loanDepot Files 2024 10-K
Ticker: LDI · Form: 10-K · Filed: 2025-03-13T00:00:00.000Z
Sentiment: neutral
Topics: 10-K, financial-services, mortgage
TL;DR
loanDepot filed its 2024 10-K. Full financials and risks detailed.
AI Summary
loanDepot, Inc. filed its 2024 10-K on March 13, 2025, reporting its financial performance for the fiscal year ending December 31, 2024. The filing details the company's business operations, financial condition, and risk factors. Key financial data and disclosures are provided, including information on revenues, expenses, and assets. The company is headquartered at 6561 Irvine Center Drive, Irvine, CA 92618.
Why It Matters
This filing provides investors and analysts with a comprehensive overview of loanDepot's financial health and strategic positioning for the past fiscal year, crucial for understanding its future prospects.
Risk Assessment
Risk Level: medium — As a financial services company, loanDepot is subject to various market, regulatory, and economic risks inherent in the mortgage and lending industry.
Key Numbers
- 2024 — Fiscal Year (The period covered by the 10-K filing.)
- 1231 — Fiscal Year End (Indicates the end of the reporting period.)
- 001-40003 — SEC File Number (Unique identifier for the company's filings with the SEC.)
Key Players & Entities
- loanDepot, Inc. (company) — Filer of the 10-K
- 2024-12-31 (date) — Fiscal year end
- 2025-03-13 (date) — Filing date
- 6561 Irvine Center Drive, Irvine, CA 92618 (address) — Company business and mailing address
FAQ
What is the primary business of loanDepot, Inc.?
loanDepot, Inc. operates in the Finance Services sector, specifically within mortgage lending and related financial services.
When was the 2024 10-K filing submitted to the SEC?
The 10-K filing for the fiscal year ending December 31, 2024, was filed on March 13, 2025.
What is loanDepot's principal business address?
The principal business address for loanDepot, Inc. is 6561 Irvine Center Drive, Irvine, CA 92618.
What is the SIC code for loanDepot, Inc.?
The Standard Industrial Classification (SIC) code for loanDepot, Inc. is 6199, which falls under Finance Services.
What are the different classes of common stock mentioned in the filing?
The filing mentions common stock classes including CommonClassAMember, CommonClassBMember, CommonClassCMember, and CommonClassDMember.
From the Filing
0001831631-25-000023.txt : 20250313 0001831631-25-000023.hdr.sgml : 20250313 20250313162157 ACCESSION NUMBER: 0001831631-25-000023 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 160 CONFORMED PERIOD OF REPORT: 20241231 FILED AS OF DATE: 20250313 DATE AS OF CHANGE: 20250313 FILER: COMPANY DATA: COMPANY CONFORMED NAME: loanDepot, Inc. CENTRAL INDEX KEY: 0001831631 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] ORGANIZATION NAME: 02 Finance IRS NUMBER: 853948939 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-40003 FILM NUMBER: 25736109 BUSINESS ADDRESS: STREET 1: 6561 IRVINE CENTER DRIVE CITY: IRVINE STATE: CA ZIP: 92618 BUSINESS PHONE: (949) 434-5964 MAIL ADDRESS: STREET 1: 6561 IRVINE CENTER DRIVE CITY: IRVINE STATE: CA ZIP: 92618 10-K 1 ldi-20241231.htm 10-K