737M |
| EPS | $0.46 |
| Cash Position | $56.811M |
| Total Assets | $2.767B |
| Total Debt | $2.558B |
Industry Context
USCB Financial Holdings, Inc. operates within the community banking sector, characterized by a focus on local markets and personalized customer service. The industry is highly competitive, with traditional banks, credit unions, and increasingly, fintech companies vying for market share. Key trends include digital transformation, evolving customer expectations for online and mobile banking, and a dynamic interest rate environment impacting net interest margins.
Top Tags
8-K (9) · 8-k (7) · financial-reporting (6) · financial-statements (6) · regulation-fd (6) · financials (5) · regulatory-filing (5) · corporate-governance (4) · filing (3) · sec-filing (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (Q3 2025) | $8.939M | Increased 28.6% from $6.949M in Q3 2024 |
| Net Income (9M 2025) | $24.737M | Increased 39.2% from $17.770M in 9M 2024 |
| Total Assets (Sep 30, 2025) | $2.767B | Increased from $2.581B at Dec 31, 2024 |
| Loans Held for Investment, Net (Sep 30, 2025) | $2.106B | Increased by $157.224M from $1.948B at Dec 31, 2024 |
| Total Deposits (Sep 30, 2025) | $2.455B | Increased by $281.610M from $2.174B at Dec 31, 2024 |
| Subordinated Notes | $39.262M | New issuance during the nine months ended September 30, 2025 |
| Class A Common Stock Outstanding (Sep 30, 2025) | 18,107,385 | Decreased from 19,924,632 at Dec 31, 2024 due to repurchases |
| Class A Common Stock Repurchases | $34.554M | Amount spent on repurchasing 2,009,671 shares during 9M 2025 |
| Total Stockholders' Equity (Sep 30, 2025) | $209.095M | Decreased from $215.388M at Dec 31, 2024 |
| Basic Net Income Per Share (Q3 2025) | $0.46 | Increased from $0.35 in Q3 2024 |
| Fiscal Year End | 1231 | Indicates the end of the company's annual accounting period. |
| SEC File Number | 001-41196 | Identifies the company's filing with the SEC. |
| IRS Employer Identification No. | 87-4070846 | Company's tax identification number. |
| IRS Employer Identification Number | 87-4070846 | Unique identifier for tax purposes. |
| Net Income | $3.18M | Decreased by 29.2% for H1 2025 compared to H1 2024 |
Frequently Asked Questions
What are the latest SEC filings for Uscb Financial Holdings, Inc. (USCB)?
Uscb Financial Holdings, Inc. has 41 recent SEC filings from Jan 2024 to May 2026, including 30 8-K, 7 10-Q, 2 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of USCB filings?
Across 41 filings, the sentiment breakdown is: 1 bullish, 1 bearish, 39 neutral. The dominant sentiment is neutral.
Where can I find Uscb Financial Holdings, Inc. SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Uscb Financial Holdings, Inc. (USCB) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Uscb Financial Holdings, Inc.?
Key financial highlights from Uscb Financial Holdings, Inc.'s most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for USCB?
The investment thesis for USCB includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Uscb Financial Holdings, Inc.?
Executive information for Uscb Financial Holdings, Inc. is extracted from SEC filings as they are enriched with AI analysis.
What are the main risk factors for Uscb Financial Holdings, Inc. stock?
Of USCB's 35 assessed filings, 0 were flagged high-risk, 10 medium-risk, and 25 low-risk.
What are recent predictions and forward guidance from Uscb Financial Holdings, Inc.?
Forward guidance and predictions for Uscb Financial Holdings, Inc. are extracted from SEC filings as they are enriched.