SMARTFINANCIAL, INC. Files 8-K Report

Ticker: SMBK · Form: 8-K · Filed: Jan 21, 2025 · CIK: 1038773

Sentiment: neutral

Topics: 8-K, financial-reporting, corporate-information

Related Tickers: SMBC

TL;DR

SMARTFINANCIAL, INC. filed an 8-K on Jan 21, 2025, updating investors on financials.

AI Summary

On January 21, 2025, SMARTFINANCIAL, INC. filed an 8-K report. The filing indicates the company's principal executive offices are located at 5401 Kingston Pike, Suite 600, Knoxville, Tennessee, 37919. The report covers items related to Results of Operations and Financial Condition, Regulation FD Disclosure, and Financial Statements and Exhibits.

Why It Matters

This 8-K filing provides an update on SMARTFINANCIAL, INC.'s financial condition and operations, which is crucial information for investors to assess the company's performance and outlook.

Risk Assessment

Risk Level: low — This filing is a routine 8-K report detailing the company's address and the nature of its filings, with no immediate material financial events disclosed.

Key Players & Entities

FAQ

What is the primary purpose of this 8-K filing?

This 8-K filing is a current report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934, covering items related to Results of Operations and Financial Condition, Regulation FD Disclosure, and Financial Statements and Exhibits.

When was the earliest event reported in this filing?

The earliest event reported in this filing was on January 21, 2025.

What is the principal executive office address for SMARTFINANCIAL, INC.?

The principal executive offices of SMARTFINANCIAL, INC. are located at 5401 Kingston Pike, Suite 600, Knoxville, Tennessee, 37919.

What is the state of incorporation for SMARTFINANCIAL, INC.?

SMARTFINANCIAL, INC. is incorporated in Tennessee.

What were the former names of SMARTFINANCIAL, INC.?

SMARTFINANCIAL, INC. was formerly known as CORNERSTONE BANCSHARES INC and EAST RIDGE BANCSHARES INC.

Filing Stats: 645 words · 3 min read · ~2 pages · Grade level 10.8 · Accepted 2025-01-21 17:00:15

Key Financial Figures

Filing Documents

02

Item 2.02 Results of Operations and Financial Condition. On January 21, 2025, SmartFinancial, Inc. ("SmartFinancial") issued a press release (the "Press Release") reporting earnings results for its fourth quarter ending December 31, 2024. A copy of the Press Release is attached hereto as Exhibit 99.1. In accordance with General Instructions B.2 of Form 8K, the information in Item 2.02 of this report (including Exhibit 99.1) shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

01

Item 7.01 Regulation FD Disclosure. SmartFinancial is filing an investor slide presentation that it intends to review in conjunction with its earnings release conference call on January 22, 2025. The slides are attached hereto as Exhibit 99.2. In accordance with General Instructions B.2 of Form 8K, the information in Item 7.01 of this report (including Exhibit 99.2) shall not be deemed to be "filed" for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Financial Statements and Exhibits

Financial Statements and Exhibits Exhibit No. Description 99.1 Press release announcing fourth quarter 2024 financial results dated January 21, 2025 99.2 Fourth quarter 2024 investor presentation 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SMARTFINANCIAL, INC. Date: January 21, 2025 /s/ William Y. Carroll, Jr. William Y. Carroll, Jr. President & Chief Executive Officer

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