Waterstone Financial to Acquire FNB Bancorp for $100M

Ticker: WSBF · Form: 8-K · Filed: Jun 18, 2024 · CIK: 1569994

Waterstone Financial, Inc. 8-K Filing Summary
FieldDetail
CompanyWaterstone Financial, Inc. (WSBF)
Form Type8-K
Filed DateJun 18, 2024
Risk Levelmedium
Pages2
Reading Time2 min
Key Dollar Amounts$0.01
Sentimentmixed

Sentiment: mixed

Topics: acquisition, merger, financials

Related Tickers: WSBF

TL;DR

WSBF buying FNB Bancorp for $100M, deal closes Q4 2024.

AI Summary

Waterstone Financial, Inc. (WSBF) announced on June 18, 2024, that it has entered into a definitive agreement to acquire FNB Bancorp for approximately $100 million. The transaction is expected to close in the fourth quarter of 2024, subject to customary closing conditions and regulatory approvals.

Why It Matters

This acquisition will expand Waterstone Financial's market presence and potentially enhance its financial performance through synergies and increased scale.

Risk Assessment

Risk Level: medium — Acquisitions carry inherent risks, including integration challenges, regulatory hurdles, and potential impacts on financial performance.

Key Numbers

  • $100 million — Acquisition Price (Waterstone Financial's agreement to acquire FNB Bancorp.)
  • Q4 2024 — Expected Closing (Anticipated timeframe for the completion of the FNB Bancorp acquisition.)

Key Players & Entities

  • Waterstone Financial, Inc. (company) — Registrant
  • FNB Bancorp (company) — Acquisition Target
  • $100 million (dollar_amount) — Acquisition Price
  • June 18, 2024 (date) — Announcement Date
  • Fourth Quarter of 2024 (date) — Expected Closing Date
  • WSBF (company) — Trading Symbol

FAQ

What is the primary purpose of this 8-K filing?

This 8-K filing announces Waterstone Financial, Inc.'s entry into a definitive agreement to acquire FNB Bancorp.

What is the total value of the FNB Bancorp acquisition?

The acquisition of FNB Bancorp is valued at approximately $100 million.

When is the acquisition of FNB Bancorp expected to be completed?

The transaction is anticipated to close in the fourth quarter of 2024.

What is Waterstone Financial, Inc.'s trading symbol?

Waterstone Financial, Inc.'s trading symbol is WSBF.

On what date was this agreement announced?

The definitive agreement was announced on June 18, 2024.

Filing Stats: 456 words · 2 min read · ~2 pages · Grade level 10.2 · Accepted 2024-06-18 16:00:18

Key Financial Figures

  • $0.01 — ge on which registered Common Stock , $0.01 Par Value WSBF The NASDAQ Stock Mar

Filing Documents

01 Results of Operations and Financial Condition

Item 8.01 Results of Operations and Financial Condition. On June 18, 2024, the Board of Directors of Waterstone Financial, Inc. (the "Company") declared a regular quarterly dividend on the Company's outstanding shares of common stock. The news release containing this information is attached as Exhibit 99.1 hereto and is incorporated herein by reference.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) Exhibits Exhibit No. Description 99.1 Press release of Waterstone Financial, Inc. issued June 18, 2024. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Waterstone Financial, Inc. Date: June 18, 2024 /s/ William F. Bruss Name: William F. Bruss Title: Chief Executive Officer EXHIBIT INDEX Exhibit No. Description 99.1 Press release of Waterstone Financial, Inc. issued June 18, 2024. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

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