Wintrust Financial Corp (WTFCN) — SEC Filings
Wintrust Financial Corp (WTFCN) — 37 SEC filings. Latest: 8-K (Dec 16, 2025). Includes 24 8-K, 6 10-Q, 3 SC 13G/A.
View Wintrust Financial Corp on SEC EDGAR
Overview
Wintrust Financial Corp (WTFCN) is a publicly traded company tracked on ReadTheFiling. The most recent enriched filing is a 10-Q filed on Nov 6, 2025: WINTRUST FINANCIAL CORP reported a robust financial performance for the nine months ended September 30, 2025, with net income increasing to $600.82 million, up 17.88% from $509.68 million in the same period of 2024. Net interest income saw a significant rise of 14.11% to $1.64 billion from $1.44 bil
Sentiment Summary
Across 37 filings, the sentiment breakdown is: 2 bullish, 33 neutral, 2 mixed. The dominant filing sentiment for Wintrust Financial Corp is neutral.
Filing Type Overview
Wintrust Financial Corp (WTFCN) has filed 24 8-K, 6 10-Q, 2 DEF 14A, 2 10-K, 3 SC 13G/A with the SEC between Jan 2024 to Dec 2025.
Filings by Year
Recent SEC Filings (37)
Risk Profile
Risk Assessment: Of WTFCN's 32 recent filings, 0 were flagged as high-risk, 14 as medium-risk, and 18 as low-risk. The overall risk profile suggests relatively low risk with generally favorable filings.
Financial Highlights
| Metric | Value |
|---|---|
| Revenue | $1.64B |
| Net Income | $600.82M |
| EPS | $8.25 |
| Cash Position | $565.41M |
| Total Assets | $69.63B |
Key Executives
- Edward J. Wehling
- Michael J. Scudder
- David L. Johnson
- David R. Dykstra
- Michael J. Wlaschin
- Gary D. "Joe" Sweeney
- Kathleen M. Boege
- Abigail P. Johnson
Industry Context
Wintrust Financial Corp operates in the highly competitive U.S. banking sector, characterized by ongoing consolidation and evolving customer expectations. Key industry trends include the increasing importance of digital banking services, the need for robust cybersecurity measures, and navigating a dynamic interest rate environment. Banks are also facing pressure to manage credit risk effectively while seeking growth opportunities through lending and fee-based services.
Top Tags
financials (6) · 8-K (5) · financial-statements (5) · corporate-governance (5) · financial-reporting (4) · preferred-stock (4) · banking (4) · filing-update (3) · filing (3) · institutional-ownership (3)
Key Numbers
| Metric | Value | Context |
|---|---|---|
| Net Income (9 months) | $600.82M | Up 17.88% from $509.68M in 2024 |
| Net Interest Income (9 months) | $1.64B | Up 14.11% from $1.44B in 2024 |
| Net Loans | $52.06B | Increased by $4.01B from $48.05B at Dec 31, 2024 |
| Total Assets | $69.63B | Increased by 7.32% from $64.88B at Dec 31, 2024 |
| Diluted EPS (9 months) | $8.25 | Up from $7.67 in 2024 |
| Cash Dividends per Common Share (9 months) | $1.50 | Up from $1.35 in 2024 |
| Allowance for Loan Losses | $386.62M | Increased from $364.02M at Dec 31, 2024 |
| Provision for Credit Losses (9 months) | $67.97M | Reflects credit risk management |
| Series F Preferred Stock Issued | $425.00M | Contributed to shareholder's equity increase |
| Common Shares Outstanding | 66,971,158 | As of October 31, 2025 |
| Net Income | $150.2M | Decreased from $165.8M in Q2 2024, a 9.5% decline. |
| Diluted EPS | $2.50 | Fell from $2.76 in Q2 2024, indicating reduced per-share profitability. |
| Loans and Finance Receivables | $47.3B | Grew from $45.1B at year-end 2024, reflecting continued lending activity. |
| Net Income Decrease | 9.5% | Percentage drop in net income from Q2 2024 to Q2 2025. |
| Filing Date | 20250403 | The date the definitive proxy statement was filed with the SEC. |
Forward-Looking Statements
- {"claim":"Wintrust Financial Corp's stock price will experience increased stability due to significant institutional ownership.","entity":"Wintrust Financial Corp","targetDate":"Within 6-12 months","confidence":"medium"}
- {"claim":"FMR LLC will maintain a significant, passive stake in WINTRUST FINANCIAL CORP.","entity":"FMR LLC","targetDate":"2025-02-09","confidence":"high"}
- {"claim":"WINTRUST FINANCIAL CORP's stock price will likely not experience significant volatility directly due to this passive filing.","entity":"WINTRUST FINANCIAL CORP","targetDate":"2024-05-09","confidence":"high"}
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Frequently Asked Questions
What are the latest SEC filings for Wintrust Financial Corp (WTFCN)?
Wintrust Financial Corp has 37 recent SEC filings from Jan 2024 to Dec 2025, including 24 8-K, 6 10-Q, 3 SC 13G/A. Each filing includes an AI-generated plain-English summary.
What is the overall sentiment of WTFCN filings?
Across 37 filings, the sentiment breakdown is: 2 bullish, 33 neutral, 2 mixed. The dominant sentiment is neutral.
Where can I find Wintrust Financial Corp SEC filings explained simply?
ReadTheFiling provides AI-powered plain-English summaries of all Wintrust Financial Corp (WTFCN) SEC filings, including 10-K annual reports, 10-Q quarterly reports, 8-K current reports, and insider trades.
What are the key financial highlights for Wintrust Financial Corp?
Key financial highlights from Wintrust Financial Corp's most recent 10-Q include metrics such as revenue, net income, EPS, and debt ratios. Visit the filing detail page for the full breakdown.
What is the investment thesis for WTFCN?
The investment thesis for WTFCN includes bull, base, and bear case scenarios derived from AI analysis of recent SEC filings.
Who are the key executives at Wintrust Financial Corp?
Key executives identified across Wintrust Financial Corp's filings include Edward J. Wehling, Michael J. Scudder, David L. Johnson, David R. Dykstra, Michael J. Wlaschin and 3 others.
What are the main risk factors for Wintrust Financial Corp stock?
Of WTFCN's 32 assessed filings, 0 were flagged high-risk, 14 medium-risk, and 18 low-risk.
What are recent predictions and forward guidance from Wintrust Financial Corp?
Recent forward-looking statements from Wintrust Financial Corp include guidance on {"claim":"Wintrust Financial Corp's stock price will experience increased stability due to significant institutional own and 2 other predictions.