Uwharrie Capital Corp Files Q1 2025 10-Q

Ticker: UWHR · Form: 10-Q · Filed: 2025-05-06T00:00:00.000Z

Sentiment: neutral

Topics: 10-Q, financials, commercial-bank

Related Tickers: UHRR

TL;DR

UWHARRIE CAPITAL CORP (UHRR) filed its Q1 2025 10-Q. Bank financials look steady.

AI Summary

Uwharrie Capital Corp filed its 10-Q for the period ending March 31, 2025. The filing details financial information for the company, which operates as a commercial bank. Key financial data and disclosures relevant to its operations as a financial institution are presented.

Why It Matters

This filing provides insight into the financial health and operational performance of Uwharrie Capital Corp, a commercial bank, for the first quarter of 2025.

Risk Assessment

Risk Level: low — This is a routine quarterly financial filing for a publicly traded company, indicating standard reporting practices.

Key Numbers

Key Players & Entities

FAQ

What is the reporting period for this 10-Q filing?

The Conformed Period of Report is 20250331, meaning the filing covers the first quarter of 2025.

When was this 10-Q filed with the SEC?

This 10-Q was filed on 20250506.

What is the primary business of Uwharrie Capital Corp?

Uwharrie Capital Corp's Standard Industrial Classification (SIC) code is 6022, indicating it operates as a State Commercial Bank.

Has Uwharrie Capital Corp operated under a different name previously?

Yes, the company was formerly known as STANLY CAPITAL CORP, with a date of name change on 19930303.

Where is Uwharrie Capital Corp headquartered?

The company's business address is 132 NORTH FIRST STREET, ALBEMARLE, NC 28001.

From the Filing

0000950170-25-064204.txt : 20250506 0000950170-25-064204.hdr.sgml : 20250506 20250506133130 ACCESSION NUMBER: 0000950170-25-064204 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 82 CONFORMED PERIOD OF REPORT: 20250331 FILED AS OF DATE: 20250506 DATE AS OF CHANGE: 20250506 FILER: COMPANY DATA: COMPANY CONFORMED NAME: UWHARRIE CAPITAL CORP CENTRAL INDEX KEY: 0000898171 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] ORGANIZATION NAME: 02 Finance EIN: 561814206 STATE OF INCORPORATION: NC FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 000-22062 FILM NUMBER: 25916470 BUSINESS ADDRESS: STREET 1: 132 NORTH FIRST STREET STREET 2: PO BOX 338 CITY: ALBEMARLE STATE: NC ZIP: 28001 BUSINESS PHONE: 7049836181 MAIL ADDRESS: STREET 1: P O BOX 338 CITY: ALBEMARLE STATE: NC ZIP: 28002-0338 FORMER COMPANY: FORMER CONFORMED NAME: STANLY CAPITAL CORP DATE OF NAME CHANGE: 19930303 10-Q 1 uwhr-20250331.htm 10-Q 10-Q Q1 0000898171 --12-31 false 2 P5Y http://fasb.org/us-gaap/2024#PropertyPlantAndEquipmentNet http://fasb.org/us-gaap/2024#PropertyPlantAndEquipmentNet http://fasb.org/us-gaap/2024#OtherLiabilitiesNoncurrent http://fasb.org/us-gaap/2024#ExecutiveCommitteeMember 0000898171 uwhr:FinancialNonaccrualLoansMember 2024-12-31 0000898171 us-gaap:HomeEquityLoanMember 2025-03-31 0000898171 us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2024-12-31 0000898171 us-gaap:FairValueInputsLevel2Member us-gaap:MortgageBackedSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-03-31 0000898171 uwhr:FinancialNonaccrualLoansMember us-gaap:CommercialLoanMember 2025-03-31 0000898171 us-gaap:CommercialLoanMember uwhr:CommercialMember 2024-12-31 0000898171 us-gaap:FinancialAssetPastDueMember us-gaap:CommercialLoanMember 2025-03-31 0000898171 us-gaap:PassMember 2025-03-31 0000898171 us-gaap:NoncontrollingInterestMember 2023-12-31 0000898171 us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2025-03-31 0000898171 us-gaap:SubstandardMember uwhr:CommercialLoansMember 2024-12-31 0000898171 us-gaap:FinancialAssetNotPastDueMember us-gaap:CommercialLoanMember 2024-12-31 0000898171 us-gaap:RetainedEarningsMember 2025-01-01 2025-03-31 0000898171 uwhr:ResidentialRealEstateLoanMember uwhr:NoncommercialMember 2025-01-01 2025-03-31 0000898171 us-gaap:SeriesCPreferredStockMember 2025-01-01 2025-03-31 0000898171 us-gaap:HomeEquityLoanMember uwhr:NoncommercialMember 2024-01-01 2024-03-31 0000898171 us-gaap:NoncontrollingInterestMember 2025-01-01 2025-03-31 0000898171 us-gaap:FairValueInputsLevel1Member us-gaap:USTreasurySecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2024-12-31 0000898171 us-gaap:AdditionalPaidInCapitalMember 2024-03-31 0000898171 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FairValueMeasurementsRecurringMember 2025-03-31 0000898171 uwhr:CommercialLoansMember us-gaap:PassMember 2025-03-31 0000898171 uwhr:ConsumersLoansMember uwhr:NoncommercialMember 2024-01-01 2024-03-31 0000898171 uwhr:CommercialRealEstateLoanMember 2024-01-01 2024-03-31 0000898171 uwhr:WatchesMember us-gaap:HomeEquityLoanMember 2025-03-31 0000898171 us-gaap:CommitmentsToExtendCreditMember 2025-03-31 0000898171 us-gaap:PerformingFinancingReceivableMember 2024-12-31 0000898171 us-gaap:StandbyLettersOfCreditMember 2025-03-31 0000898171 us-gaap:AssetBackedSecuritiesMember 2025-03-31 0000898171 us-gaap:HomeEquityLoanMember us-gaap:FinancialAssetPastDueMember 2024-12-31 0000898171 us-gaap:FairValueInputsLevel2Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2024-12-31 0000898171 us-gaap:ConsumerLoanMember 2025-03-31 0000898171 uwhr:OtherLoansMember 2024-12-31 0000898171 us-gaap:FinancialAssetNotPastDueMember uwhr:RealEstateOneToFourFamilyConstructionMember 2024-12-31 0000898171 us-gaap:CorporateBondSecuritiesMember us-gaap:FairValueMeasurementsRecurringMember 2025-03-31 0

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