American Express Files 8-K Report

TL;DR

AXP filed a routine 8-K, no new material info.

AI Summary

On March 17, 2025, American Express Company filed an 8-K report with the SEC. The filing primarily serves as a notification of information and does not disclose specific new material events, financial figures, or strategic changes. It confirms the company's standard reporting obligations and details.

Why It Matters

This filing indicates that American Express is fulfilling its regulatory reporting requirements. It does not contain new information that would immediately impact the company's stock or operations.

Risk Assessment

Risk Level: low — The filing is a standard procedural disclosure and does not contain any new material information that would pose a risk.

Key Players & Entities

• AMERICAN EXPRESS CO (company) — Registrant
• 0000004962-25-000024 (filing_id) — Accession Number
• March 17, 2025 (date) — Date of Report
• 2126402000 (phone_number) — Registrant's telephone number

FAQ

From the Filing

0000004962-25-000024.txt : 20250317 0000004962-25-000024.hdr.sgml : 20250317 20250317120031 ACCESSION NUMBER: 0000004962-25-000024 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 13 CONFORMED PERIOD OF REPORT: 20250317 ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20250317 DATE AS OF CHANGE: 20250317 FILER: COMPANY DATA: COMPANY CONFORMED NAME: AMERICAN EXPRESS CO CENTRAL INDEX KEY: 0000004962 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] ORGANIZATION NAME: 02 Finance IRS NUMBER: 134922250 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-07657 FILM NUMBER: 25743241 BUSINESS ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 BUSINESS PHONE: 2126402000 MAIL ADDRESS: STREET 1: 200 VESEY STREET STREET 2: 50TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10285 8-K 1 axp-20250317.htm 8-K axp-20250317 0000004962 false 0000004962 2025-03-17 2025-03-17 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549   FORM 8-K   CURRENT REPORT   Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934   Date of Report (Date of earliest event reported):  March 17, 2025   AMERICAN EXPRESS CO MPANY (Exact name of registrant as specified in its charter)     New York   1-7657   13-4922250 (State or other jurisdiction of incorporation)   (Commission File Number)   (IRS Employer Identification No.) 200 Vesey Street , New York , New York 10285 (Address of principal executive offices and zip code) ( 212 ) 640-2000 (Registrant's telephone number, including area code) Not Applicable (Former name or former address, if changed since last report)   Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):   ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Shares (par value $0.20 per Share)   AXP   New York Stock Exchange   Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Item 7.01 Regulation FD Disclosure American Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member lending portfolios for the months ended February 28 and January 31, 2025 and December 31, 2024. Effective December 1, 2024, the Company reclassified $758 million of Card Member loans related to its Lowe’s small business cobrand portfolio to Card Member loans held for sale on the Consolidated Balance Sheets. Such Card Member loans are not reflected in the table below, which only reflects Card Member loans held for investment. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended February 28 and January 31, 202