World Acceptance Corp (WRLD) — SEC Filings
World Acceptance Corp (WRLD) — 34 SEC filings. Latest: 8-K (Dec 4, 2025). Includes 19 8-K, 6 10-Q, 5 SC 13G/A.
View World Acceptance Corp on SEC EDGAR
Overview
World Acceptance Corp (WRLD) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 8-K filed on Dec 4, 2025: World Acceptance Corporation filed an 8-K on December 4, 2025, reporting on the departure of directors, election of new directors, and compensatory arrangements for officers. The filing also includes Regulation FD disclosures and financial statements/exhibits.
Sentiment Summary
Across 34 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 30 neutral, 1 mixed. The dominant filing sentiment for World Acceptance Corp is neutral.
Filing Type Overview
World Acceptance Corp (WRLD) has filed 19 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 5 SC 13G/A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (34)
Risk Profile
Risk Assessment: Of WRLD's 28 recent filings, 1 were flagged as high-risk, 16 as medium-risk, and 11 as low-risk. The overall risk profile suggests moderate risk with a balanced mix of positive and cautionary disclosures.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $134.47M |
| Net Income | -$1.95M |
| EPS | N/A |
| Debt-to-Equity | 1.91 |
| Cash Position | $14.88M |
| Operating Margin | -1.25% |
| Total Assets | $1,062.36M |
| Total Debt | $696.72M |
Key Executives
- Board of Directors
- Audit and Compliance Committee
- PeoMember
- NonPeoNeoMember
Industry Context
World Acceptance Corp operates in the small-loan consumer finance sector, serving individuals with limited access to traditional credit. This industry is characterized by higher interest rates to compensate for increased risk and is sensitive to economic conditions and regulatory scrutiny. Competitors range from other small-loan companies to fintech lenders and alternative credit providers.
Top Tags
results-of-operations (6) · financials (5) · financial-condition (4) · Personal Credit (4) · 10-Q (4) · sec-filing (3) · corporate-governance (3) · executive-compensation (3) · 8-k (3) · Subprime Lending (2)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Loss | $1.95M | for the three months ended September 30, 2025, compared to $22.13M net income in prior year |
| Total Revenues | $134.47M | for the three months ended September 30, 2025, up from $131.41M |
| Personnel Expenses | $47.99M | for the three months ended September 30, 2025, a 107.0% increase from $21.75M |
| Provision for Credit Losses | $49.84M | for the three months ended September 30, 2025, a 6.8% increase from $46.67M |
| Revolving Credit Facility | $584.59M | as of September 30, 2025, up from $262.45M at March 31, 2025 |
| Common Stock Repurchase | $60.0M | on September 3, 2025, for 347,064 shares |
| Repurchase Price Per Share | $172.88 | on September 3, 2025 |
| Remaining Repurchase Capacity | $33.4M | under current share repurchase program as of September 30, 2025 |
| Outstanding Shares | 5,038,077 | as of October 31, 2025 |
| Net Income | $12.3M | Increased 25% from $9.8M in Q1 2024 |
| Revenue | $145.2M | Up 4.8% from $138.5M in Q1 2024 |
| Retained Earnings | $450.1M | Increased from $437.8M on March 31, 2025 |
| Net Income Growth | 25% | Year-over-year increase in net income |
| Revenue Growth | 4.8% | Year-over-year increase in revenue |
| Report Date | 20250722 | Date of the earliest event reported |
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Frequently Asked Questions
What are the latest SEC filings for World Acceptance Corp (WRLD)?
World Acceptance Corp has 34 recent SEC filings from Jan 2024 to Dec 2025, including 19 8-K, 6 10-Q, 5 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of WRLD filings?
Across 34 filings, the sentiment breakdown is: 2 bullish, 1 bearish, 30 neutral, 1 mixed. The dominant sentiment is neutral.
Where can I find World Acceptance Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all World Acceptance Corp (WRLD) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for World Acceptance Corp?
Key financial highlights from World Acceptance Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for WRLD?
The investment thesis for WRLD includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at World Acceptance Corp?
Key executives identified across World Acceptance Corp's filings include Board of Directors, Audit and Compliance Committee, PeoMember, NonPeoNeoMember.
What are the main risk factors for World Acceptance Corp stock?
Of WRLD's 28 assessed filings, 1 were flagged high-risk, 16 medium-risk, and 11 low-risk.
What are recent predictions and forward guidance from World Acceptance Corp?
Forward guidance and predictions for World Acceptance Corp are extracted from SEC filings as they are enriched.