American Express Files 8-K Report

TL;DR

AXP filed an 8-K, standard procedure, no major news yet.

AI Summary

On December 16, 2024, American Express Company filed an 8-K report. The filing primarily serves as a notification of a current report being filed, with no specific material events detailed in the provided text. The report confirms the company's identity, its principal executive offices at 200 Vesey Street, New York, NY 10285, and its telephone number.

Why It Matters

This filing indicates that American Express is adhering to its regulatory disclosure obligations by submitting a current report to the SEC.

Risk Assessment

Risk Level: low — The filing is a routine procedural document and does not disclose any new material information that would inherently increase risk.

Key Players & Entities

• AMERICAN EXPRESS CO (company) — Registrant
• 200 Vesey Street, New York, NY 10285 (location) — Principal executive offices
• December 16, 2024 (date) — Date of earliest event reported

FAQ

From the Filing

0000004962-24-000074.txt : 20241216 0000004962-24-000074.hdr.sgml : 20241216 20241216120038 ACCESSION NUMBER: 0000004962-24-000074 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 13 CONFORMED PERIOD OF REPORT: 20241216 ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20241216 DATE AS OF CHANGE: 20241216 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN EXPRESS CO CENTRAL INDEX KEY: 0000004962 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] ORGANIZATION NAME: 02 Finance IRS NUMBER: 134922250 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-07657 FILM NUMBER: 241550834 BUSINESS ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 BUSINESS PHONE: 2126402000 MAIL ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 8-K 1 axp-20241216.htm 8-K axp-20241216 0000004962 false 0000004962 2024-12-16 2024-12-16 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549   FORM 8-K   CURRENT REPORT   Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of Report (Date of earliest event reported):  December 16, 2024   AMERICAN EXPRESS CO MPANY (Exact name of registrant as specified in its charter)     New York   1-7657   13-4922250 (State or other jurisdiction of incorporation)   (Commission File Number)   (IRS Employer Identification No.) 200 Vesey Street , New York , New York 10285 (Address of principal executive offices and zip code) ( 212 ) 640-2000 (Registrant's telephone number, including area code) Not Applicable (Former name or former address, if changed since last report)   Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):   ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Shares (par value $0.20 per Share)   AXP   New York Stock Exchange   Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 7.01 Regulation FD Disclosure American Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for the months ended November 30, October 31 and September 30, 2024. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended November 30, October 31 and September 30, 2024 (Billions, except percentages) November 30, 2024 October 31, 2024 September 30, 2024 U.S. Consumer Card Member loans: Total loans $ 89.3   $ 88.0  $ 86.8  30 days past due loans as a % of total 1.4   % 1.4  % 1.4  % Average loans $ 88.7   $ 87.4  $ 87.0  Net write-off rate –