Utg Inc (UTGN) — SEC Filings
Utg Inc (UTGN) — 20 SEC filings. Latest: 10-K (Mar 25, 2026). Includes 8 8-K, 6 10-Q, 3 10-K.
Overview
Utg Inc (UTGN) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-K filed on Mar 25, 2026: UTG, Inc. (UTGN) reported consolidated assets of $491 million and consolidated liabilities of $258 million, with total shareholders' equity reaching $233 million as of December 31, 2025. The company, an insurance holding company, relies heavily on its principal subsidiary, Universal Guaranty Life In
Sentiment Summary
Across 20 filings, the sentiment breakdown is: 1 bearish, 18 neutral, 1 mixed. The dominant filing sentiment for Utg Inc is neutral.
Filing Type Overview
Utg Inc (UTGN) has filed 3 10-K, 6 10-Q, 8 8-K, 2 DEF 14A, 1 SC 13D/A with the SEC between Feb 2024 to Mar 2026.
Filings by Year
Recent SEC Filings (20)
Risk Profile
Risk Assessment: Of UTGN's 20 recent filings, 2 were flagged as high-risk, 7 as medium-risk, and 11 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Debt-to-Equity | 1.11 |
| Total Assets | $491 million |
| Total Debt | $258 million |
Key Executives
- Jesse T. Correll
- Jill Martin
Industry Context
The insurance industry, particularly life insurance, is characterized by stable, long-term liabilities and a need for conservative investment strategies. Companies like UTG's subsidiary, UG, focus on servicing existing policies and administering business, a segment that can be less dynamic than new business acquisition. The industry faces ongoing regulatory scrutiny and evolving customer demands, with a trend towards digital engagement and personalized products.
Top Tags
Life Insurance (4) · 10-Q (4) · corporate-governance (3) · governance (3) · financials (3) · UTG Inc. (3) · management-change (2) · board-of-directors (2) · officer-appointment (2) · shareholder-vote (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Consolidated Assets | $491 million | as of December 31, 2025, indicating the company's total financial resources |
| Consolidated Liabilities | $258 million | as of December 31, 2025, including $225 million in policyholder liabilities |
| Total Shareholders' Equity | $233 million | as of December 31, 2025, representing the residual value to shareholders |
| Direct Premium Concentration | 53% | percentage of total direct premium collected from Illinois, Ohio, and Texas in 2025 |
| Oil and Gas Investment Concentration | 35% | percentage of total invested assets in the oil and gas industry as of December 31, 2025 |
| Oil and Gas Royalties in Real Estate | 30% | percentage of total investment real estate portfolio represented by oil and gas royalties as of December 31, 2025 |
| Jesse T. Correll's Ownership Control | 69% | approximate percentage of UTG's outstanding stock owned or controlled by the CEO and Chairman as of December 31, 2025 |
| Market Value of Non-Affiliate Common Stock | $29,563,723 | as of June 30, 2025, based on a $37.25 per share price |
| Full-time Employees | 40 | as of December 31, 2025, indicating the company's human capital |
| Maximum Retained Insurance | $125,000 | limit on the amount of insurance retained on any one life by Universal Guaranty Life Insurance Company |
| Net income for nine months ended Sep 30, 2025 | $21.32M | Decreased 49.36% from $42.11M in 2024 |
| Total revenue for nine months ended Sep 30, 2025 | $42.65M | Decreased 38.14% from $68.93M in 2024 |
| Total net investment gains (losses) for nine months ended Sep 30, 2025 | $28.19M | Decreased 47.47% from $53.65M in 2024 |
| Basic income per share for nine months ended Sep 30, 2025 | $6.74 | Decreased from $13.26 in 2024 |
| Total assets as of Sep 30, 2025 | $499.61M | Increased from $476.95M at Dec 31, 2024 |
Forward-Looking Statements
- {"claim":"UTG INC will provide more specific details regarding the changes in leadership or compensatory arrangements in future filings or press releases.","entity":"UTG INC","targetDate":"Q1 2024","confidence":"medium"}
- {"claim":"The market reaction to this general announcement will be neutral until more specific details are disclosed.","entity":"UTG INC stock","targetDate":"February 2024","confidence":"high"}
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Frequently Asked Questions
What are the latest SEC filings for Utg Inc (UTGN)?
Utg Inc has 20 recent SEC filings from Feb 2024 to Mar 2026, including 8 8-K, 6 10-Q, 3 10-K. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of UTGN filings?
Across 20 filings, the sentiment breakdown is: 1 bearish, 18 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find Utg Inc SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Utg Inc (UTGN) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Utg Inc?
Key financial highlights from Utg Inc's most recent 10-K include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for UTGN?
The investment thesis for UTGN includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Utg Inc?
Key executives identified across Utg Inc's filings include Jesse T. Correll, Jill Martin.
What are the main risk factors for Utg Inc stock?
Of UTGN's 20 assessed filings, 2 were flagged high-risk, 7 medium-risk, and 11 low-risk.
What are recent predictions and forward guidance from Utg Inc?
Recent forward-looking statements from Utg Inc include guidance on {"claim":"UTG INC will provide more specific details regarding the changes in leadership or compensatory arrangements in and 1 other predictions.