Winchester Bancorp Q3 2025 10-Q Filed

Ticker: WSBK · Form: 10-Q · Filed: May 12, 2025 · CIK: 2047235

Winchester Bancorp, Inc./Md/ 10-Q Filing Summary
FieldDetail
CompanyWinchester Bancorp, Inc./Md/ (WSBK)
Form Type10-Q
Filed DateMay 12, 2025
Risk Levelmedium
Sentimentneutral

Sentiment: neutral

Topics: 10-Q, financials, loans, investments

Related Tickers: WSBK

TL;DR

**WSBK Q3 10-Q OUT: Shows loan portfolio details & investments. Check retained earnings.**

AI Summary

Winchester Bancorp, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and position, including specific loan categories like commercial and residential real estate, and investment securities such as corporate debt and municipal bonds. The company's retained earnings and accumulated other comprehensive income are also reported as of March 31, 2025.

Why It Matters

This filing provides investors with a quarterly update on Winchester Bancorp's financial health, including its loan portfolio and investment holdings, which are key indicators of its performance and risk exposure.

Risk Assessment

Risk Level: medium — The filing contains detailed financial data, including loan non-accrual figures and fair value disclosures, which are critical for assessing the company's financial stability and potential risks.

Key Numbers

  • 2025-03-31 — Reporting Date (End of the fiscal quarter for this 10-Q filing.)
  • 2024-03-31 — Prior Year Quarter End (Comparison point for financial performance.)
  • 2023-07-01 — Year-to-Date Start (Beginning of the fiscal year for comparative periods.)

Key Players & Entities

  • Winchester Bancorp, Inc. (company) — Filer of the 10-Q
  • 20250331 (date) — End of the reporting period
  • 661 MAIN STREET, WINCHESTER, MA 01890 (address) — Company's business and mailing address
  • us-gaap:CommercialLoanMember (financial_metric) — Category of loans reported
  • wsbk:FinancialReceivablesLoansOnNonAccrualsMember (financial_metric) — Non-accrual loan data
  • us-gaap:ResidentialRealEstateMember (financial_metric) — Category of loans reported
  • us-gaap:CorporateDebtSecuritiesMember (financial_metric) — Type of investment securities
  • us-gaap:MunicipalBondsMember (financial_metric) — Type of investment securities

FAQ

What was the status of Winchester Bancorp's non-accrual commercial and residential real estate loans as of March 31, 2025?

The filing indicates data for 'wsbk:FinancialReceivablesLoansOnNonAccrualsMember' for both 'us-gaap:CommercialLoanMember' and 'us-gaap:ResidentialRealEstateMember' as of March 31, 2025, suggesting these figures are tracked.

What were the company's retained earnings as of March 31, 2025?

The filing lists 'us-gaap:RetainedEarningsMember' with a value for March 31, 2025.

What types of investment securities does Winchester Bancorp hold?

The filing mentions 'us-gaap:CorporateDebtSecuritiesMember' and 'us-gaap:MunicipalBondsMember' as held by the company.

What is the company's fiscal year end?

Winchester Bancorp's fiscal year ends on June 30 (0630).

What is the company's primary business classification?

The Standard Industrial Classification (SIC) code is 6036, indicating 'SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED'.

Filing Details

This Form 10-Q (Form 10-Q) was filed with the SEC on May 12, 2025 regarding Winchester Bancorp, Inc./MD/ (WSBK).

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View this 10-Q filing on SEC EDGAR

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