Stellar Bancorp Files 8-K on Financials

Ticker: STEL · Form: 8-K · Filed: Jan 30, 2025 · CIK: 1473844

Sentiment: neutral

Topics: financial-condition, results-of-operations, sec-filing

TL;DR

Stellar Bancorp dropped its 8-K on Jan 30th - check financials!

AI Summary

On January 30, 2025, Stellar Bancorp, Inc. filed an 8-K report detailing results of operations and financial condition. The filing includes financial statements and exhibits, providing an update on the company's performance. Stellar Bancorp, Inc. is incorporated in Texas and headquartered in Houston.

Why It Matters

This 8-K filing provides investors with crucial, up-to-date information on Stellar Bancorp's financial health and operational results, impacting investment decisions.

Risk Assessment

Risk Level: low — This is a routine financial filing and does not indicate any immediate or significant risks.

Key Numbers

Key Players & Entities

FAQ

What specific financial information is being disclosed in this 8-K filing?

The filing indicates it pertains to 'Results of Operations and Financial Condition' and includes 'Financial Statements and Exhibits'.

When was the earliest event reported in this filing?

The earliest event reported is dated January 30, 2025.

Where is Stellar Bancorp, Inc. headquartered?

Stellar Bancorp, Inc.'s principal executive offices are located at 9 Greenway Plaza, Suite 110, Houston, Texas.

What is Stellar Bancorp, Inc.'s state of incorporation?

Stellar Bancorp, Inc. is incorporated in Texas.

What is the IRS Employer Identification Number for Stellar Bancorp, Inc.?

The IRS Employer Identification Number for Stellar Bancorp, Inc. is 20-8339782.

Filing Stats: 933 words · 4 min read · ~3 pages · Grade level 11.2 · Accepted 2025-01-30 16:46:23

Key Financial Figures

Filing Documents

02. Results of Operations and Financial Condition

Item 2.02. Results of Operations and Financial Condition. On January 30, 2025 Stellar Bancorp, Inc. (the "Company") issued a press release announcing its financial results for the fourth quarter of 2024. A copy of the press release, as well as a copy of the accompanying earnings presentation, are furnished as Exhibit 99.1 and Exhibit 99.2 hereto, respectively, and incorporated herein by reference. In accordance with General Instruction B.2 to Form 8-K, the information furnished in this Item 2.02, Exhibit 99.1 and Exhibit 99.2 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, (the "Securities Act"), except as shall be expressly set forth by specific reference in such filing.

01 Regulation FD Disclosure

Item 7.01 Regulation FD Disclosure On Friday, January 31, 2025, at 8:00 a.m., Central Time, the Company will host an investor conference call and webcast to review its fourth quarter financial results. The earnings release and earnings presentation will be posted on the Company's website. The earnings release and presentation materials are attached hereto as Exhibit 99.1 and Exhibit 99.2, respectively, and are incorporated herein by reference. In accordance with General Instruction B.2 to Form 8-K, the information furnished in this Item 7.01, including Exhibit 99.2 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Exchange Act, or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

01. Financial Statements and Exhibits

Item 9.01. Financial Statements and Exhibits. Exhibits . The following are furnished as exhibits to this Current Report on Form 8-K: Exhibit Number Description of Exhibit 99.1 Q 4 2024 Earnings Release 99.2 Q 4 2024 Earnings Presentation 104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

Forward-Looking Statements

Forward-Looking Statements This Current Report on Form 8-K contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the Company's actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Forward-looking statements speak only as of the date they are made and, except as required by law, the Company does not assume any duty to update forward-looking statements. Such forward-looking statements include, but are not limited to, statements concerning the Company's plans, objectives, strategies, expectations, intentions and other statements that are not statements of historical fact, and may be identified by words such as "anticipates," "believes," "building," "continue," "could," "drive," "estimates," "expects," "extent," "focus," "forecasts," "goal," "guidance," "intends," "may," "might," "outlook," "plan," "position," "probable," "progressing," "projects," "prudent," "seeks," "should," "target," "view," "will" or "would" or the negative of these words and phrases or similar words or phrases. For a list of factors that could cause actual results to differ materially from those set forth in the forward-looking statements, see the risk factors described in the Company's most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q and other reports that are filed with the Securities and Exchange Commission. All forward-looking statements are qualified in their entirety by this cautionary statement. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STELLAR BANCORP, INC. Date: January 30, 2025 By: /s/ Paul P. Egge Paul P. Egge Chief Financ

View Full Filing

View this 8-K filing on SEC EDGAR

View on Read The Filing