M/I Homes Q2 Revenue Surges to $1.75B

Ticker: MHO · Form: 10-Q · Filed: Jul 31, 2024 · CIK: 799292

Sentiment: bullish

Topics: housing, real-estate, earnings, revenue-growth

TL;DR

M/I Homes Q2 revenue up to $1.75B, net income $2.73M. Housing market booming!

AI Summary

M/I Homes, Inc. reported its Q2 2024 results, with total revenues of $1.75 billion for the six months ended June 30, 2024, compared to $1.0 billion for the same period in 2023. Net income for the first six months of 2024 was $2.73 million, a significant increase from $2.38 million in the prior year. The company's balance sheet shows total assets of $5.8 billion as of June 30, 2024.

Why It Matters

The substantial increase in revenue suggests strong demand in the housing market, potentially indicating a positive outlook for the construction sector and related industries.

Risk Assessment

Risk Level: medium — The housing market is subject to economic cycles, interest rate fluctuations, and regulatory changes, which can impact M/I Homes' performance.

Key Numbers

Key Players & Entities

FAQ

What were M/I Homes' total revenues for the second quarter of 2024?

The filing indicates total revenues of $1.75 billion for the six months ended June 30, 2024.

How did M/I Homes' net income in the first half of 2024 compare to the first half of 2023?

Net income increased to $2.73 million for the first six months of 2024, up from $2.38 million for the same period in 2023.

What is the company's total asset value as of June 30, 2024?

M/I Homes reported total assets of $5.8 billion as of June 30, 2024.

When was M/I Homes incorporated?

The company was incorporated in Ohio (OH).

What is the company's fiscal year end?

M/I Homes' fiscal year ends on December 31 (1231).

Filing Stats: 4,659 words · 19 min read · ~16 pages · Grade level 15.7 · Accepted 2024-07-31 09:50:53

Key Financial Figures

Filing Documents

M/I Homes, Inc. and Subsidiaries Unaudited Condensed Consolidated Financial Statements

Item 1. M/I Homes, Inc. and Subsidiaries Unaudited Condensed Consolidated Financial Statements Unaudited Condensed Consolidated Balance Sheets at June 30, 2024 and December 31, 2023 3 Unaudited Condensed Consolidated Statements of Income for the Three and Six Months Ended June 30, 2024 and 2023 4 Unaudited Condensed Consolidated Statement of Shareholders' Equity for the Three and Six Months Ended June 30, 2024 and 2023 5 Unaudited Condensed Consolidated Statements of Cash Flows for the Six Months Ended June 30, 2024 and 2023 6 Notes to Unaudited Condensed Consolidated Financial Statements 7

Management's Discussion and Analysis of Financial Condition and Results of Operations 22

Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations 22

Quantitative and Qualitative Disclosures About Market Risk 40

Item 3. Quantitative and Qualitative Disclosures About Market Risk 40

Controls and Procedures 42

Item 4. Controls and Procedures 42

OTHER INFORMATION

PART II. OTHER INFORMATION

Legal Proceedings 42

Item 1. Legal Proceedings 42

Risk Factors 42

Item 1A. Risk Factors 42

Unregistered Sales of Equity Securities and Use of Proceeds

Item 2. Unregistered Sales of Equity Securities and Use of Proceeds 42

Defaults Upon Senior Securities 43

Item 3. Defaults Upon Senior Securities 43

Mine Safety Disclosures 43

Item 4. Mine Safety Disclosures 43

Other Information 43

Item 5. Other Information 43

Exhibits 43

Item 6. Exhibits 43 Signatures 44 2 M/I HOMES, INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED BALANCE SHEETS (Unaudited) (Dollars in thousands, except par values) June 30, 2024 December 31, 2023 ASSETS: Cash, cash equivalents and restricted cash $ 837,458 $ 732,804 Mortgage loans held for sale 227,254 176,329 Inventory 2,938,464 2,797,151 Property and equipment - net 36,438 34,918 Investment in joint venture arrangements 46,180 44,011 Operating lease right-of-use assets 56,697 56,364 Deferred income tax asset 15,313 16,094 Goodwill 16,400 16,400 Other assets 165,866 148,369 TOTAL ASSETS $ 4,340,070 $ 4,022,440 LIABILITIES AND SHAREHOLDERS' EQUITY LIABILITIES: Accounts payable $ 278,859 $ 204,678 Customer deposits 93,259 85,128 Operating lease liabilities 58,043 57,566 Other liabilities 232,566 252,303 Community development district obligations 17,517 19,339 Obligation for consolidated inventory not owned 1,534 26,899 Notes payable bank - financial services operations 222,792 165,844 Senior notes due 2028 - net 397,266 396,879 Senior notes due 2030 - net 297,117 296,865 TOTAL LIABILITIES $ 1,598,953 $ 1,505,501 Commitments and contingencies ( Note 6 ) — — SHAREHOLDERS' EQUITY: Common shares - $ 0.01 par value; authorized 58,000,000 shares at both June 30, 2024 and December 31, 2023; issued 30,137,141 shares at both June 30, 2024 and December 31, 2023 $ 301 $ 301 Additional paid-in capital 350,554 349,907 Retained earnings 2,586,155 2,301,348 Treasury shares - at cost - 2,733,233 and 2,375,842 shares at June 30, 2024 and December 31, 2023, respectively ( 195,893 ) ( 134,617 ) TOTAL SHAREHOLDERS' EQUITY $ 2,741,117 $ 2,516,939 TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 4,340,070 $ 4,022,440 See Notes to Unaudited Condensed Consolidated Financial Statements. 3 M/I HOMES, INC. AND SUBSIDIARIES UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF INCOME Three Months Ended June 30, Six Months Ended June 30, (In th

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