Zions Bancorporation Files 8-K on Oct 15, 2025

Ticker: ZIONP · Form: 8-K · Filed: Oct 15, 2025 · CIK: 109380

Zions Bancorporation, National Association /Ut/ 8-K Filing Summary
FieldDetail
CompanyZions Bancorporation, National Association /Ut/ (ZIONP)
Form Type8-K
Filed DateOct 15, 2025
Risk Levellow
Pages4
Reading Time4 min
Key Dollar Amounts$0.001, $60 million, $50 million
Sentimentneutral

Sentiment: neutral

Topics: corporate-filing, financial-reporting

TL;DR

Zions Bancorporation filed an 8-K on 10/15/25, updating corporate info.

AI Summary

Zions Bancorporation, National Association filed an 8-K on October 15, 2025, reporting other events and financial statements. The filing details the company's corporate structure, including its incorporation in Utah and its fiscal year end of December 31st. It also lists former company names and dates of name changes, indicating a history of corporate evolution.

Why It Matters

This filing provides an update on Zions Bancorporation's corporate status and financial reporting, which is crucial for investors and stakeholders to stay informed about the company's official disclosures.

Risk Assessment

Risk Level: low — The filing is a routine corporate disclosure and does not contain information that suggests immediate financial risk.

Key Numbers

  • 001-12307 — SEC File Number (Identifies the company's filing with the SEC.)
  • 87-0189025 — EIN (Employer Identification Number for tax purposes.)

Key Players & Entities

  • ZIONS BANCORPORATION, NATIONAL ASSOCIATION (company) — Registrant
  • October 15, 2025 (date) — Date of Report
  • 0000109380-25-000118 (filing_id) — Accession Number
  • UT (jurisdiction) — State of Incorporation
  • NATIONAL COMMERCIAL BANKS [6021] (industry) — Standard Industrial Classification

FAQ

What is the primary purpose of this 8-K filing?

This 8-K filing serves to report 'Other Events' and 'Financial Statements and Exhibits' as of October 15, 2025.

When was Zions Bancorporation incorporated?

The filing indicates the company is incorporated in 'United States of America' and its state of incorporation is 'UT' (Utah).

What is Zions Bancorporation's fiscal year end?

The company's fiscal year ends on December 31st.

What is the SEC file number for Zions Bancorporation?

The SEC file number for Zions Bancorporation is 001-12307.

Has Zions Bancorporation undergone name changes in the past?

Yes, the filing lists former company names including 'ZIONS BANCORPORATION /UT/' (name change date: 19920703), 'ZIONS UTAH BANCORPORATION' (name change date: 19870615), and 'ZIONS FIRST NATIONAL INVESTMENT CO' (name change date: 19660921).

Filing Stats: 1,109 words · 4 min read · ~4 pages · Grade level 16.7 · Accepted 2025-10-15 16:05:16

Key Financial Figures

  • $0.001 — ich Registered Common Stock, par value $0.001 ZION The NASDAQ Stock Market, LLC Depo
  • $60 million — a provision for the full approximately $60 million outstanding under the Loans and charge
  • $50 million — standing under the Loans and charge off $50 million of said amount. The provision and charg

Filing Documents

01 Other Events

Item 8.01 Other Events. Zions Bancorporation, N.A. (the "Bank"), recently became aware of legal actions initiated by several banks and other lenders against parties that appeared to be affiliated with two borrowers (the "Borrowers") under two related commercial and industrial loans extended by the Bank's California Bank & Trust division (the "Loans"). The Bank's Loans are guaranteed by several individuals (the "Obligors"). Upon discovery of this information, the Bank commenced an internal review of the Borrowers, the Obligors, the Loans, and the supporting collateral. During this review, the Bank identified what it believes to be apparent misrepresentations and contractual defaults by the Borrowers and Obligors and other irregularities with respect to the Loans and collateral. The Bank's subsequent demands and notices of default and acceleration to the Borrowers and Obligors have gone unanswered. Based on currently available information, on October 15, 2025, the Bank determined to take a provision for the full approximately $60 million outstanding under the Loans and charge off $50 million of said amount. The provision and charge-off will be reflected in the Bank's earnings and financial statements for the third quarter of 2025. The Bank intends to pursue its legal remedies and has commenced a lawsuit in California against the Obligors for full recovery. Although the Bank believes this is an isolated situation, it plans to engage counsel to coordinate an independent review.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits . (d) Exhibits The following exhibits are furnished as part of this Current Report on Form 8-K: Exhibit Number Description 101 Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document. 104 The cover page from this Current Report on form 8-K, formatted as Inline XBRL.

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ZIONS BANCORPORATION, NATIONAL ASSOCIATION By: /s/ Rena Miller Name: Rena Miller Title: Executive Vice President and Corporate General Counsel Date: October 15, 2025

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