Waterstone Financial Q1 2025: Assets $234.7M, Liabilities $19.3M
Ticker: WSBF · Form: 10-Q · Filed: May 8, 2025 · CIK: 1569994
| Field | Detail |
|---|---|
| Company | Waterstone Financial, Inc. (WSBF) |
| Form Type | 10-Q |
| Filed Date | May 8, 2025 |
| Risk Level | low |
| Sentiment | neutral |
Sentiment: neutral
Topics: financials, loan-commitments, balance-sheet
Related Tickers: WSBF
TL;DR
**WSBF Q1 2025:** Assets $234.7M, Liabilities $19.3M. Loan commitments vary.
AI Summary
Waterstone Financial, Inc. filed its 10-Q for the period ending March 31, 2025. The company reported total assets of $234.689 million and total liabilities of $19.343 million for the first quarter of 2025. Commitments for loans are extended for up to 90 days, while unused portions of construction loans are available for up to one year.
Why It Matters
This filing provides a snapshot of Waterstone Financial's financial health and its loan commitment policies, which can impact its lending capacity and risk exposure.
Risk Assessment
Risk Level: low — The filing presents standard financial reporting for a public company with no immediate red flags.
Key Numbers
- $234.7B — Total Assets (As of March 31, 2025)
- $19.3M — Total Liabilities (As of March 31, 2025)
- 90 days — Loan Commitment Expiration (Standard commitment period for loans)
Key Players & Entities
- Waterstone Financial, Inc. (company) — Filer of the 10-Q
- 20250331 (date) — End of reporting period
- 20250508 (date) — Filing date
- $234,689 (dollar_amount) — Total assets for Q1 2025
- $19,343,251 (dollar_amount) — Total liabilities for Q1 2025
FAQ
What were Waterstone Financial's total assets as of March 31, 2025?
Total assets were $234,689 million as of March 31, 2025.
What were Waterstone Financial's total liabilities as of March 31, 2025?
Total liabilities were $19,343,251 as of March 31, 2025.
What is the typical expiration period for loan commitments?
Commitments for loans are extended to customers for up to 90 days after which they expire.
How long are unused portions of construction loans available?
Unused portions of construction loans are available to the borrower for up to one year.
What is the status of non-accrual loans as of March 31, 2025?
There were $221,000 in non-accrual status as of March 31, 2025.
Filing Details
This Form 10-Q (Form 10-Q) was filed with the SEC on May 8, 2025 regarding Waterstone Financial, Inc. (WSBF).