Trupanion Files Q1 2025 10-Q

Ticker: TRUP · Form: 10-Q · Filed: 2025-05-01T00:00:00.000Z

Sentiment: neutral

Topics: 10-Q, earnings, financials

TL;DR

TRUP Q1 2025 10-Q filed. Financials updated.

AI Summary

Trupanion, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial performance, including claims expenses, technology services costs, and general administrative expenses for the first quarter of 2025 compared to the same period in 2024. Specific dollar amounts for these line items are not provided in this header information.

Why It Matters

This filing provides investors with an update on Trupanion's financial health and operational costs during the first quarter of 2025, crucial for assessing the company's performance and future outlook.

Risk Assessment

Risk Level: medium — The filing is a standard quarterly report, but the pet insurance industry can be subject to regulatory changes and competitive pressures.

Key Numbers

Key Players & Entities

FAQ

What were Trupanion's total revenue figures for the first quarter of 2025?

Total revenue figures for the first quarter of 2025 are not explicitly detailed in the provided header information of the 10-Q filing.

How did claims expenses in Q1 2025 compare to Q1 2024?

The filing indicates data for 'ClaimsExpenseMember' for both Q1 2025 and Q1 2024, suggesting a comparison is available within the full document.

What were the technology services costs for Trupanion in the first quarter of 2025?

The filing includes 'TechnologyservicescostsMember' for Q1 2025, but the specific dollar amount is not present in this header.

Did Trupanion's general and administrative expenses increase or decrease in Q1 2025 compared to Q1 2024?

The filing references 'GeneralAndAdministrativeExpenseMember' for both periods, implying that a comparison of these expenses can be found in the full report.

What is Trupanion's fiscal year end?

Trupanion's fiscal year ends on December 31st.

From the Filing

0001371285-25-000119.txt : 20250501 0001371285-25-000119.hdr.sgml : 20250501 20250501172035 ACCESSION NUMBER: 0001371285-25-000119 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 73 CONFORMED PERIOD OF REPORT: 20250331 FILED AS OF DATE: 20250501 DATE AS OF CHANGE: 20250501 FILER: COMPANY DATA: COMPANY CONFORMED NAME: TRUPANION, INC. CENTRAL INDEX KEY: 0001371285 STANDARD INDUSTRIAL CLASSIFICATION: HOSPITAL & MEDICAL SERVICE PLANS [6324] ORGANIZATION NAME: 02 Finance EIN: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-36537 FILM NUMBER: 25904418 BUSINESS ADDRESS: STREET 1: 6100 4TH AVENUE SOUTH STREET 2: SUITE 400 CITY: SEATTLE STATE: WA ZIP: 98108 BUSINESS PHONE: 888-733-2685 MAIL ADDRESS: STREET 1: 6100 4TH AVENUE SOUTH STREET 2: SUITE 400 CITY: SEATTLE STATE: WA ZIP: 98108 FORMER COMPANY: FORMER CONFORMED NAME: TRUPANION INC. DATE OF NAME CHANGE: 20131114 FORMER COMPANY: FORMER CONFORMED NAME: VETINSURANCE INTERNATIONAL INC DATE OF NAME CHANGE: 20060802 10-Q 1 trup-20250331.htm 10-Q trup-20250331 0001371285 12/31 2025 Q1 false xbrli:shares iso4217:USD iso4217:USD xbrli:shares xbrli:pure 0001371285 2025-01-01 2025-03-31 0001371285 2025-04-24 0001371285 2024-01-01 2024-03-31 0001371285 trup:ClaimsExpenseMember 2025-01-01 2025-03-31 0001371285 trup:ClaimsExpenseMember 2024-01-01 2024-03-31 0001371285 us-gaap:OtherExpenseMember 2025-01-01 2025-03-31 0001371285 us-gaap:OtherExpenseMember 2024-01-01 2024-03-31 0001371285 trup:TechnologyservicescostsMember 2025-01-01 2025-03-31 0001371285 trup:TechnologyservicescostsMember 2024-01-01 2024-03-31 0001371285 us-gaap:GeneralAndAdministrativeExpenseMember 2025-01-01 2025-03-31 0001371285 us-gaap:GeneralAndAdministrativeExpenseMember 2024-01-01 2024-03-31 0001371285 us-gaap:SellingAndMarketingExpenseMember 2025-01-01 2025-03-31 0001371285 us-gaap:SellingAndMarketingExpenseMember 2024-01-01 2024-03-31 0001371285 2025-03-31 0001371285 2024-12-31 0001371285 us-gaap:CommonStockMember 2024-12-31 0001371285 us-gaap:AdditionalPaidInCapitalMember 2024-12-31 0001371285 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-12-31 0001371285 us-gaap:RetainedEarningsMember 2024-12-31 0001371285 us-gaap:TreasuryStockCommonMember 2024-12-31 0001371285 us-gaap:CommonStockMember 2025-01-01 2025-03-31 0001371285 us-gaap:AdditionalPaidInCapitalMember 2025-01-01 2025-03-31 0001371285 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-01-01 2025-03-31 0001371285 us-gaap:RetainedEarningsMember 2025-01-01 2025-03-31 0001371285 us-gaap:CommonStockMember 2025-03-31 0001371285 us-gaap:AdditionalPaidInCapitalMember 2025-03-31 0001371285 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-03-31 0001371285 us-gaap:RetainedEarningsMember 2025-03-31 0001371285 us-gaap:TreasuryStockCommonMember 2025-03-31 0001371285 us-gaap:CommonStockMember 2023-12-31 0001371285 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0001371285 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0001371285 us-gaap:RetainedEarningsMember 2023-12-31 0001371285 us-gaap:TreasuryStockCommonMember 2023-12-31 0001371285 2023-12-31 0001371285 us-gaap:CommonStockMember 2024-01-01 2024-03-31 0001371285 us-gaap:AdditionalPaidInCapitalMember 2024-01-01 2024-03-31 0001371285 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-01-01 2024-03-31 0001371285 us-gaap:RetainedEarningsMember 2024-01-01 2024-03-31 0001371285 us-gaap:CommonStockMember 2024-03-31 0001371285 us-gaap:AdditionalPaidInCapitalMember 2024-03-31 0001371285 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-03-31 0001371285 us-gaap:RetainedEarningsMember 2024-03-31 0001371285 us-gaap:TreasuryStockCommonMember 2024-03-31 0001371285 2024-03-31 0001371285 us-gaap:EmployeeStockOptionMember 2025-01-01 2025-03-31 0001371285 us-gaap:EmployeeStockOptionMember 2024-01-01 2024-03-31 0001371285 us-gaap:RestrictedStockUnitsRSUMember 2025-01-01 2025-03-31 0001371285 us-gaap:RestrictedStockUn

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