FNB Corp. Enters Material Definitive Agreement

Ticker: FNB · Form: 8-K · Filed: 2024-12-11T00:00:00.000Z

Sentiment: neutral

Topics: material-agreement, financial-obligation

Related Tickers: FNB

TL;DR

FNB Corp. just signed a big deal, creating a new financial obligation.

AI Summary

On December 11, 2024, FNB Corp. entered into a material definitive agreement related to a direct financial obligation. The filing indicates the creation of a financial obligation or an arrangement under an off-balance sheet arrangement for the registrant.

Why It Matters

This filing signals a significant financial commitment or arrangement for FNB Corp., which could impact its financial obligations and future operations.

Risk Assessment

Risk Level: medium — The creation of a material definitive agreement and a direct financial obligation suggests potential financial risks or commitments for the company.

Key Players & Entities

FNB Corp. (company) — Registrant
December 11, 2024 (date) — Date of earliest event reported

FAQ

What type of material definitive agreement did FNB Corp. enter into?

The filing states that FNB Corp. entered into a material definitive agreement, but the specific details of the agreement are not provided in this summary.

What is the nature of the direct financial obligation or off-balance sheet arrangement?

The filing indicates the creation of such an obligation or arrangement, but the specific terms and financial implications are not detailed here.

When was this agreement reported?

The date of the earliest event reported is December 11, 2024.

Is FNB Corp. based in Pennsylvania?

Yes, the filing states that FNB Corp. is incorporated in Pennsylvania.

What is FNB Corp.'s standard industrial classification?

FNB Corp.'s standard industrial classification is NATIONAL COMMERCIAL BANKS [6021].

Filing Stats: 1,347 words · 5 min read · ~4 pages · Grade level 10.7 · Accepted 2024-12-11 17:01:13

Key Financial Figures

$0.01 — ich Registered Common Stock, par value $0.01 per share FNB New York Stock Exchan
$500,000,000 — Corporation") completed its offering of $500,000,000 aggregate principal amount of its 5.722
$498,250,000 — re estimated transaction expenses, were $498,250,000. The Notes were offered pursuant to the

Filing Documents

d813992d8k.htm (8-K) — 37KB
d813992dex42.htm (EX-4.2) — 196KB
d813992dex51.htm (EX-5.1) — 14KB
g813992dsp4.jpg (GRAPHIC) — 6KB
g813992dsp4a.jpg (GRAPHIC) — 10KB
g813992g1211191242327.jpg (GRAPHIC) — 3KB
0001193125-24-275727.txt ( ) — 477KB
fnb-20241211.xsd (EX-101.SCH) — 3KB
fnb-20241211_def.xml (EX-101.DEF) — 13KB
fnb-20241211_lab.xml (EX-101.LAB) — 21KB
fnb-20241211_pre.xml (EX-101.PRE) — 14KB
d813992d8k_htm.xml (XML) — 5KB

Financial Statements and Exhibits

Financial Statements and Exhibits. (d) Exhibits 4.1 Indenture, dated as of February 24, 2020, by and between the Corporation and Wilmington Trust, National Association, as Trustee, incorporated by reference to Exhibit 4.1 of the Corporation's Current Report on Form 8-K filed on February 24, 2020. 4.2* Third Supplemental Indenture, dated as of December 11, 2024, by and between the Corporation and Wilmington Trust, National Association, as Trustee. 4.3* Form of 5.722% Fixed Rate / Floating Rate Senior Notes due 2030 (included as part of Exhibit 4.2). 5.1* Opinion of Reed Smith LLP. 23.1* Consent of Reed Smith LLP (included in Exhibit 5.1). 104 Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document). * Filed herewith. -3-

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. F.N.B. CORPORATION (Registrant) By: /s/ James G. Orie James G. Orie, Chief Legal Officer Date: December 11, 2024 -4-