Old Second Bancorp Files Q1 2025 Financials
Ticker: OSBC · Form: 10-Q · Filed: 2025-05-09T00:00:00.000Z
Sentiment: neutral
Topics: 10-Q, financials, equity, banking
TL;DR
OLD SECOND BANCORP (OSBC) Q1 2025 10-Q FILED - EQUITY DETAILS AVAILABLE
AI Summary
Old Second Bancorp Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial information, including retained earnings, common stock, and additional paid-in capital as of March 31, 2025, and compares these figures to the end of the previous fiscal year (December 31, 2024) and the same period in the prior year (March 31, 2024). The company is a commercial bank based in Aurora, Illinois.
Why It Matters
This filing provides investors with a snapshot of Old Second Bancorp's financial health and equity structure as of the first quarter of 2025, crucial for understanding its stability and growth.
Risk Assessment
Risk Level: low — This is a routine quarterly financial filing with no immediate red flags or significant new risks indicated.
Key Numbers
- 2025-03-31 — Reporting Date (Primary date for financial data in this filing)
- 2024-12-31 — Prior Year-End (Comparison point for financial data)
- 2024-03-31 — Prior Year Quarter (Year-over-year comparison point)
Key Players & Entities
- OLD SECOND BANCORP INC (company) — Filer of the 10-Q
- March 31, 2025 (date) — End of reporting period
- December 31, 2024 (date) — Prior fiscal year-end comparison
- March 31, 2024 (date) — Prior year quarter comparison
- Aurora, Illinois (location) — Company headquarters
FAQ
What were the key components of Old Second Bancorp's equity as of March 31, 2025?
As of March 31, 2025, key equity components included Treasury Stock, Retained Earnings, Common Stock, Additional Paid-In Capital, Accumulated Other Comprehensive Income, Accumulated Net Unrealized Investment Gain/Loss, and Accumulated Net Gain/Loss from Cash Flow Hedges.
How do the equity figures on March 31, 2025, compare to December 31, 2024?
The filing provides data for Treasury Stock, Retained Earnings, Common Stock, Additional Paid-In Capital, Accumulated Other Comprehensive Income, Accumulated Net Unrealized Investment Gain/Loss, and Accumulated Net Gain/Loss from Cash Flow Hedges for both March 31, 2025, and December 31, 2024, allowing for comparison.
What is the primary business of Old Second Bancorp Inc.?
Old Second Bancorp Inc. is classified under Standard Industrial Classification code 6022, indicating it operates as a commercial bank.
When was this 10-Q filing submitted to the SEC?
This 10-Q filing was submitted on May 9, 2025.
What is the fiscal year-end for Old Second Bancorp Inc.?
The fiscal year-end for Old Second Bancorp Inc. is December 31.
From the Filing
0000357173-25-000035.txt : 20250509 0000357173-25-000035.hdr.sgml : 20250509 20250509120039 ACCESSION NUMBER: 0000357173-25-000035 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 94 CONFORMED PERIOD OF REPORT: 20250331 FILED AS OF DATE: 20250509 DATE AS OF CHANGE: 20250509 FILER: COMPANY DATA: COMPANY CONFORMED NAME: OLD SECOND BANCORP INC CENTRAL INDEX KEY: 0000357173 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] ORGANIZATION NAME: 02 Finance EIN: 363143493 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 000-10537 FILM NUMBER: 25929117 BUSINESS ADDRESS: STREET 1: 37 S RIVER ST CITY: AURORA STATE: IL ZIP: 60507 BUSINESS PHONE: 6308920202 MAIL ADDRESS: STREET 1: 37 SOUTH RIVER STREET CITY: AURORA STATE: IL ZIP: 60507 10-Q 1 tmb-20250331x10q.htm 10-Q OLD SECOND BANCORP INC_March 31, 2025 0000357173 OLD SECOND BANCORP INC --12-31 2025 Q1 false P2M 0000357173 us-gaap:TreasuryStockCommonMember 2025-03-31 0000357173 us-gaap:RetainedEarningsMember 2025-03-31 0000357173 us-gaap:CommonStockMember 2025-03-31 0000357173 us-gaap:AdditionalPaidInCapitalMember 2025-03-31 0000357173 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-03-31 0000357173 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2025-03-31 0000357173 us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember 2025-03-31 0000357173 us-gaap:TreasuryStockCommonMember 2024-12-31 0000357173 us-gaap:RetainedEarningsMember 2024-12-31 0000357173 us-gaap:CommonStockMember 2024-12-31 0000357173 us-gaap:AdditionalPaidInCapitalMember 2024-12-31 0000357173 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-12-31 0000357173 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-12-31 0000357173 us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember 2024-12-31 0000357173 us-gaap:TreasuryStockCommonMember 2024-03-31 0000357173 us-gaap:RetainedEarningsMember 2024-03-31 0000357173 us-gaap:CommonStockMember 2024-03-31 0000357173 us-gaap:AdditionalPaidInCapitalMember 2024-03-31 0000357173 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-03-31 0000357173 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-03-31 0000357173 us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember 2024-03-31 0000357173 us-gaap:TreasuryStockCommonMember 2023-12-31 0000357173 us-gaap:RetainedEarningsMember 2023-12-31 0000357173 us-gaap:CommonStockMember 2023-12-31 0000357173 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0000357173 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0000357173 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-12-31 0000357173 us-gaap:AccumulatedNetGainLossFromDesignatedOrQualifyingCashFlowHedgesMember 2023-12-31 0000357173 osbc:EquityIncentivePlan2019Member 2025-03-31 0000357173 osbc:EquityIncentivePlan2019Member 2021-05-31 0000357173 osbc:EquityIncentivePlan2019Member 2019-05-31 0000357173 osbc:EquityIncentivePlan2019Member 2021-05-01 2021-05-31 0000357173 osbc:RestrictedStockAndRestrictedStockUnitsMember 2024-12-31 0000357173 osbc:RestrictedStockAndRestrictedStockUnitsMember osbc:EquityIncentivePlan2019Member 2025-01-01 2025-03-31 0000357173 srt:WeightedAverageMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember osbc:MortgageServicingRightsMember us-gaap:MeasurementInputDiscountRateMember osbc:DiscountedCashFlowValuationTechniqueMember 2025-03-31 0000357173 srt:WeightedAverageMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember osbc:MortgageServicingRightsMember us-gaap:MeasurementInputConstantPrepaymentRateMember osbc:DiscountedCashFlowValuationTechniqueMember 2025-03-31 0000357173 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember osbc:MortgageServicingRightsMember us-gaap:MeasurementInputDiscountRateMember osbc:DiscountedCashFlowValuationTe