Lake Shore Bancorp Files 10-Q for Q1 2025
| Field | Detail |
|---|---|
| Company | Lake Shore Bancorp, Inc. |
| Form Type | 10-Q |
| Filed Date | May 15, 2025 |
| Risk Level | medium |
| Sentiment | neutral |
Sentiment: neutral
Topics: 10-Q, financials, loan-portfolio, reporting
Related Tickers: LSBK
TL;DR
**LSBK Q1 10-Q filed. Shows loan portfolio details, past due consumer loans & CRE segments.**
AI Summary
Lake Shore Bancorp, Inc. filed its 10-Q for the period ending March 31, 2025. The filing details financial performance and includes information on various loan segments and asset classifications. Specific data points relate to past due consumer loans and commercial real estate portfolios as of December 31, 2024, and March 31, 2025.
Why It Matters
This filing provides insight into the financial health and loan portfolio performance of Lake Shore Bancorp, Inc., which can affect investor confidence and lending practices.
Risk Assessment
Risk Level: medium — The filing contains details on loan portfolio segments, including past due and substandard loans, which can indicate potential credit risk.
Key Numbers
- 2025-03-31 — Reporting Period End Date (Indicates the end of the financial quarter being reported.)
- 2024-12-31 — Previous Period End Date (Provides a comparison point for financial performance.)
Key Players & Entities
- LAKE SHORE BANCORP, INC. (company) — Filer of the 10-Q
- 20250331 (date) — End of reporting period
- 20250515 (date) — Filing date
- 31 EAST FOURTH STREET (location) — Business and mailing address
- DUNKIRK (location) — City of business and mailing address
- NY (location) — State of business and mailing address
- 14048 (location) — ZIP code of business and mailing address
- 716-366-4070 (phone_number) — Business phone number
FAQ
What is the reporting period for this 10-Q filing?
The Conformed Period of Report is 20250331, meaning the filing covers the period ending March 31, 2025.
When was this 10-Q filed with the SEC?
This 10-Q was filed on 20250515.
What is the company's primary business address?
The company's business address is 31 EAST FOURTH STREET, DUNKIRK, NY 14048.
What is the company's Central Index Key (CIK)?
The company's Central Index Key is 0001341318.
What are some of the loan portfolio segments mentioned in the filing?
The filing mentions segments such as us-gaap:SubstandardMember, us-gaap:CommercialRealEstatePortfolioSegmentMember, us-gaap:DebtSecuritiesMember, lsbk:CollateralDependentLoansMember, us-gaap:ConsumerPortfolioSegmentMember, and lsbk:RealEstateLoansIncludingOneToFourFamilyConstructionLoansMember.
Filing Details
This Form 10-Q (Form 10-Q) was filed with the SEC on May 15, 2025 regarding LAKE SHORE BANCORP, INC..