ldi-20241231 0001831631 FALSE 2024 FY http://www.loandepot.com/20241231#ChangesInFairValueOfServicingRightsNet http://www.loandepot.com/20241231#ChangesInFairValueOfServicingRightsNet http://www.loandepot.com/20241231#ChangesInFairValueOfServicingRightsNet http://fasb.org/us-gaap/2024#RevenuesNetOfInterestExpense http://fasb.org/us-gaap/2024#RevenuesNetOfInterestExpense http://fasb.org/us-gaap/2024#RevenuesNetOfInterestExpense 1.1 P2Y P2Y 2/16/2026 362 9/30/2025 182 iso4217:USD xbrli:shares iso4217:USD xbrli:shares xbrli:pure iso4217:USD ldi:loan ldi:lease ldi:lineOfCredit ldi:classActionCase ldi:lawsuit ldi:complaint ldi:segment 0001831631 2024-01-01 2024-12-31 0001831631 2024-06-30 0001831631 us-gaap:CommonClassAMember 2025-03-10 0001831631 us-gaap:CommonClassBMember 2025-03-10 0001831631 us-gaap:CommonClassCMember 2025-03-10 0001831631 ldi:CommonClassDMember 2025-03-10 0001831631 2023-01-01 2023-12-31 0001831631 2024-12-31 0001831631 2023-12-31 0001831631 us-gaap:AssetPledgedAsCollateralMember 2024-12-31 0001831631 us-gaap:AssetPledgedAsCollateralMember 2023-12-31 0001831631 us-gaap:CommonClassAMember 2024-12-31 0001831631 us-gaap:CommonClassAMember 2023-12-31 0001831631 us-gaap:CommonClassBMember 2024-12-31 0001831631 us-gaap:CommonClassBMember 2023-12-31 0001831631 us-gaap:CommonClassCMember 2023-12-31 0001831631 us-gaap:CommonClassCMember 2024-12-31 0001831631 ldi:CommonClassDMember 2024-12-31 0001831631 ldi:CommonClassDMember 2023-12-31 0001831631 2022-01-01 2022-12-31 0001831631 ldi:CommonClassAAndDMember 2024-01-01 2024-12-31 0001831631 ldi:CommonClassAAndDMember 2023-01-01 2023-12-31 0001831631 ldi:CommonClassAAndDMember 2022-01-01 2022-12-31 0001831631 us-gaap:CommonStockMember us-gaap:CommonClassAMember 2021-12-31 0001831631 us-gaap:CommonStockMember us-gaap:CommonClassCMember 2021-12-31 0001831631 us-gaap:CommonStockMember ldi:CommonClassDMember 2021-12-31 0001831631 us-gaap:TreasuryStockCommonMember 2021-12-31 0001831631 us-gaap:AdditionalPaidInCapitalMember 2021-12-31 0001831631 us-gaap:RetainedEarningsMember 2021-12-31 0001831631 us-gaap:NoncontrollingInterestMember 2021-12-31 0001831631 2021-12-31 0001831631 us-gaap:AdditionalPaidInCapitalMember 2022-01-01 2022-12-31 0001831631 us-gaap:CommonStockMember us-gaap:CommonClassAMember 2022-01-01 2022-12-31 0001831631 us-gaap:CommonStockMember us-gaap:CommonClassCMember 2022-01-01 2022-12-31 0001831631 us-gaap:CommonStockMember ldi:CommonClassDMember 2022-01-01 2022-12-31 0001831631 us-gaap:TreasuryStockCommonMember 2022-01-01 2022-12-31 0001831631 us-gaap:NoncontrollingInterestMember 2022-01-01 2022-12-31 0001831631 ldi:ClassAAndDCommonStockMember 2022-01-01 2022-12-31 0001831631 us-gaap:RetainedEarningsMember ldi:ClassAAndDCommonStockMember 2022-01-01 2022-12-31 0001831631 us-gaap:NoncontrollingInterestMember ldi:ClassAAndDCommonStockMember 2022-01-01 2022-12-31 0001831631 us-gaap:RetainedEarningsMember us-gaap:CommonClassCMember 2022-01-01 2022-12-31 0001831631 us-gaap:NoncontrollingInterestMember us-gaap:CommonClassCMember 2022-01-01 2022-12-31 0001831631 us-gaap:CommonClassCMember 2022-01-01 2022-12-31 0001831631 us-gaap:RetainedEarningsMembe