Glacier Bancorp Files Q2 2024 10-Q

Ticker: GBCI · Form: 10-Q · Filed: Aug 2, 2024 · CIK: 868671

Sentiment: neutral

Topics: 10-Q, financials, banking

TL;DR

Glacier Bancorp dropped its Q2 10-Q. All the usual financial deets inside.

AI Summary

Glacier Bancorp, Inc. filed its 10-Q for the period ending June 30, 2024. The filing details the company's financial position and performance, including assets, liabilities, and equity. Specific financial figures and operational details are provided within the report, which is standard for quarterly filings.

Why It Matters

This filing provides investors and analysts with the latest financial performance data for Glacier Bancorp, Inc., crucial for understanding the bank's health and strategic direction.

Risk Assessment

Risk Level: low — This is a standard quarterly financial filing (10-Q) and does not inherently present new risks.

Key Numbers

Key Players & Entities

FAQ

What is the filing date for this 10-Q report?

The filing date for this 10-Q report for Glacier Bancorp, Inc. is August 2, 2024.

What period does this 10-Q filing cover?

This 10-Q filing covers the period ending June 30, 2024.

What is the company's Central Index Key (CIK)?

Glacier Bancorp, Inc.'s Central Index Key (CIK) is 0000868671.

What is the Standard Industrial Classification (SIC) code for Glacier Bancorp, Inc.?

The SIC code for Glacier Bancorp, Inc. is 6022, which corresponds to State Commercial Banks.

Where is Glacier Bancorp, Inc. headquartered?

Glacier Bancorp, Inc. is headquartered in Kalispell, Montana, with a business address at 49 Commons Loop, Kalispell, MT 59901.

Filing Stats: 4,459 words · 18 min read · ~15 pages · Grade level 18.7 · Accepted 2024-08-02 16:39:06

Key Financial Figures

Filing Documents

Financial Information

Part I. Financial Information

– Financial Statements

Item 1 – Financial Statements Unaudited Condensed Consolidated Statements of Financial Condition – June 30, 2024 and December 31, 2023 4 Unaudited Condensed Consolidated Statements of Operations – Three and Six Months ended June 30, 2024 and 2023 5 Unaudited Condensed Consolidated Statements of Comprehensive Income – Three and Six Months ended June 30, 2024 and 2023 6 Unaudited Condensed Consolidated Statements of Changes in Stockholders' Equity – Three and Six Months ended June 30, 2024 and 2023 7 Unaudited Condensed Consolidated Statements of Cash Flows – Six Months ended June 30, 2024 and 2023 9 Notes to Unaudited Condensed Consolidated Financial Statements 11

– Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 2 – Management's Discussion and Analysis of Financial Condition and Results of Operations 52

– Quantitative and Qualitative Disclosure about Market Risk

Item 3 – Quantitative and Qualitative Disclosure about Market Risk 83

– Controls and Procedures

Item 4 – Controls and Procedures 83

Other Information

Part II. Other Information 83

– Legal Proceedings

Item 1 – Legal Proceedings 83

– Risk Factors

Item 1A – Risk Factors 83

– Unregistered Sales of Equity Securities and Use of Proceeds

Item 2 – Unregistered Sales of Equity Securities and Use of Proceeds 84

– Defaults upon Senior Securities

Item 3 – Defaults upon Senior Securities 84

– Mine Safety Disclosures

Item 4 – Mine Safety Disclosures 84

– Other Information

Item 5 – Other Information 84

– Exhibits

Item 6 – Exhibits 85

Signatures

Signatures 86 ABBREVIATIONS/ACRONYMS ACL or allowance – allowance for credit losses ALCO – Asset Liability Committee ASC – Accounting Standards Codification TM ASU – Accounting Standards Update ATM – automated teller machine Bank – Glacier Bank BTFP - Bank Term Funding Program of the Federal Reserve Bank CDE – Certified Development Entity CDFI Fund – Community Development Financial Institutions Fund CECL – current expected credit losses CEO – Chief Executive Officer CFO – Chief Financial Officer CFGW – Community Financial Group, Inc. Company – Glacier Bancorp, Inc. COVID-19 – coronavirus disease of 2019 DDA – demand deposit account Fannie Mae – Federal National Mortgage Association FASB – Financial Accounting Standards Board FDIC – Federal Deposit Insurance Corporation FHLB – Federal Home Loan Bank Final Rules – final rules implemented by the federal banking agencies that established a new comprehensive regulatory capital framework FRB – Federal Reserve Bank Freddie Mac – Federal Home Loan Mortgage Corporation GAAP – accounting principles generally accepted in the United States of America GDP – gross domestic product Ginnie Mae – Government National Mortgage Association Interest rate locks - residential real estate derivatives for commitments LIBOR – London Interbank Offered Rate LIHTC – Low Income Housing Tax Credit MBFD - Modifications to borrowers experiencing financial difficulty NMTC – New Markets Tax Credit NOW – negotiable order of withdrawal NRSRO – Nationally Recognized Statistical Rating Organizations OCI – other comprehensive income OREO – other real estate owned PCD – purchased credit-deteriorated PPP – Paycheck Protection Program Repurchase agreements – securities sold under agreements to repurchase ROU – right-of-use S&P – Standard and Poor's SBA – United States Small Business Administration SEC – United States Securities and Exchange Commission TBA – to-be-announ

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