loanDepot, Inc. Files 8-K Report

Ticker: LDI · Form: 8-K · Filed: 2024-05-21T00:00:00.000Z

Sentiment: neutral

Topics: sec-filing, 8-k, financial-update

Related Tickers: LDI

TL;DR

loanDepot filed an 8-K, likely with financial updates. Keep an eye out for details.

AI Summary

On May 20, 2024, loanDepot, Inc. filed an 8-K report. The filing primarily concerns "Other Events" and "Financial Statements and Exhibits," indicating updates or disclosures related to the company's financial status and operations. No specific transactions or material events were detailed in the provided excerpt.

Why It Matters

This 8-K filing signals that loanDepot, Inc. is providing updated information to the SEC, which could include material events or financial disclosures relevant to investors.

Risk Assessment

Risk Level: low — The provided excerpt is a standard 8-K filing notification and does not contain specific details of material events, risks, or financial performance.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing for loanDepot, Inc.?

The filing is primarily for "Other Events" and "Financial Statements and Exhibits," indicating updates or disclosures related to the company's financial status and operations.

On what date was this 8-K report filed or reported?

The report was filed as of May 21, 2024, with the date of the earliest event reported being May 20, 2024.

What is loanDepot, Inc.'s principal executive office address?

The principal executive offices are located at 6561 Irvine Center Drive, Irvine, California, 92618.

Under which section of the SEC Act is this report filed?

This report is filed pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.

What is the SIC code for loanDepot, Inc. as listed in the filing?

The Standard Industrial Classification (SIC) code listed is 6199 for Finance Services.

Filing Stats: 680 words · 3 min read · ~2 pages · Grade level 11.2 · Accepted 2024-05-20 18:42:39

Key Financial Figures

Filing Documents

01. Other Events

Item 8.01. Other Events On May 20, 2024, LD Holdings Group LLC (the "Issuer"), a subsidiary of loanDepot, Inc. (the "Company"), announced the commencement of an offer to exchange (the "Exchange Offer") any and all of its $497.8 million aggregate principal amount of outstanding 6.500% Senior Notes due 2025 (the "Old Notes") for newly issued 8.250% Senior Secured Notes due 2027 (the "New Notes"). In conjunction with the Exchange Offer, the Issuer is soliciting consents to eliminate substantially all restrictive covenants and certain of the default provisions in the indenture governing the Old Notes (the "Consent Solicitation"). The New Notes will be guaranteed by the subsidiaries of the Issuer that are guarantors of the Old Notes and the Issuer's outstanding 6.125% Senior Notes due 2028 and will be secured, subject to permitted liens, by a first-priority security interest in (1) all of the membership interests of mello Credit Strategies LLC, a direct subsidiary of the Issuer, (2) certain unencumbered non-agency mortgage servicing rights held by loanDepot.com, LLC, a guarantor of the New Notes, with a fair value of up to $60.0 million and (3) $100.6 million aggregate principal amount of 2028 Senior Notes that were previously repurchased by the Issuer as described in the confidential Offering Memorandum and Consent Solicitation Statement. The consummation of the Exchange Offer is subject to certain customary conditions. A copy of the press release announcing the Exchange Offer and Consent Solicitation, and which describes the Exchange Offer and Consent Solicitation in greater detail, is hereby incorporated by reference and attached hereto as Exhibit 99.1. This report does not constitute an offer to sell, or a solicitation of an offer to buy, any security. No offer, solicitation, or sale will be made in any jurisdiction in which such an offer, solicitation, or sale would be unlawful.

01 Financial Statements and Exhibits

Item 9.01 Financial Statements and Exhibits. (d) Exhibits. Exhibit No. Description 99.1 Press Release announcing the commencement of the Exchange Offer and Consent Solicitation, dated May 20, 2024. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. loanDepot, Inc. By: /s/ David Hayes Name: David Hayes Title: Chief Financial Officer Date: May 20, 2024

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