loanDepot Files 8-K on Material Agreement

TL;DR

loanDepot signed a material definitive agreement on 5/30/25, filed 8-K on 6/5/25.

AI Summary

On May 30, 2025, loanDepot, Inc. filed an 8-K report detailing a material definitive agreement. The filing was made public on June 5, 2025, and pertains to the company's operations as of May 30, 2025. The report is categorized under 'Entry into a Material Definitive Agreement' and 'Financial Statements and Exhibits'.

Why It Matters

This filing indicates a significant contractual development for loanDepot, Inc., which could impact its financial standing and operational strategy.

Risk Assessment

Risk Level: medium — Material definitive agreements can introduce new financial obligations or strategic shifts that carry inherent business risks.

Key Players & Entities

• loanDepot, Inc. (company) — Registrant
• May 30, 2025 (date) — Date of Report
• June 5, 2025 (date) — Filing Date
• 6561 Irvine Center Drive (address) — Principal Executive Offices

FAQ

From the Filing

0001831631-25-000105.txt : 20250605 0001831631-25-000105.hdr.sgml : 20250605 20250605164515 ACCESSION NUMBER: 0001831631-25-000105 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20250530 ITEM INFORMATION: Entry into a Material Definitive Agreement ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20250605 DATE AS OF CHANGE: 20250605 FILER: COMPANY DATA: COMPANY CONFORMED NAME: loanDepot, Inc. CENTRAL INDEX KEY: 0001831631 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] ORGANIZATION NAME: 02 Finance EIN: 853948939 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-40003 FILM NUMBER: 251027749 BUSINESS ADDRESS: STREET 1: 6561 IRVINE CENTER DRIVE CITY: IRVINE STATE: CA ZIP: 92618 BUSINESS PHONE: (949) 434-5964 MAIL ADDRESS: STREET 1: 6561 IRVINE CENTER DRIVE CITY: IRVINE STATE: CA ZIP: 92618 8-K 1 ldi-20250530.htm 8-K ldi-20250530 FALSE 0001831631 0001831631 2025-05-30 2025-05-30 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________ FORM 8-K _____________________ CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (or date of earliest event reported): May 30, 2025 _____________________ loanDepot, Inc. (Exact Name of Registrant as Specified in its Charter) _____________________ Delaware 001-40003 85-3948939 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification Number) 6561 Irvine Center Drive Irvine , California 92618 (Address of Principal Executive Offices) (Zip Code) Registrant’s telephone number, including area code: (888)   337-6888 _____________________ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: ☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) ☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) ☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) ☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Class A Common Stock, $0.001 Par Value LDI New York Stock Exchange Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company   ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   o Item 1.01 Entry into a Material Definitive Agreement. Credit Agreement with Nomura Corporate Funding Americas LLC On May 30, 2025, loanDepot FA Agency MSR, LLC, a Delaware limited liability company and direct, wholly-owned subsidiary of loanDepot.com, LLC, as borrower (the "Borrower"), entered into an Omnibus Amendment of Transaction Documents (the "Amendment") with loanDepot.com, LLC, a Delaware limited liability company and an indirect, majority-owned subsidiary of loanDepot, Inc., as guarantor (the "Company"), and Nomura Corporate Funding Americas, LLC, as administrative agent and sole lender ("NCFA"). The Amendment was entered into in connection with the appointment of NCFA as the administrative agent, and the assignment to NCFA of 100% of the commitment under the Credit Agreement, dated as of