Investar Holding Corp. Q1 2025 Earnings Show Modest Growth
Ticker: ISTR · Form: 10-Q · Filed: May 7, 2025 · CIK: 1602658
Sentiment: neutral
Topics: earnings, financials, banking
TL;DR
Investar Holding Corp. Q1 earnings up slightly to $22.26M on $42.72M interest income. Assets $400.21M.
AI Summary
Investar Holding Corp. reported financial results for the quarter ended March 31, 2025. Total interest income was $42.72 million, a slight increase from $42.14 million in the same period last year. Net income attributable to common shareholders was $22.26 million, up from $21.85 million year-over-year. The company's total assets stood at $400.21 million as of March 31, 2025.
Why It Matters
This filing provides insight into Investar Holding Corp.'s financial performance, indicating a slight increase in revenue and net income, which could influence investor confidence and stock valuation.
Risk Assessment
Risk Level: low — The filing indicates stable financial performance with modest growth, suggesting low immediate risk.
Key Numbers
- $400.21M — Total Assets (As of March 31, 2025, indicating the company's overall size.)
- $42.72M — Interest Income (For the three months ended March 31, 2025, showing revenue generation.)
- $22.26M — Net Income (Attributable to common shareholders for the three months ended March 31, 2025, reflecting profitability.)
- 1.00 — Earnings Per Share (Basic) (For the three months ended March 31, 2025.)
- 9,828,413 — Common Shares Outstanding (As of March 31, 2025.)
Key Players & Entities
- Investar Holding Corp. (company) — Filer of the 10-Q
- March 31, 2025 (date) — End of reporting period
- 20250507 (date) — Filing date
- $42.72 million (dollar_amount) — Total interest income for Q1 2025
- $22.26 million (dollar_amount) — Net income attributable to common shareholders for Q1 2025
- $400.21 million (dollar_amount) — Total assets as of March 31, 2025
FAQ
What was Investar Holding Corp.'s total interest income for the quarter ended March 31, 2025?
Investar Holding Corp.'s total interest income for the quarter ended March 31, 2025, was $42,720,000.
How did net income attributable to common shareholders change compared to the prior year's quarter?
Net income attributable to common shareholders increased to $22,259,000 for the quarter ended March 31, 2025, from $21,853,000 for the same period in 2024.
What were the company's total assets as of March 31, 2025?
As of March 31, 2025, Investar Holding Corp.'s total assets were $400,211,000.
What is the company's SIC code?
Investar Holding Corp.'s Standard Industrial Classification (SIC) code is 6022, which corresponds to STATE COMMERCIAL BANKS.
What was the fair value determination method for certain assets mentioned in the filing?
Fair values were determined through valuation analysis using coupon, yield (discount margin), liquidity, and expected repayment dates.
Filing Details
This Form 10-Q (Form 10-Q) was filed with the SEC on May 7, 2025 regarding Investar Holding Corp (ISTR).