SMARTFINANCIAL, INC. Files 8-K for Financials & Reg FD

Ticker: SMBK · Form: 8-K · Filed: Apr 25, 2024 · CIK: 1038773

Sentiment: neutral

Topics: financial-statements, regulation-fd, disclosure

TL;DR

SMARTFINANCIAL INC. filed an 8-K on 4/25/24 for financial statements and Reg FD disclosure.

AI Summary

On April 25, 2024, SMARTFINANCIAL, INC. filed an 8-K report. This filing primarily serves as a notification of financial statements and exhibits, and a Regulation FD disclosure. The company, formerly known as Cornerstone Bancshares Inc. and East Ridge Bancshares Inc., is incorporated in Tennessee and operates in the national commercial banks sector.

Why It Matters

This 8-K filing indicates that SMARTFINANCIAL, INC. is providing updated financial information and adhering to disclosure regulations, which is important for investors to stay informed about the company's financial status.

Risk Assessment

Risk Level: low — This filing is a routine disclosure of financial statements and exhibits, not indicating any immediate operational or financial distress.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing by SMARTFINANCIAL, INC.?

The primary purpose of this 8-K filing is for Regulation FD Disclosure and to report Financial Statements and Exhibits.

When was this 8-K report filed by SMARTFINANCIAL, INC.?

This 8-K report was filed on April 25, 2024.

What is the state of incorporation for SMARTFINANCIAL, INC.?

SMARTFINANCIAL, INC. is incorporated in Tennessee.

What were some of the former names of SMARTFINANCIAL, INC.?

SMARTFINANCIAL, INC. was formerly known as CORNERSTONE BANCSHARES INC and EAST RIDGE BANCSHARES INC.

What is the business address of SMARTFINANCIAL, INC.?

The business address of SMARTFINANCIAL, INC. is 5401 Kingston Pike, Suite 600, Knoxville, Tennessee 37919.

Filing Stats: 550 words · 2 min read · ~2 pages · Grade level 10.4 · Accepted 2024-04-25 17:06:54

Key Financial Figures

Filing Documents

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure. On April 25, 2024, the board of directors of SmartFinancial, Inc. (" SmartFinancial ") declared a quarterly cash dividend of $0.08 per share of SmartFinancial common stock (the " Dividend ") payable on May 28, 2024, to shareholders of record as of the close of business on May 10, 2024. On April 25, 2024, SmartFinancial issued a press release announcing the Dividend. A copy of the press release is attached as Exhibit 99.1 hereto and incorporated herein by reference. In accordance with General Instructions B.2 of Form 8K, the information in Item 7.01 of this report (including Exhibit 99.1) shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits (d) EXHIBITS 99.1 Press Release issued by SmartFinancial, Inc., dated April 25, 2024 104 Cover Page Interactive Data File (embedded within the inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SMARTFINANCIAL, INC. Date: April 25, 2024 By: /s/ William Y. Carroll, Jr. Name: William Y. Carroll, Jr. Title: President & Chief Executive Officer

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