Glacier Bancorp Files Q3 2024 10-Q

Ticker: GBCI · Form: 10-Q · Filed: Oct 31, 2024 · CIK: 868671

Sentiment: neutral

Topics: 10-Q, financials, banking

TL;DR

Glacier Bancorp's Q3 2024 10-Q is in, check financials.

AI Summary

Glacier Bancorp, Inc. filed its 10-Q for the period ending September 30, 2024. The report details the company's financial position and performance, including assets, liabilities, and equity. Specific financial figures and operational details are presented within the filing, which is publicly available.

Why It Matters

This filing provides investors and analysts with a detailed look into Glacier Bancorp's financial health and operational performance for the third quarter of 2024, influencing investment decisions.

Risk Assessment

Risk Level: medium — As a financial institution, Glacier Bancorp is subject to various market and regulatory risks that can impact its performance.

Key Numbers

Key Players & Entities

FAQ

What is the primary business of Glacier Bancorp, Inc.?

Glacier Bancorp, Inc. is classified under Standard Industrial Classification 6022, indicating its primary business is Commercial Banks.

When was this 10-Q filing submitted to the SEC?

This 10-Q filing was submitted on October 31, 2024.

What is the reporting period covered by this 10-Q?

The reporting period covered by this 10-Q is September 30, 2024.

Where is Glacier Bancorp, Inc. incorporated and headquartered?

Glacier Bancorp, Inc. is incorporated in Montana (MT) and its business address is in Kalispell, MT.

What is the SEC file number for Glacier Bancorp, Inc.?

The SEC file number for Glacier Bancorp, Inc. is 001-41170.

Filing Stats: 4,433 words · 18 min read · ~15 pages · Grade level 18.9 · Accepted 2024-10-31 16:31:49

Key Financial Figures

Filing Documents

Financial Information

Part I. Financial Information

– Financial Statements

Item 1 – Financial Statements Unaudited Condensed Consolidated Statements of Financial Condition – September 30, 2024 and December 31, 2023 4 Unaudited Condensed Consolidated Statements of Operations – Three and Nine Months ended September 30, 2024 and 2023 5 Unaudited Condensed Consolidated Statements of Comprehensive Income – Three and Nine Months ended September 30, 2024 and 2023 6 Unaudited Condensed Consolidated Statements of Changes in Stockholders' Equity – Three and Nine Months ended September 30, 2024 and 2023 7 Unaudited Condensed Consolidated Statements of Cash Flows – Nine Months ended September 30, 2024 and 2023 9 Notes to Unaudited Condensed Consolidated Financial Statements 11

– Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 2 – Management's Discussion and Analysis of Financial Condition and Results of Operations 52

– Quantitative and Qualitative Disclosure about Market Risk

Item 3 – Quantitative and Qualitative Disclosure about Market Risk 84

– Controls and Procedures

Item 4 – Controls and Procedures 84

Other Information

Part II. Other Information 84

– Legal Proceedings

Item 1 – Legal Proceedings 84

– Risk Factors

Item 1A – Risk Factors 84

– Unregistered Sales of Equity Securities and Use of Proceeds

Item 2 – Unregistered Sales of Equity Securities and Use of Proceeds 85

– Defaults upon Senior Securities

Item 3 – Defaults upon Senior Securities 85

– Mine Safety Disclosures

Item 4 – Mine Safety Disclosures 85

– Other Information

Item 5 – Other Information 85

– Exhibits

Item 6 – Exhibits 86

Signatures

Signatures 87 ABBREVIATIONS/ACRONYMS ACL or allowance – allowance for credit losses AFS - available-for-sale ALCO – Asset Liability Committee ASC – Accounting Standards Codification TM ASU – Accounting Standards Update ATM – automated teller machine Bank – Glacier Bank BTFP - Bank Term Funding Program of the Federal Reserve Bank CDE – Certified Development Entity CDFI Fund – Community Development Financial Institutions Fund CECL – current expected credit losses CEO – Chief Executive Officer CFO – Chief Financial Officer CFGW – Community Financial Group, Inc. CRE - Commercial real estate Company – Glacier Bancorp, Inc. DDA – demand deposit account Fannie Mae – Federal National Mortgage Association FASB – Financial Accounting Standards Board FDIC – Federal Deposit Insurance Corporation FHLB – Federal Home Loan Bank Final Rules – final rules implemented by the federal banking agencies that established a new comprehensive regulatory capital framework FRB – Federal Reserve Bank Freddie Mac – Federal Home Loan Mortgage Corporation GAAP – accounting principles generally accepted in the United States of America GDP – gross domestic product Ginnie Mae – Government National Mortgage Association HTM - Held-to-maturity Interest rate locks - residential real estate derivatives for commitments LIBOR – London Interbank Offered Rate LIHTC – Low Income Housing Tax Credit MBFD - Modifications to borrowers experiencing financial difficulty NMTC – New Markets Tax Credit NOW – negotiable order of withdrawal NRSRO – Nationally Recognized Statistical Rating Organizations OCI – other comprehensive income OREO – other real estate owned PCD – purchased credit-deteriorated PPP – Paycheck Protection Program Repurchase agreements – securities sold under agreements to repurchase RMB – Rocky Mountain Bank ROU – right-of-use S&P – Standard and Poor's SBA – United States Small Business Administration SEC –

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