SmartFinancial Inc. Files 8-K on Financials

Ticker: SMBK · Form: 8-K · Filed: Oct 21, 2024 · CIK: 1038773

Sentiment: neutral

Topics: financial-condition, results-of-operations, filing

Related Tickers: SMF

TL;DR

SMARTFINANCIAL INC. FILED AN 8-K ON 10/21/24 DETAILING FINANCIALS.

AI Summary

SmartFinancial, Inc. filed an 8-K on October 21, 2024, reporting on its results of operations and financial condition. The filing also includes financial statements and exhibits, with the earliest event reported being October 21, 2024. The company is incorporated in Tennessee and headquartered in Knoxville.

Why It Matters

This 8-K filing provides an update on SmartFinancial's financial performance and condition, which is crucial information for investors to assess the company's health and future prospects.

Risk Assessment

Risk Level: low — This filing is a routine disclosure of financial information and does not appear to contain any immediate or significant risks.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing?

The primary purpose of this 8-K filing is to report on SmartFinancial, Inc.'s results of operations and financial condition, and to include financial statements and exhibits.

When was the earliest event reported in this filing?

The earliest event reported in this filing was on October 21, 2024.

In which state is SmartFinancial, Inc. incorporated?

SmartFinancial, Inc. is incorporated in Tennessee.

What is the address of SmartFinancial, Inc.'s Principal Executive Offices?

The address of SmartFinancial, Inc.'s Principal Executive Offices is 5401 Kingston Pike, Suite 600, Knoxville, Tennessee 37919.

What is the Commission File Number for SmartFinancial, Inc.?

The Commission File Number for SmartFinancial, Inc. is 001-37661.

Filing Stats: 645 words · 3 min read · ~2 pages · Grade level 10.8 · Accepted 2024-10-21 17:00:22

Key Financial Figures

Filing Documents

02

Item 2.02 Results of Operations and Financial Condition. On October 21, 2024, SmartFinancial, Inc. ("SmartFinancial") issued a press release (the "Press Release") reporting earnings results for its third quarter ending September 30, 2024. A copy of the Press Release is attached hereto as Exhibit 99.1. In accordance with General Instructions B.2 of Form 8K, the information in Item 2.02 of this report (including Exhibit 99.1) shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

01

Item 7.01 Regulation FD Disclosure. SmartFinancial is filing an investor slide presentation that it intends to review in conjunction with its earnings release conference call on October 22, 2024. The slides are attached hereto as Exhibit 99.2. In accordance with General Instructions B.2 of Form 8K, the information in Item 7.01 of this report (including Exhibit 99.2) shall not be deemed to be "filed" for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Financial Statements and Exhibits

Financial Statements and Exhibits Exhibit No. Description 99.1 Press release announcing third quarter 2024 financial results dated October 21, 2024 99.2 Third quarter 2024 investor presentation 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SMARTFINANCIAL, INC. Date: October 21, 2024 /s/ William Y. Carroll, Jr. William Y. Carroll, Jr. President & Chief Executive Officer

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